The top-rated medicare insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,371 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Rich Mathews - State Farm Insurance Agent, Brightway Insurance, The Dorrian Agency. This directory lists 11 medicare insurance agents serving Estero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Regency Insurance Group a Hilb Group Company | 23190 Fashion Dr p216 | (239) 628-4344 |
| 2 | Ted Todd Insurance: Allstate Insurance | 23160 Fashion Dr Ste 223 | (239) 561-1100 |
| 3 | Rich Mathews - State Farm Insurance Agent | 9510 Corkscrew Palms Cir #4 | (239) 992-8896 |
| 4 | Brightway Insurance, The Dorrian Agency | 19970 S Tamiami Trl #104 | (239) 280-5480 |
| 5 | Lane Insurance Group | Located in the Galleria, 21105 Design Parc Ln #103 | (239) 947-7474 |
| 6 | Charley Insurance | 23160 Fashion Dr #226 | (239) 280-5555 |
| 7 | Sagacity Insurance Professionals | 10600 Chevrolet Way Suite 224 | (239) 533-9755 |
| 8 | State Insurance USA, LLC | 10600 Chevrolet Way #107 | (239) 567-9992 |
| 9 | Florida Blue Center - Ft. Myers | 8041 Plaza del Lago Dr | (239) 494-3460 |
| 10 | Coastline Insurance Group, Inc. | 23190 Fashion Dr #210 | (239) 217-6005 |
Regency Insurance Group, a Hilb Group company, serves clients in Estero, Florida, and the surrounding Lee County area. As a Medicare insurance agent, it helps individuals navigate their coverage options during annual enrollment and special enrollment periods. The company assists with comparing Medicare Advantage and Medicare Supplement plans to match different healthcare needs. It also handles prescription drug plan enrollments and provides guidance on plan transitions.
Ted Todd Insurance: Allstate Insurance serves individual homeowners and retired residents in Estero, Florida, offering Medicare insurance agent services that help clients navigate plan options and enroll in suitable coverage. The agency assists with evaluating Part D drug plans, Medicare Advantage selections, and supplemental policies to match healthcare needs. Conveniently located to support the local community, the office also extends its Medicare guidance to neighboring Bonita Springs within the greater metropolitan area.
Rich Mathews - State Farm Insurance Agent provides Medicare insurance guidance in Estero, Florida, helping clients understand their coverage options for medical and prescription needs. The agency offers annual plan reviews and enrollment support to ensure beneficiaries maintain appropriate protection as their healthcare requirements change. Ongoing consultation helps policyholders navigate plan updates and deadlines throughout the year. The firm serves individual homeowners, residents of condominium and apartment complexes, retail employees, and workers in the local restaurant industry within the surrounding region.
Brightway Insurance, The Dorrian Agency serves Estero, Florida, and the surrounding communities in Southwest Florida. It handles Medicare insurance plans, including Medicare Supplement, Medicare Advantage, and Part D prescription drug coverage. With a local office, it guides clients through the annual enrollment period and plan options. The agency uses a thorough needs assessment to evaluate each person’s healthcare usage and budget before matching them with a suitable carrier.
Lane Insurance Group in Estero, FL distinguishes between initial enrollment assistance for Medicare and ongoing annual plan reviews, focusing on Part D prescription drug coverage and Medicare Advantage options. As a local medicare insurance agent, the agency can discuss coverage changes during the annual enrollment period. Services are available on an as-needed basis, allowing clients to request appointments for plan comparisons or questions outside of scheduled renewal seasons.
Charley Insurance specializes in Medicare supplement plans, Part D prescription drug coverage, and Medicare Advantage options for residents of Estero, Florida. It guides clients through annual enrollment periods, ensuring beneficiaries understand plan changes and network requirements. The agency also explains the differences between Original Medicare and private plans, helping individuals match coverage to their healthcare needs. During the fall open enrollment season, it assists seniors with reviewing and updating their policies to avoid gaps in prescription drug or hospital coverage.
Sagacity Insurance Professionals helps individuals and families in Estero find suitable coverage for their healthcare needs. The agency specializes in Medicare insurance agent services, focusing on plans that meet specific medical and financial requirements. Clients receive assistance navigating enrollment periods and comparing policy options. The team works closely with local businesses across several commercial sectors, including professional offices, light manufacturing warehouses, and full-service food establishments in the surrounding area.
Serving residents of Estero and the surrounding area, State Insurance USA, LLC provides guidance on Medicare insurance options for individuals. Commercial coverage solutions are also available to meet the needs of local businesses and groups. The agency specializes in helping clients understand their plan choices during enrollment periods and annual review windows. Clear explanations are given so customers can make informed decisions about their healthcare coverage. Representatives assist with plan changes and new enrollments, ensuring a smooth process. The office is available for follow-up support and repeat service between regular visits.
As Florida’s open enrollment window approaches each fall, many retirees in Estero begin reviewing their prescription and supplemental coverage options. The Florida Blue Center in Ft. Myers provides local, guided assistance for Medicare insurance agent services tailored to individual health needs and budgets. Advisors review each client’s current plan, compare available Part D and Medicare Advantage alternatives, and explain how coverage works with area providers and pharmacies. A free initial assessment is offered to help determine the best fit for the coming year.
Coastline Insurance Group, Inc. in Estero, FL, is known for helping residents navigate the complex Medicare system. The agency offers plans for Medicare Advantage, prescription drug coverage, and Medicare Supplement policies. These options are designed to cover a range of healthcare needs for senior clients. Agents take time to compare existing coverage with available plans. They explain plan structures annually during the enrollment window. A specialty service the agency can provide is assisting clients with understanding out-of-pocket costs and co-pay structures under each potential plan option.
What Does a a Medicare Insurance Agent in Estero Cost?
Medicare insurance agents in Florida typically do not charge you directly for their services. They are paid commissions by insurance companies, so your cost is the same whether you use an agent or go directly to the carrier. Medicare Part B premiums in 2025 are generally around $174.70 per month for most beneficiaries, though higher income earners pay more. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information, not insurance advice.
About medicare insurance agents in Estero
Medicare insurance agents in Estero, Florida help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Florida law requires agents to be licensed by the state and follow strict marketing guidelines under Florida Statute 626.88. These agents provide free assistance with plan comparisons and annual enrollment periods, ensuring you find coverage that fits your health needs and budget.
Frequently Asked Questions
What does a Medicare insurance agent in Estero do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose Medicare Advantage or Medigap policies. They are licensed in Florida and must follow state rules on marketing and disclosure.
Is there a time limit to sign up for Medicare in Florida?
Yes. Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. Florida also has a General Enrollment Period from January 1 to March 31 each year if you miss your initial window. Late enrollment can result in permanent penalties.
Can a Medicare agent help me with Medicare Advantage plans in Estero?
Yes. Agents can show you all Medicare Advantage plans available in Lee County, including HMO and PPO options. They must explain plan networks, costs, and coverage limits as required by Florida law.
Medicare Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater