The top-rated medicare insurance agent in Fort Walton Beach, Florida is Harris Insurance Services, Inc., rated 4.9 stars across 1,089 reviews. Other highly rated options include TermProvider | Big Lou Insurance, Norton Insurance Of Florida, Haven De La Costa Insurance Agency. This directory lists 20 medicare insurance agents serving Fort Walton Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Harris Insurance Services, Inc. | 123 Miracle Strip Pkwy SE | (850) 244-2111 |
| 2 | TermProvider | Big Lou Insurance | 348 Miracle Strip Pkwy SW | (800) 301-6470 |
| 3 | Norton Insurance Of Florida | 102 Beal Pkwy SW | (850) 244-1574 |
| 4 | Haven De La Costa Insurance Agency | 501 Mary Esther Cut Off NW #8 | (850) 496-2473 |
| 5 | Panhandle Insurance Agency | 98 Oakhill Ave | (850) 610-1857 |
| 6 | Emerald Coast Insurance Agency | 103 Hollywood Blvd NW suite c | (850) 243-7196 |
| 7 | Term Brokers Insurance Services | 348 Miracle Strip Pkwy SW Ste 30-A | (850) 864-2000 |
| 8 | Sunshine Financial | 11 Racetrack Rd NE B3 | (850) 366-8819 |
| 9 | Sullivan Insurance Of Nw Florida, Inc. | 102 Beal Pkwy SW | (850) 244-1574 |
| 10 | Russell Gunter & Associates Insurance | 108 Eglin Pkwy SE | (850) 374-3262 |
Harris Insurance Services, Inc. serves Fort Walton Beach and the surrounding Okaloosa County area as a local Medicare insurance agent. The company assists clients with navigating their healthcare coverage options during annual enrollment periods and qualifying life events. Its agents provide personalized guidance to help individuals understand plan benefits and costs. Services include comparing Medicare Advantage plans and coordinating supplemental Medigap policies to meet varying healthcare needs.
TermProvider | Big Lou Insurance in Fort Walton Beach, FL, offers a range of Medicare plans including Advantage, Supplement, and Part D prescription drug coverage. The team assists clients with annual enrollment and plan comparisons to ensure coverage matches their health needs. Ongoing support includes plan reviews and help with claims questions throughout the year. Their office provides appointment meetings or phone consultations for new and existing policyholders. They serve individual clients in single-family homes, apartments, retail businesses, and restaurants in the local area.
Medicare-eligible individuals in Fort Walton Beach and the surrounding area rely on Norton Insurance Of Florida for assistance navigating their coverage options. As a medicare insurance agent, the company helps clients review Medicare Advantage, supplement plans, and Part D prescription drug plans annually. They provide personalized consultations to explain plan details, costs, and provider networks, ensuring each person finds a plan that fits their healthcare needs and budget. Norton Insurance Of Florida also serves beneficiaries seeking unbiased guidance during enrollment periods, extending its support to residents of neighboring Mary Esther.
Serving Fort Walton Beach and the surrounding communities of the Emerald Coast, Haven De La Costa Insurance Agency handles Medicare insurance plans, including Medicare Advantage and prescription drug coverage. The agency assists individuals in navigating annual enrollment periods and plan changes to find suitable healthcare options. By first evaluating a client’s current health needs, medical providers, and budget, this agent then reviews available plan networks and benefits to present a clear comparison of choices.
Panhandle Insurance Agency serves Fort Walton Beach as a Medicare insurance agent. The primary difference between a one-time plan selection and ongoing service lies in annual policy review and enrollment adjustments during open enrollment periods. Medicare coverage options include original Part A and Part B, as well as Medicare Advantage and Part D prescription drug plans. These plans are designed to fill gaps left by traditional coverage. Service with Panhandle Insurance Agency is available on a recurring, as-needed basis around each new enrollment period.
Emerald Coast Insurance Agency specializes in guiding clients through Medicare Advantage, Supplement, and Part D plans in Fort Walton Beach, Florida. It provides personalized consultations to help individuals compare coverage options and understand enrollment requirements. The agency assists with annual plan reviews during the Medicare Open Enrollment Period and addresses concerns about late enrollment penalties or gaps in prescription drug coverage that can arise after retirement or a change in employer-sponsored insurance.
During open enrollment, Fort Walton Beach residents often need clear guidance on Medicare options. Term Brokers Insurance Services, a local Medicare insurance agent in this coastal community, helps clients understand Original Medicare, Supplement plans, and Part D prescription drug coverage. The agency works directly with individuals to compare available plans, ensuring selections align with healthcare needs and budget considerations. A review of a client’s current coverage and medical requirements typically begins the initial assessment step.
Sunshine Financial provides guidance on Medicare insurance options for individuals in Fort Walton Beach, Florida. Its work focuses on explaining plan structures and helping clients select suitable coverage based on health needs. The company specializes in Medicare Advantage and prescription drug plan add-ons to enhance underlying benefits. By evaluating annual enrollment options, it assists with coordinating layered protections. Sunshine Financial can serve offices, warehouses, and food service locations in the area with tailored insurance solutions.
Sullivan Insurance Of Nw Florida, Inc. serves residents in Fort Walton Beach and the surrounding area with personalized Medicare insurance guidance. Commercial coverage options are also available for local business owners. The agency helps clients understand plan choices and enrollment periods in this region. Follow-up service is provided to address any coverage changes that arise between regular annual visits, ensuring ongoing support throughout the year.
Russell Gunter & Associates Insurance in Fort Walton Beach, Florida, is known for helping clients navigate Medicare plan options during initial enrollment and annual open enrollment periods. The agency advises on Medicare Advantage, Medigap supplemental plans, and Part D prescription drug coverage, focusing on matching individuals with plans suited to their healthcare needs and budgets. Its services are tailored for residents across the local area. A specialty service it can add on is providing guidance for those transitioning from employer-based group coverage into Medicare.
What Does a a Medicare Insurance Agent in Fort Walton Beach Cost?
Medicare insurance agents in Florida do not charge you directly for their services. They are paid commissions by the insurance companies. Plan costs vary by type for example Medicare Advantage plans may have $0 premiums while Medigap plans can range from $100 to $300 per month. This is general information not insurance advice.
About medicare insurance agents in Fort Walton Beach
Medicare insurance agents in Fort Walton Beach Florida help residents compare Medicare Advantage Medigap and Part D plans. Florida law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific network options available in Okaloosa County.
Frequently Asked Questions
What is the role of a Medicare insurance agent in Fort Walton Beach?
A Medicare insurance agent helps you review plan options and enroll in coverage that fits your needs. They can explain the differences between Original Medicare Medicare Advantage and Medigap plans. Agents in Florida must be certified by the plans they sell.
When can I enroll in a Medicare plan in Florida?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Florida also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply if you move or lose other coverage.
Are there Florida-specific rules for Medicare agents?
Yes Florida law prohibits agents from using high-pressure sales tactics or making unsolicited house calls. Agents must provide a scope of appointment before discussing plan details. They also cannot sell plans that do not serve the local area.
Medicare Insurance Agents in Other Florida Cities
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