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HomeMedicare Insurance AgentsCalifornia › Watsonville

Find Medicare Insurance Agents Near You in Watsonville, CA

Browse medicare insurance agents serving Watsonville, California. Updated 2026-07-14.

The top-rated medicare insurance agent in Watsonville, California is Fernando Lopez - State Farm Insurance Agent, rated 5.0 stars across 204 reviews. Other highly rated options include AAA Watsonville Branch, KBK Insurance Agency, Huizar-Albor Insurance Agency Inc.: Allstate Insurance. This directory lists 15 medicare insurance agents serving Watsonville.

Showing 15 medicare insurance agents in Watsonville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fernando Lopez - State Farm Insurance Agent734 E Lake Ave STE 7(831) 722-1500
2AAA Watsonville Branch1195 S Green Valley Rd(831) 768-4540
3KBK Insurance Agency1006 Freedom Blvd(831) 724-1085
4Huizar-Albor Insurance Agency Inc.: Allstate Insurance734 E Lake Ave STE 4(831) 763-4626
5Evan Darling - State Farm Insurance Agent1919 Main St(831) 536-4099
6Farmers Insurance - Rafael Suarez1185 Freedom Blvd Ste 3(831) 722-3000
7LIS Insurance Services1469 Freedom Blvd(831) 724-8100
8Farmers Insurance - Derek Diaz30 E 5th St Ste H(831) 319-4623
9Chris George: Primerica - Financial Services3 Hangar Way ste b(831) 722-9993
10Del Sol Insurance Services405 Union St(831) 254-1775
FL
734 E Lake Ave STE 7
Fernando Lopez - State Farm Insurance Agent
Medicare Insurance Agent · Watsonville, CA

Fernando Lopez - State Farm Insurance Agent in Watsonville, CA, offers a range of Medicare insurance services, guiding clients through plan selection and enrollment. The office provides ongoing support with plan management and annual policy reviews to help clients adapt to changing healthcare needs. This assistance includes clarifying coverage options and addressing questions about benefits. The agency services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants, ensuring that business and residential clients receive appropriate Medicare guidance for their individual circumstances.

AW
1195 S Green Valley Rd
AAA Watsonville Branch
Medicare Insurance Agent · Watsonville, CA

AAA Watsonville Branch serves Santa Cruz County and the surrounding Central Coast region as a local Medicare insurance agent. The agency guides clients through the complexities of Medicare plans, including enrollment periods and coverage options. It helps individuals compare Part D prescription drug plans and Medicare Advantage plans to find suitable choices for their healthcare needs. The team assists with plan changes during Medicare's Annual Enrollment Period and supports those newly eligible for Medicare. Specific services include managing Special Enrollment Period exceptions and explaining Medicare Supplement plan differences.

KI
1006 Freedom Blvd
KBK Insurance Agency
Medicare Insurance Agent · Watsonville, CA

KBK Insurance Agency in Watsonville, CA serves local homeowners and small business owners needing guidance on their Medicare coverage options. The agency helps clients compare and enroll in Part D prescription drug plans, Medicare Advantage plans, and Medicare Supplement policies. Understanding the complexities of federal health insurance for retirees can be challenging, and the company offers individualized attention to explain benefits and potential out-of-pocket costs. It also covers neighboring communities throughout the greater Pajaro Valley area, including the nearby city of Freedom.

HA
734 E Lake Ave STE 4
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
Medicare Insurance Agent · Watsonville, CA

Serving Watsonville and the surrounding Santa Cruz County communities, Huizar-Albor Insurance Agency Inc.: Allstate Insurance offers guidance on Medicare insurance options. The agency helps clients understand the complexities of Medicare plans, including supplemental coverage and prescription drug programs, to find appropriate benefits for their healthcare needs. For each client, it begins with a thorough review of individual medical requirements and financial considerations before recommending suitable plan choices from available carriers.

ED
1919 Main St
Evan Darling - State Farm Insurance Agent
Medicare Insurance Agent · Watsonville, CA

At the start, clients decide between a one-time plan review and ongoing support with annual adjustments as needed, while coverage options through this agent include various Medicare Advantage and supplement plans for those in Watsonville. Personalized help with enrollment, paperwork, and claims navigation is provided throughout the year. Service runs on either a one-time, scheduled, or as-needed basis based on each client’s preference.

FI
1185 Freedom Blvd Ste 3
Farmers Insurance - Rafael Suarez
Medicare Insurance Agent · Watsonville, CA

Farmers Insurance - Rafael Suarez provides Medicare insurance guidance to residents of Watsonville, California, helping individuals select suitable plans such as Medigap or Medicare Advantage. The agency also assists with annual enrollment paperwork and explains different coverage options in clear terms. With each fall’s open enrollment period approaching, Rafael Suarez helps local clients review their current policies and avoid gaps in prescription drug or hospital coverage.

LI
1469 Freedom Blvd
LIS Insurance Services
Medicare Insurance Agent · Watsonville, CA

During Medicare’s Annual Enrollment Period, many Watsonville residents seek local guidance through complex plan changes and prescription drug options. LIS Insurance Services in Watsonville, CA, provides tailored medicare insurance agent consultations to help individuals compare Medicare Advantage, Supplement, and Part D plans appropriate to their health needs and budget. The company focuses on clear explanations of coverage gaps and out-of-pocket costs so clients can make informed choices. An initial assessment begins with a review of current medications and preferred doctors to identify eligible plans.

FI
30 E 5th St Ste H
Farmers Insurance - Derek Diaz
Medicare Insurance Agent · Watsonville, CA

Farmers Insurance - Derek Diaz assists individuals and families in Watsonville, California, with their Medicare insurance needs. The agency specializes in helping clients understand and select suitable Medicare Advantage, Medigap, and Part D prescription drug plans. The agent works to clarify coverage options that align with personal health requirements and budgetary preferences. This local practice is available to serve a range of commercial sectors, including small offices, warehouses, and food service businesses that need guidance on Medicare-related coverage.

CG
3 Hangar Way ste b
Chris George: Primerica - Financial Services
Medicare Insurance Agent · Watsonville, CA

Chris George: Primerica - Financial Services in Watsonville, CA assists local residents with their Medicare insurance needs. The agency also addresses commercial coverage options for businesses throughout the greater Santa Cruz County area. Clients can receive guidance on original Medicare, supplement plans, and prescription drug coverage tailored to individual circumstances. The office schedules follow‑up appointments to review changing plan options and to provide continued support between regular enrollment periods, ensuring coverage adjustments are made as health needs evolve.

DS
405 Union St
Del Sol Insurance Services
Medicare Insurance Agent · Watsonville, CA

Del Sol Insurance Services, based in Watsonville, CA, provides local guidance for Medicare insurance options. The agency helps clients navigate enrollment periods and compare Medicare Advantage, Supplement, and Part D prescription drug plans. Its agents work to match individual health needs with suitable coverage from available carriers. As a dedicated Medicare insurance agent in the area, the company assists both new beneficiaries and those looking to adjust their existing policies. For added support, it offers enrollment assistance for Medigap supplemental plans to cover out-of-pocket costs.

FI
445 Union St
Farmers Insurance - Juan Uribe
Medicare Insurance Agent · Watsonville, CA
(831) 319-4024
agents.farmers.com/ca/watsonville/juan-uribe
MH
575 Auto Center Dr
Mcsherry & Hudson: Duke Steven
Medicare Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
GC
40 Brennan St
Golden Central Insurance Agency
Medicare Insurance Agent · Watsonville, CA
(831) 768-8316
gcia.agency
FI
116 Martinelli St STE 5
Farmers Insurance - Daniel Youngs
Medicare Insurance Agent · Watsonville, CA
(831) 221-5588
agents.farmers.com/ca/watsonville/daniel-youngs
MS
35 Penny Ln
Mc Sherry & Hudson
Medicare Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com

What Does a a Medicare Insurance Agent in Watsonville Cost?

Medicare insurance agents in California do not charge you directly for their services. The insurance company pays them a commission when you enroll in a plan. Plan premiums vary widely from zero dollars per month for some Medicare Advantage plans to over 100 dollars per month for certain Medigap policies. Costs also depend on your income and the specific plan you choose. This is general information and not insurance advice.

About medicare insurance agents in Watsonville

Medicare insurance agents in Watsonville California help residents navigate plan options including Medicare Advantage and Part D. California state law requires agents to be licensed by the Department of Insurance and follow strict marketing guidelines. Local agents understand the specific healthcare networks available in Santa Cruz County.

Frequently Asked Questions

What does a Medicare insurance agent in Watsonville do?

A Medicare insurance agent helps you compare plans from different carriers and enroll in coverage. They can explain the differences between Original Medicare and Medicare Advantage. Agents in California must be certified by the plans they sell.

Is there a time limit to enroll in Medicare in Watsonville?

Yes. Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. California also has a Special Enrollment Period for certain life events. Missing deadlines may result in late enrollment penalties.

Do Medicare agents in California charge a fee for their services?

No. Medicare insurance agents in California are typically paid by the insurance carriers, not by you. They cannot charge you a separate fee for helping you enroll. This is regulated by the California Department of Insurance.

Medicare Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.