The top-rated medicare insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 349 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, BluegrassMedicare, State Farm: Jerry Goble. This directory lists 20 medicare insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 2 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 3 | BluegrassMedicare | 369 Big Hill Ave | (859) 285-7600 |
| 4 | State Farm: Jerry Goble | 444 Big Hill Ave | (859) 623-0350 |
| 5 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 6 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 7 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 8 | Madison Insurance Agency | 310 Geri Ln | (859) 626-0002 |
| 9 | Linville Insurance Agency | 1060 Center Dr | (859) 626-5252 |
| 10 | Supreme insurance Richmond | 301 W Main St | (859) 374-3444 |
Parsons & Howard Insurance Group LLC serves Richmond homeowners, families, and retirees navigating their Medicare coverage options. The agency helps clients compare Medicare Advantage plans, supplement policies, and Part D prescription drug plans available in the local area. They provide straightforward guidance on plan features and enrollment periods to assist Medicare-eligible residents in making informed decisions about their healthcare benefits. The company additionally extends its services to individuals in the nearby community of Berea and surrounding Madison County.
Based in Richmond, Kentucky, BluegrassMedicare provides Medicare insurance guidance to clients across Richmond and the surrounding communities. It handles the full range of Medicare options, including Advantage plans, prescription drug coverage, and Medigap policies, which helps clients supplement their original coverage. The approach it uses involves first conducting a personalized needs assessment to compare local plan options, then clearly explaining each plan's potential benefits and costs to help the client make an informed choice.
State Farm: Jerry Goble in Richmond, KY provides a range of Medicare insurance services, including guidance on Medicare Advantage, Supplement, and Part D prescription drug plans. The agency offers ongoing support to help clients review their coverage options during Annual Enrollment and Special Enrollment Periods, ensuring plans align with changing healthcare needs. It serves a diverse clientele in the Richmond area, including individuals residing in single-family homes, apartments, and other residential properties.
Navigating Medicare often involves distinguishing between the one-time enrollment assistance required when first turning sixty-five and the ongoing support needed for annual plan adjustments and coverage changes. The Richmond Insurance Group, located in Richmond, KY, specializes in comparing Medicare Advantage, Supplement, and Part D drug plans. They help clients understand local provider networks and prescription drug formularies, ensuring coverage aligns with individual health needs. This focus on clarity simplifies important healthcare decisions. Their services are available on an as-needed basis, with no long-term commitment required.
Shelter Insurance - Ashley Kovaleski in Richmond, Kentucky provides Medicare plan comparisons and enrollment services for beneficiaries navigating their coverage options. It also assists existing policyholders with annual plan reviews and claims support to ensure their health benefits remain aligned with current needs. As the Medicare Annual Enrollment Period approaches each fall, the agency helps local seniors evaluate their prescription drug and supplemental plans for potential cost-saving changes.
As local Medicare beneficiaries in Richmond, KY approach the annual open enrollment period, many seek clear guidance on plan options and potential savings. Bray and Oakley Insurance Agency provides straightforward assistance to clients navigating the complexities of Part D, Medigap, and Advantage plans. They help individuals compare coverage against their existing prescriptions and healthcare networks to find suitable solutions for the year ahead. An initial fact-finding meeting is always scheduled with each client to review their current coverage and assess their specific needs.
Madison Insurance Agency works with clients to find Medicare coverage that fits their individual healthcare needs and budgets. The company specializes in helping navigate Medicare Supplement plans, Part D prescription drug coverage, and Medicare Advantage options. Their services are available for self-employed professionals, small business owners, and employees of commercial enterprises. They serve offices, warehouses, and food service operations in and around Richmond, Kentucky.
Linville Insurance Agency assists residents in Richmond, Kentucky, with their Medicare coverage needs. The agency also provides related commercial insurance solutions for local businesses. Serving Madison County and the surrounding central Kentucky area, they help clients navigate annual enrollment periods and plan changes. The team focuses on building ongoing relationships, ensuring clients receive consistent support between regular annual visits to review option updates or adjustments in their health coverage.
Supreme insurance Richmond is known for helping Richmond, Kentucky residents understand their Medicare insurance options. It assists clients with the annual enrollment period, comparing Medicare Advantage and Supplement plans to fit individual needs. The agency guides people through the complexities of coverage choices and cost considerations. To support systematic healthcare budgeting, it also offers a dedicated service for reviewing and coordinating Medicare Part D prescription drug plan selections each year.
What Does a a Medicare Insurance Agent in Richmond Cost?
Medicare insurance agents in Kentucky generally do not charge you a fee for their services. Their compensation comes from the insurance carriers when you enroll in a plan. The costs of Medicare plans themselves vary widely: Medicare Part B has a standard monthly premium of $174.70 in 2024, while Medicare Advantage plans can have $0 monthly premiums or premiums up to $200 or more depending on coverage. Part D prescription drug plan premiums average around $35 per month in Kentucky but can be higher. This is general information and not insurance advice.
About medicare insurance agents in Richmond
Medicare insurance agents in Richmond, Kentucky help residents understand their coverage options under Original Medicare, Medicare Advantage, and Part D drug plans. Kentucky follows federal Medicare guidelines but also has specific state regulations regarding agent licensing and plan marketing. Local agents can guide you through the Annual Enrollment Period from October 15 to December 7 and the Medicare Advantage Open Enrollment Period from January 1 to March 31.
Frequently Asked Questions
What is the role of a Medicare insurance agent in Richmond?
A Medicare insurance agent helps you compare plans, explain coverage details, and assist with enrollment. They are licensed in Kentucky and can represent multiple insurance carriers to offer a range of options.
When can I enroll in Medicare in Kentucky?
Your Initial Enrollment Period begins three months before your 65th birthday month and ends three months after. Kentucky residents also have a Special Enrollment Period if they lose other coverage, and an Annual Enrollment Period from October 15 to December 7 each year.
Do Medicare agents in Richmond charge fees for their services?
Most Medicare insurance agents in Kentucky are paid commissions by the insurance companies, not by you. They typically do not charge direct fees for helping you enroll in a plan. Always ask about compensation before working with an agent.
Medicare Insurance Agents in Other Kentucky Cities
Ashland · Bardstown · Berea · Bowling Green · Elizabethtown · Florence · Fort Thomas · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Lexington · Louisville · Mt Washington