The top-rated medicare insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 550 reviews. Other highly rated options include Ken Caparoni - State Farm Insurance Agent, Forward Insurance Agency, Best Access Insurance. This directory lists 21 medicare insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | Ken Caparoni - State Farm Insurance Agent | 1583 Spinnaker Dr Ste 210 | (805) 653-5033 |
| 3 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 4 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 5 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 6 | American Legacy Solutions | 5808 Telephone Rd 2nd Floor | (855) 534-2295 |
| 7 | Armen Keshmeshian - State Farm Insurance Agent | 9493 Telephone Rd Ste 101 | (805) 918-5027 |
| 8 | Direct Service Insurance | 1629 E Main St Suites B and C | (805) 641-0422 |
| 9 | Sather's Insurance Service | 5725 Ralston St Ste 214 | (805) 644-8600 |
| 10 | Farmers Insurance - Karen Pena | 5811 Olivas Park Dr Ste 203 | (805) 604-1154 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California metro area as a local medicare insurance agent. This agency assists clients with navigating their health coverage options during enrollment periods. Their work focuses on explaining the differences between Medicare Parts A, B, and D, as well as Medicare Advantage and Medigap supplement plans. The agency helps seniors compare their annual plan choices each fall and assists with initial enrollment for those turning sixty-five.
Ken Caparoni - State Farm Insurance Agent in Ventura, CA provides a full range of Medicare insurance services, including plan comparisons and annual enrollment guidance. Their service model focuses on helping clients understand coverage options and maintain appropriate benefits through regular policy reviews. Customers can receive ongoing support for claims and billing questions. The agent serves a diverse property portfolio, including single-family homes, apartments, retail spaces, and restaurants.
Forward Insurance Agency serves Ventura area retirees and Medicare-eligible individuals by guiding them through plan options, including Medigap and Medicare Advantage policies. The agency helps clients compare coverage to match their healthcare needs and budgets, explaining enrollment periods and potential out-of-pocket costs. Their advisors work to clarify how different plans coordinate with existing providers, assisting with annual reviews and life changes. Forward Insurance Agency also serves clients in neighboring Ojai and the surrounding Ventura County communities.
Best Access Insurance serves Ventura and the surrounding communities in Ventura County, handling Medicare insurance enrollment and plan options for eligible individuals. The agency helps clients navigate Original Medicare, Medicare Advantage, and Medicare Supplement plans. It evaluates individual healthcare needs and budget constraints to recommend suitable coverage choices. To handle a typical job, the company obtains a client overview, clarifies available plan benefits, and assists with the application process.
Venture Casualty Insurance Services offers Medicare insurance agent services, providing guidance on Medicare Advantage and Supplement plans for residents in the Ventura area. It helps clients evaluate their coverage options, understand plan differences, and navigate enrollment requirements. The company assists with coordinating benefits with existing health care providers during the Fall Open Enrollment Period, ensuring timely plan selections before the annual deadline.
At American Legacy Solutions in Ventura, CA, clients choose between a single consultation to clarify coverage options and ongoing support for annual plan reviews. The agency explains Medicare’s parts and supplemental policies, focusing on how each plan aligns with individual needs. Service runs on a one-time, scheduled, or as-needed basis, accommodating both initial enrollment inquiries and adjustments during open enrollment periods.
As open enrollment season approaches in Ventura, many residents face complex choices about Medicare supplement and Advantage plans. Armen Keshmeshian - State Farm Insurance Agent provides local guidance tailored to each individual's healthcare needs and budget. As a Medicare insurance agent, this office helps clarify Part D prescription drug options and Medigap policies to ensure clients meet their coverage deadlines. A first appointment typically involves a personal review of the client’s current doctors and prescription list along with an assessment of potential out-of-pocket costs for the year ahead.
Direct Service Insurance provides guidance through the Medicare program for residents of Ventura, California. As a Medicare insurance agent, it helps clients navigate initial enrollment and annual plan changes. The agency works with Medicare Advantage and Medigap supplement policies, offering options to individual seniors. It also assists small business owners and self-employed workers in the area. Commercial sectors it can serve include local offices, warehouses, and food service operations.
Serving residential clients in and around Ventura, Sather's Insurance Service provides Medicare insurance agent consultations. This office also offers commercial coverage guidance for local businesses needing group or individual policy options throughout the Ventura area. The agent explains plan details plainly and assists with enrollment during open seasons or special circumstances. Between these annual or periodic visits, clients can schedule follow-up calls or drop by to update their coverage as health needs or plan changes occur.
What Does a a Medicare Insurance Agent in Ventura Cost?
Medicare Part A is usually free for most people. Part B has a standard monthly premium of $174.70 in 2024 for most beneficiaries. Medicare Advantage plans often have low or $0 monthly premiums, but may include copays and deductibles. Medigap plans in California can range from $100 to $300 per month depending on age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Ventura
Ventura residents can work with a licensed Medicare insurance agent to review plan options and enroll in coverage. In California, agents must follow state rules about scope of appointment and cannot charge separate fees for Medicare counseling. Local agents understand Ventura County medical networks and can help you compare Medicare Advantage and Supplement plans.
Frequently Asked Questions
What does a Medicare insurance agent in Ventura do?
A Medicare insurance agent helps you compare Part D drug plans, Medicare Advantage plans, and Medigap policies. They are licensed by the California Department of Insurance and can explain how each plan works with local providers.
When can I enroll in Medicare in Ventura California?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has a Special Enrollment Period for those who lose employer coverage. Missing these windows may result in late penalties.
Do I have to pay a Medicare insurance agent in Ventura?
No. Medicare insurance agents in California are typically paid by insurance carriers through commissions. You do not pay the agent directly for their help comparing and enrolling in plans.
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