The top-rated medicare insurance agent in Melrose Park, Illinois is Freeway Insurance, rated 4.8 stars across 275 reviews. Other highly rated options include Ernesto Martinez - State Farm Insurance Agent, Diana Ibarra - State Farm Insurance Agent, Francisco Cisneros: Allstate Insurance. This directory lists 12 medicare insurance agents serving Melrose Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1502 Broadway Ave | (708) 858-7032 |
| 2 | Ernesto Martinez - State Farm Insurance Agent | 2201 W Lake St | (708) 345-4556 |
| 3 | Diana Ibarra - State Farm Insurance Agent | 1010 W Lake St | (708) 344-4424 |
| 4 | Francisco Cisneros: Allstate Insurance | 1710 W Lake St | (773) 498-1654 |
| 5 | Magnum Insurance Agency | 1900 W Lake St | (708) 865-2078 |
| 6 | Amigo Insurance | 1615 W Lake St | (708) 681-4000 |
| 7 | A. Herrera Agency, LLC American Family Insurance | 2120 W North Ave | (708) 410-1770 |
| 8 | Secure Beginnings Insurance IL | 1835 N 19th Ave | (708) 512-4017 |
| 9 | Loya Insurance Company | 1401 W North Ave | (708) 681-2600 |
| 10 | Anderson Insurance Brokers Inc | 130 N 19th Ave | (708) 344-6000 |
With the annual Medicare enrollment period approaching, many Melrose Park residents seek guidance on prescription drug plans and Medicare Advantage options. Freeway Insurance helps local seniors evaluate their choices and compare plans that suit their individual healthcare needs and budgets. The team explains late-enrollment penalties and income-related adjustments in plain language so clients feel informed. Every discussion begins with a free initial review of the client’s existing coverage and current medications to determine the most suitable Medicare solutions to explore.
Ernesto Martinez - State Farm Insurance Agent serves the greater Melrose Park, Illinois area as a dedicated Medicare insurance agent. The company helps clients explore their coverage options, including Medicare Advantage plans and Medicare Supplement insurance, aiming to match each individual to a suitable policy. Navigating Medicare enrollment periods and understanding plan benefits are central to their services. The agent assists with initial enrollment transitions and annual plan reviews to keep coverage aligned with changing healthcare needs, handling both Medicare Part D prescription drug plans and Medicare Supplement policies.
Diana Ibarra - State Farm Insurance Agent in Melrose Park, IL, provides Medicare insurance guidance, helping clients understand their plan options and enrollment timelines. The agency offers annual plan reviews to adjust coverage as healthcare needs evolve. Assisting with both initial sign-ups and seasonal changes, it supports individuals in selecting Part D drug plans and supplemental policies. Diana Ibarra - State Farm Insurance Agent serves single-family homes, apartments, retail, and restaurants in the area.
Francisco Cisneros: Allstate Insurance serves individual homeowners and local families in Melrose Park, Illinois, who are seeking guidance on Medicare insurance options. The agency assists clients in navigating plan enrollments, comparing coverage choices, and understanding how supplemental policies coordinate with original Medicare. Francisco Cisneros provides information on plan types and helps schedule appointments during the annual enrollment period. The agency also extends its services to seniors and residents in nearby Franklin Park and the surrounding western Cook County communities.
Magnum Insurance Agency in Melrose Park, Illinois provides Medicare insurance guidance and plan enrollment for eligible individuals. The agency also assists clients in reviewing specialized supplemental policies that help cover costs beyond standard benefits. Navigating annual enrollment periods, including plan changes, is a core part of their service. They help residents of local offices, warehouses, and food service establishments access appropriate Medicare coverage options.
Amigo Insurance serves residents of Melrose Park, Illinois, focusing on Medicare coverage options for local individuals. Commercial insurance solutions are also available for businesses in the surrounding area. The agency helps clients navigate plan selections, including Medicare Advantage and prescription drug coverage. By scheduling regular annual reviews, the agents ensure that policies remain aligned with changing healthcare needs. Follow-up service is provided between these yearly visits to address any coverage adjustments or questions that may arise.
A. Herrera Agency, LLC American Family Insurance serves Melrose Park, Illinois, and the surrounding communities. This agency handles Medicare insurance, helping clients understand the various plan options available to them. The work involves guiding individuals through their choices during enrollment periods to find coverage aligned with their healthcare needs. It takes a consultative approach, carefully reviewing each client’s current prescriptions and preferred doctors before making any recommendations.
Secure Beginnings Insurance IL specializes in helping individuals navigate Medicare plan options, including Medigap and Part D prescription drug plans from their Melrose Park, IL location. The agency works with clients to review coverage choices and ensure understanding of plan benefits and costs during the Medicare Annual Enrollment Period or when dealing with life changes that affect healthcare needs. It also assists beneficiaries in avoiding late enrollment penalties and coordinating coverage with existing health insurance during special enrollment periods.
Loya Insurance Company in Melrose Park, IL provides medicare insurance agent services that help clients distinguish between one-time enrollment options and recurring annual plan reviews. Coverage counseling focuses on explaining Original Medicare and Medicare Advantage options alongside prescription drug plans. Agents assist with comparing supplemental policies to address gaps in standard coverage. Service appointments are available on a one-time, scheduled, or as-needed basis depending on each client’s preferences.
What Does a a Medicare Insurance Agent in Melrose Park Cost?
Medicare insurance agents in Illinois do not charge you directly for their services. Their compensation comes from insurance carriers. However, the plans they help you enroll in have monthly premiums that vary. For example, Medicare Part B has a standard premium of $174.70 per month in 2024, while Medigap plans can range from $100 to $300 per month depending on your age and health. Medicare Advantage plans often have low or zero premiums but include copays and deductibles. This is general information, not insurance advice.
About medicare insurance agents in Melrose Park
Medicare insurance agents in Melrose Park, Illinois help residents compare Medicare Advantage, Medigap, and Part D plans. Illinois law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific plan options available in Cook County and can guide you through Initial Enrollment and Annual Enrollment periods.
Frequently Asked Questions
What does a Medicare insurance agent in Melrose Park do?
A Medicare insurance agent helps you review and compare Medicare plans, including Part D drug coverage and Medicare Advantage plans. They explain enrollment deadlines, such as the Initial Enrollment Period which lasts 7 months, and the Annual Enrollment Period from October 15 to December 7. Agents do not charge you a fee; they are paid by insurance companies.
Do I need to use a local agent in Melrose Park Illinois?
Using a local agent can be helpful because they know which plans are accepted by doctors and hospitals in the Melrose Park area. Illinois law requires agents to provide unbiased plan comparisons. A local agent can also assist with state-specific programs like the Illinois Medicare Savings Program.
What are the enrollment rules for Medicare in Illinois?
You can first enroll during your Initial Enrollment Period, which starts 3 months before your 65th birthday and ends 3 months after. If you miss this window, you may face a late enrollment penalty. Illinois also has a Special Enrollment Period for those who lose employer coverage. An agent can help you understand these time limits.
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