The top-rated medicare insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 medicare insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 5 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 6 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 7 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 9 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
| 10 | Katherine Frame American Family Insurance | 809 Wheeler St #109 | (515) 232-4142 |
Fortress Insurance Services serves the Ames, Iowa area as a local Medicare insurance agent. This agency helps individuals understand their healthcare coverage options during the annual enrollment period. It provides guidance on comparing different Medicare plans to find suitable benefits. The company also assists clients with navigating plan changes and understanding prescription drug coverage. Its specific services in this region include helping with Medicare Advantage plan selection and Medicare Supplement plan enrollment.
Mark Doyle - State Farm Insurance Agent in Ames, IA, offers Medicare insurance guidance and policy selection assistance along with ongoing plan reviews for annual enrollment periods. The office assists clients with navigating coverage options and helps coordinate benefits throughout the year to meet changing healthcare needs. Service plans include routine policy check-ins and support for claims questions. The agent services single-family homes, apartments, retail, and restaurants.
Scott Richardson - State Farm Insurance Agent serves local homeowners, individuals, and families in Ames, IA, who need guidance on Medicare health coverage options. The company helps clients understand plan selections and enrollment processes for medical and prescription drug needs. This agency provides personalized consultations to navigate the complexities of Medicare benefits and supplemental coverage. It also supports residents of the adjacent Story City community and other parts of the broader Ames metro area with their insurance decisions.
Louis Slaughter III - State Farm Insurance Agent serves Ames, Iowa, and the surrounding communities of Story County. It handles Medicare insurance options, helping clients understand plan details such as Part A, Part B, and supplemental coverage choices during enrollment periods. The company’s general approach to a typical job is to review a client’s existing healthcare needs and then present a clear comparison of available plans.
AlekCO Insurance in Ames, IA distinguishes between a single, comprehensive appointment for immediate needs and ongoing annual reviews for changing circumstances. Coverage options include Medicare Advantage plans, Part D prescription drug policies, and Medigap supplements that help with out-of-pocket costs. The agent works independently to compare local carriers and present suitable plans without any single-company bias. Service is offered on an as-needed basis, with no pre-set schedule for future consultations unless the client requests one.
Severson Insurance Agency, Inc specializes in guiding Ames residents through Medicare plan options, including Medicare Supplement and Medicare Advantage policies. The agency helps individuals compare coverage that fits their healthcare needs and budgets. It provides personalized consultations to explain complex enrollment rules and plan differences. Leading up to the Annual Enrollment Period each fall, Severson Insurance Agency, Inc assists clients with reviewing their current coverage and making changes that take effect in the new year.
As the Medicare Annual Enrollment Period approaches each fall, many Ames residents begin reviewing their Part D and supplement options to adjust to changing healthcare needs. Shelter Insurance - Mike Dolan provides local guidance in evaluating coverage plans and understanding how they fit individual prescriptions and preferred providers. Clients typically begin with a straightforward initial consultation, during which recent enrollment forms or change-of-coverage notices are reviewed together, ensuring no key deadline or benefit detail is overlooked during this busy enrollment season.
Gallagher Insurance, Risk Management & Consulting provides Medicare insurance guidance, assisting clients in Ames, Iowa, with plan selection and enrollment processes. The agency focuses on understanding individual healthcare needs and navigating the complexities of supplemental coverage options. It offers support for reviewing Part D prescription drug plans and Medicare Advantage alternatives. Commercial sectors served by this agent include local professional offices, industrial warehouses, and food service establishments seeking employee benefit solutions.
Katherine Frame American Family Insurance serves residential clients in Ames, Iowa, with comprehensive medicare insurance agent services. Commercial coverage is also available for local small businesses. The agency provides personalized guidance through plan options, helping clients understand their healthcare needs. Assistance with annual enrollment periods and changes in coverage is offered to ensure proper benefit selection. Follow-up appointments help adjust plans as medical needs evolve, and repeat service is maintained between regular visits to address policy updates and beneficiary concerns as they arise.
What Does a a Medicare Insurance Agent in Ames Cost?
Medicare insurance agents in Iowa typically do not charge a fee for their services. They are compensated by insurance carriers through commissions. Plan premiums vary widely for example Part D plans can range from 7 to 100 dollars per month and Medigap plans from 100 to 300 dollars per month. Costs depend on your location, age, and health status. This is general information and not insurance advice.
About medicare insurance agents in Ames
Medicare insurance agents in Ames, Iowa help residents compare Part D, Advantage, and Medigap plans. Iowa law requires agents to be licensed through the Iowa Insurance Division. Local agents can explain how Iowa-specific rules like the Medigap open enrollment period affect your choices.
Frequently Asked Questions
What does a Medicare insurance agent in Ames do?
A Medicare insurance agent in Ames helps you review plan options, compare costs, and enroll in coverage that fits your needs. They work with multiple carriers to offer a range of choices. Agents must follow Iowa regulations on marketing and disclosure.
When can I enroll in Medicare in Iowa?
Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. Iowa also has an Annual Enrollment Period from October 15 to December 7. Special Enrollment Periods may apply if you lose other coverage or move.
Are there Iowa-specific rules for Medigap plans?
Yes, Iowa law provides a Medigap open enrollment period of six months starting when you are 65 and enrolled in Part B. During this time, insurers cannot deny coverage or charge more due to health conditions. After this period, you may face medical underwriting.
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