The top-rated medicare insurance agent in Owensboro, Kentucky is The Hayden Agency: Allstate Insurance, rated 4.9 stars across 177 reviews. Other highly rated options include T.H.E Insurance Group, Allstate Insurance Agent: Kent Banning, Elevate Insurance Agency Inc. This directory lists 20 medicare insurance agents serving Owensboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Hayden Agency: Allstate Insurance | 700 Carlton Dr | (270) 926-7007 |
| 2 | T.H.E Insurance Group | 745 Carlton Dr | (270) 240-1835 |
| 3 | Allstate Insurance Agent: Kent Banning | 3221 Frederica St STE D | (270) 683-7343 |
| 4 | Elevate Insurance Agency Inc | 3118 Alvey Park Dr E Ste 4 | (270) 682-0001 |
| 5 | Elite Risk Advisors | 111 W 3rd St Ste 2 | (270) 225-4445 |
| 6 | EM Ford Insurance & Financial Planning | 600 Frederica St | (270) 926-2806 |
| 7 | WD Insurance | 2410 W Parrish Ave | (270) 240-2268 |
| 8 | Bennett Insurance Agency | 801 Old Hartford Rd | (270) 228-2323 |
| 9 | AAA Owensboro Insurance and Member Services | 1600 Frederica St | (270) 683-8034 |
| 10 | River City Insurance Agency | 800 Frederica St | (270) 216-8975 |
The Hayden Agency: Allstate Insurance serves the Owensboro, Kentucky area, offering Medicare insurance agent services to help clients navigate plan options. They assist individuals with understanding their coverage choices during enrollment periods. Their work includes helping compare Medicare Advantage and Medicare Supplement plans to match local healthcare needs. The agency provides assistance with plan changes during the Annual Enrollment Period for eligible beneficiaries.
T.H.E Insurance Group provides comprehensive Medicare insurance guidance in the Owensboro, KY area. The agency helps clients navigate plan options and enroll in coverage that meets their healthcare needs. Ongoing support and annual plan reviews are offered to ensure continued suitability. Services extend to individuals seeking clarity on Medicare supplements, advantage plans, and prescription drug coverage. The agency assists with enrollment periods and plan comparisons for single-family homes, apartments, retail, and restaurants.
Allstate Insurance Agent Kent Banning serves local homeowners and families in Owensboro, Kentucky, offering Medicare insurance agent services to help clients understand their plan options. He assists with reviewing coverage choices and navigating enrollment periods. The office provides guidance on Medicare Supplements and Part D prescription drug plans. Its services extend to nearby communities such as Henderson, ensuring residents across the greater Daviess County area have access to professional Medicare support and personalized consultations.
Elevate Insurance Agency Inc serves Owensboro, Kentucky, and the surrounding communities in Daviess County. The agency handles Medicare insurance, guiding clients through plan options such as Medicare Advantage, Medigap, and Part D prescription drug coverage. It assists individuals approaching eligibility or reviewing their existing coverage during open enrollment. To complete a typical job, the agency begins with an initial consultation to assess the client’s medical needs and budget, then compares available plans from multiple carriers to recommend suitable choices.
Some Medicare insurance agents offer one-time annual plan reviews, while others provide recurring year-round support for claims and coverage questions. Elite Risk Advisors assists clients in Owensboro, Kentucky, by helping them evaluate Medicare plans including supplements, Advantage, and Part D drug coverage. These services help individuals understand their options during enrollment periods and address changing health needs over time. The firm provides its Medicare insurance agent consultations on an as-needed basis, accommodating appointments as clients require assistance throughout the year.
EM Ford Insurance & Financial Planning specializes in Medicare plan selection assistance, helping individuals in Owensboro, Kentucky navigate supplemental coverage and prescription drug options. The agency provides personalized enrollment support and annual policy reviews to ensure proper healthcare coverage. Seasonal guidance is particularly valuable during the Open Enrollment Period, when clients can evaluate changing plan benefits and avoid late enrollment penalties for Medicare Part D or Medigap policies.
WD Insurance serves clients in the Owensboro, KY area who require professional guidance on Medicare insurance options. The company helps individuals understand their plan choices and enroll in suitable coverage. As a dedicated Medicare insurance agency, it focuses on supplementing Original Medicare with Part D prescription drug plans, Medicare Advantage plans, and Medigap policies. It can assist with coverage needs for a variety of commercial sectors, including local offices, warehouses, and food service establishments.
Bennett Insurance Agency in Owensboro, KY helps residents with their Medicare insurance needs, guiding them through plan options and enrollment. The agency can assist local businesses seeking to offer commercial health coverage to employees, serving clients throughout the Owensboro region. Agents explain plan benefits clearly and help coordinate renewals and annual changes. A knowledgeable representative is available for follow-up questions between regular appointments, ensuring continued support for existing clients navigating their coverage.
As Medicare’s Annual Enrollment Period approaches each fall, local seniors in Owensboro often need clear guidance through complex plan options. AAA Owensboro Insurance and Member Services in Owensboro, KY, provides that guidance, specializing in Medicare insurance agent services for the area. The company helps beneficiaries review Part D drug coverage and Medicare Advantage plans, clarifying cost-sharing details each season. An initial assessment is conducted to review an individual’s current coverage and specific health needs before any plan discussion begins.
River City Insurance Agency is a Medicare insurance agent serving Owensboro, Kentucky, known for guiding clients through plan options such as Medicare Advantage and Medigap. The agency assists with annual enrollment changes, helping residents review drug coverage and out‑of‑pocket costs to match their healthcare needs. Its service range includes plan comparison and enrollment paperwork. As a specialty service, the agency can also help clients coordinate prescription drug coverage under Medicare Part D to avoid late penalties and gaps.
What Does a a Medicare Insurance Agent in Owensboro Cost?
Medicare insurance agents in Kentucky typically do not charge a fee for their services because they are paid commissions by insurance companies. However some agents may charge a consultation fee which must be disclosed upfront. Costs for Medicare plans vary widely: Part B premiums start at $174.70 per month in 2024 while Medigap plans in Kentucky can range from $100 to $300 per month depending on your age and health. This is general information and not insurance advice.
About medicare insurance agents in Owensboro
Medicare insurance agents in Owensboro Kentucky help residents compare Medicare Advantage Medigap and Part D drug plans. Kentucky law requires agents to be licensed by the state Department of Insurance and to follow specific marketing guidelines. Local agents understand the Daviess County healthcare network and can explain how Kentucky Medicare rules affect your choices.
Frequently Asked Questions
When can I enroll in Medicare in Owensboro Kentucky?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Kentucky also has a Special Enrollment Period for those who lose employer coverage. You can also enroll during the Annual Enrollment Period from October 15 to December 7 each year.
What types of Medicare plans are available in Owensboro?
Owensboro residents can choose Original Medicare Part A and Part B Medicare Advantage plans Part D prescription drug plans and Medigap supplemental plans. Kentucky requires Medigap plans to be guaranteed issue during your Medigap Open Enrollment Period which lasts six months starting when you turn 65 and enroll in Part B.
How do I choose a Medicare insurance agent in Owensboro?
Look for an agent licensed in Kentucky with experience in Medicare products. You can verify an agents license on the Kentucky Department of Insurance website. A good agent will ask about your doctors medications and budget before recommending plans.
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