The top-rated medicare insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 241 reviews. Other highly rated options include Brightway Insurance, The Tarzia Agency, Fernando Cevallos - State Farm Insurance Agent, 8 Flags Insurance Agency. This directory lists 19 medicare insurance agents serving Fernandina Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brightway Insurance, The Coastal Agency | 5472 1st Coast Hwy Suite 12 | (904) 712-6300 |
| 2 | Brightway Insurance, The Tarzia Agency | 960185 Gateway Blvd STE 107 | (904) 491-7622 |
| 3 | Fernando Cevallos - State Farm Insurance Agent | 474418 E State Rd 200 | (904) 261-2664 |
| 4 | 8 Flags Insurance Agency | 1411 S 14th St STE M | (904) 310-6515 |
| 5 | Compass Group Insurance | 11 S 11th St | (904) 746-4648 |
| 6 | Estrella Insurance | 474268 E State Rd 200 | (904) 432-8736 |
| 7 | Nelson & Associates Insurance, LLC. | 1890 S 14th St #301 | (904) 326-3288 |
| 8 | Amelia Insurance | 2384 Sadler Rd | (904) 261-3606 |
| 9 | Morrow Insurance Group, Inc. | 1896 S 14th St STE 5 | (904) 261-0707 |
| 10 | Tatum Insurance Agency of Amelia Island | 5317 S Fletcher Ave #3 | (904) 729-4575 |
Brightway Insurance, The Coastal Agency serves the Fernandina Beach, Florida, area and surrounding communities as a medicare insurance agent. This agency helps individuals navigate their Medicare options, including Medicare Advantage plans and Medicare Supplement insurance. The team assists clients by explaining plan benefits and guiding them through the annual enrollment process. They also provide ongoing support for plan changes and coverage questions. Specific services handled in this area include Part D prescription drug plan comparisons and assistance with Medigap policy selections.
Brightway Insurance, The Tarzia Agency in Fernandina Beach, FL delivers a full range of Medicare insurance agent services, including helping clients navigate plan selection and annual enrollment periods. It provides ongoing support through policy reviews and claims assistance to maintain coverage that aligns with changing healthcare needs. Servicing client properties such as single-family homes, apartments, retail spaces, and restaurants, the agency works with local residents
Fernando Cevallos - State Farm Insurance Agent serves homeowners and local businesses in Fernandina Beach, Florida, providing Medicare insurance agent services. This agency assists clients with understanding Medicare plans and navigating enrollment options. The agent helps customers compare coverage choices during the annual election period and special enrollment periods. Guidance is offered on Medicare Parts A, B, and D, as well as Medicare Advantage and supplemental plans. The agency also extends its knowledgeable assistance to residents in the nearby Amelia Island and Yulee communities.
Serving Fernandina Beach and the surrounding Nassau County communities, 8 Flags Insurance Agency handles Medicare insurance options for local residents. The agency assists clients with understanding Medicare Advantage, Supplement, and Part D prescription drug plans. To manage a typical job, the agent begins by reviewing a client's current coverage and personal healthcare needs. Comparing available plan options from multiple carriers, the agency then presents clear recommendations tailored to the individual's budget and provider preferences.
Compass Group Insurance in Fernandina Beach, FL helps clients understand the important difference between one-time annual enrollment for Medicare plans and the ongoing service options available throughout the year, including individualized plan comparisons and claims support. As a local medicare insurance agent, the company addresses coverage needs for both Part D prescription drug plans and Medicare Advantage options. Service runs on an as-needed basis, allowing clients to schedule appointments whenever they require assistance with plan changes or billing questions.
Estrella Insurance in Fernandina Beach, Florida assists individuals with their Medicare coverage needs. The agency specializes in helping clients navigate plan selection and enrollment for Medicare Advantage and Medicare Supplement policies. Their services also address understanding prescription drug plans and out-of-pocket costs. These professionals work to simplify the annual enrollment process for local seniors. The company can serve commercial sectors such as small offices, warehouse operations, and food service establishments.
Nelson & Associates Insurance, LLC., offers Medicare Advantage, Medigap, and Part D prescription drug plans in Fernandina Beach, Florida. It provides personalized consultations to help individuals compare coverage options and enroll in plans that suit their specific healthcare needs and budgets. When the annual Medicare Open Enrollment Period arrives every fall, it assists local beneficiaries with reviewing their current policies and adjusting their coverage to reflect any changes in health or finances.
Amelia Insurance provides guidance on Medicare options for individuals in Fernandina Beach, Florida, helping them navigate plan selections and enrollment periods. As a Medicare insurance agent, the company specializes in explaining Supplemental and Advantage plans to qualify clients. Its services are available to small businesses needing group retiree coverage, as well as commercial sectors such as offices, warehouses, and food service operations.
As Fernandina Beach residents prepare for the annual Medicare enrollment period, many seek clear guidance on their plan options. Morrow Insurance Group, Inc., a Medicare insurance agent serving the area, helps individuals navigate these choices. The company explains coverage differences between Parts A, B, and D, along with supplemental plans available locally. Their process begins with a free, no-obligation consultation to review each client’s current medical needs and budget. An initial assessment of personal healthcare usage and preferred providers is conducted before presenting any plan comparisons.
What Does a a Medicare Insurance Agent in Fernandina Beach Cost?
Medicare insurance agents in Florida do not charge consumers for their services. However, the plans they recommend have monthly premiums that vary widely. Medicare Advantage plans may have $0 premiums while Medigap plans can cost between $100 and $400 per month depending on age and coverage level. Part D prescription drug plans also have premiums ranging from $10 to $100 per month. This is general information and not insurance advice.
About medicare insurance agents in Fernandina Beach
Medicare insurance agents in Fernandina Beach help residents navigate plan options during the Annual Enrollment Period and Special Enrollment Periods. Florida law requires agents to be licensed and appointed by the carriers they represent. Local agents understand the specific needs of Nassau County seniors, including access to regional healthcare networks.
Frequently Asked Questions
What is the best time to enroll in Medicare in Fernandina Beach?
Your Initial Enrollment Period begins three months before your 65th birthday month and ends three months after. For most people this is the best time to enroll without penalty. Florida residents also have an Annual Enrollment Period from October 15 to December 7 each year.
Do Medicare insurance agents in Fernandina Beach charge a fee?
No, licensed Medicare insurance agents are typically compensated by the insurance carriers, not by you. You do not pay a separate fee for their services. Always confirm with the agent that they are appointed with the plans they present.
Can a Fernandina Beach agent help me switch from Original Medicare to Medicare Advantage?
Yes, agents can help you compare Medicare Advantage plans available in Nassau County. You can switch during the Annual Enrollment Period or during a Special Enrollment Period if you qualify. Florida law requires agents to provide a plan comparison summary.
Medicare Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater