The top-rated medicare insurance agent in Highland, Illinois is Blake Schrumpf - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Lisa Sauer - State Farm Insurance Agent, Horstmann Premier Financial, Ziegler Jacob Insurance-Progressive Authorized Agent. This directory lists 18 medicare insurance agents serving Highland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Blake Schrumpf - State Farm Insurance Agent | 2768 Troxler Way | (618) 654-3344 |
| 2 | Lisa Sauer - State Farm Insurance Agent | 2670 Plaza Dr a | (618) 654-7402 |
| 3 | Horstmann Premier Financial | 1016 Pine St | (618) 339-4054 |
| 4 | Ziegler Jacob Insurance-Progressive Authorized Agent | 401 Walnut St | (618) 654-2306 |
| 5 | Aaron Hodge: Allstate Insurance | 1326 Mercantile Dr | (618) 654-7555 |
| 6 | Coherence Insurance Agency | 208 Flax Dr | (773) 389-6043 |
| 7 | Squre Insurance Agency IL | 1002 Walnut St | (618) 217-0069 |
| 8 | TrustFront Insurance IL | 1008 Broadway | (618) 221-9215 |
| 9 | EverCare Insurance Services | 1260 Mercantile Dr | (618) 278-2985 |
| 10 | JW Insurance Group LLC | 1416 Broadway | (618) 654-4445 |
Blake Schrumpf - State Farm Insurance Agent serves the Highland, Illinois area and surrounding Madison County, offering guidance on Medicare insurance options. The agency helps clients understand the differences between Medicare Supplement plans and Medicare Advantage policies during enrollment periods. It also provides assistance with Part D prescription drug coverage, ensuring seniors can compare plan structures and costs. These services aim to help individuals make informed choices about their healthcare coverage as they approach eligibility. The agency further handles annual plan reviews and changes during the Medicare Open Enrollment Period.
Lisa Sauer - State Farm Insurance Agent in Highland, IL offers a range of Medicare insurance services to help individuals select appropriate coverage. The office provides ongoing support for policy maintenance and annual plan reviews. It serves clients navigating enrollment periods and plan changes. The agency assists with understanding benefit options and coordinating coverage. They address questions about different plan structures and provider networks. Their services extend to clients in single-family homes, apartments, retail, and restaurants.
Homeowners, business owners, and property managers in Highland, IL seek Horstmann Premier Financial for guidance with their medicare insurance agent needs. The agency helps clients navigate enrollment periods, compare Medicare Advantage and Supplement plans, and assess prescription drug coverage options. They assist with understanding plan changes and coordinating benefits with existing coverage. Serving the Highland area, they also cover nearby communities such as Maryville and down into the Edwardsville metro region.
Serving Highland, IL and the surrounding Madison County communities, Ziegler Jacob Insurance-Progressive Authorized Agent handles Medicare insurance plan options for eligible residents. The agency works with clients to review their coverage needs, including Medicare Supplement and Medicare Advantage plans. It explains the differences and potential out-of-pocket costs associated with each type of policy. For a typical job, the agent begins by assessing an individual’s current healthcare usage and budget, then compares a few local plan choices side by side before recommending the most suitable fit.
Aaron Hodge: Allstate Insurance in Highland, IL helps clients understand the difference between a Medicare Supplement plan, which offers predictable, recurring coverage without network restrictions, and a Medicare Advantage plan, which often includes bundled prescription and dental benefits but may require using a network of providers. As a local Medicare insurance agent, this office guides individuals through annual enrollment periods and plan changes based on health needs. Service is available on either a one-time consultation or an as-needed basis for yearly plan reviews.
Coherence Insurance Agency focuses on Medicare plan selection and enrollment guidance for clients in Highland, IL. It assists individuals with understanding their coverage options. This work includes evaluating supplement plans, Part D drug coverage, and Medicare Advantage choices. The agency helps residents compare plans to suit their healthcare needs and budgets. It addresses concerns during the annual open enrollment period, ensuring clients adjust coverage effectively.
As the annual Medicare Open Enrollment period approaches, many Highland residents find themselves navigating complex coverage changes. Squre Insurance Agency IL serves this community by offering personalized guidance on Medicare Advantage and prescription drug plans. The agency helps seniors evaluate plan options based on their specific healthcare needs and budgets. By explaining out-of-pocket costs and network restrictions in clear terms, they make a stressful decision more manageable. A new client is usually invited to an initial assessment of their current coverage and medical needs before any plan is recommended.
TrustFront Insurance IL operates as a Medicare insurance agent in Highland, IL, guiding clients through plan selection and enrollment. The agency specializes in explaining Medicare Advantage, supplement, and Part D drug coverage options clearly. It helps evaluate individual healthcare needs to match appropriate policies from available carriers. Services extend to local businesses, including offices, warehouses, and food service establishments needing guidance for employee insurance transitions.
EverCare Insurance Services in Highland, IL is known for guiding seniors through Medicare options, including Advantage, Supplement, and Part D prescription drug plans. Its service range encompasses plan comparisons, annual enrollment support, and evaluations of existing coverage. Each client receives individualized attention to ensure plan choices fit health needs and budgets. Beyond standard offerings, EverCare can also help coordinate additional dental and vision coverage to complete a comprehensive health plan.
JW Insurance Group LLC in Highland, IL assists residents with their personal medicare insurance agent needs in the local area. The company also provides commercial coverage options and serves clients throughout the Highland region and surrounding communities. Every client receives guidance on selecting appropriate plans and understanding their coverage choices. After an initial meeting, the agent remains available to review policies and make adjustments to coverage as needed between each regular annual visit.
What Does a a Medicare Insurance Agent in Highland Cost?
Medicare Part A is usually premium-free for most people who paid Medicare taxes while working. Part B has a standard monthly premium of $174.70 in 2024 though higher-income beneficiaries may pay more. Medicare Advantage plans often have low or $0 monthly premiums but include cost-sharing like copays and deductibles. Medigap plans in Illinois can range from about $50 to over $300 per month depending on the plan type age and insurer. This is general information and not insurance advice.
About medicare insurance agents in Highland
Medicare insurance agents in Highland Illinois help residents navigate Original Medicare Medicare Advantage and Part D prescription drug plans. Illinois law requires agents to be licensed by the state and to follow specific marketing and enrollment rules set by the Centers for Medicare and Medicaid Services. Working with a local agent can provide personalized guidance on plan options available in Madison County and surrounding areas.
Frequently Asked Questions
When can I enroll in Medicare in Highland Illinois?
The Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Illinois residents also have an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for certain life events like moving or losing employer coverage.
What types of Medicare plans can an agent help with in Highland?
Agents can assist with Medicare Part A and Part B Original Medicare Medicare Advantage plans Part D prescription drug plans and Medicare Supplement plans also called Medigap. In Illinois Medigap plans have guaranteed issue rights during certain enrollment windows.
Do Medicare agents in Illinois charge a fee for their services?
Medicare insurance agents in Illinois are typically paid commissions by the insurance companies not by the client. You should not pay a fee directly to the agent for enrollment assistance. Always confirm that the agent is licensed and appointed to sell the plans they recommend.
Medicare Insurance Agents in Other Illinois Cities
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