The top-rated medicare insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 345 reviews. Other highly rated options include Foy Insurance, A Division of World, Hoang Phan, Bankers Life Securities Financial Representative, Cassandra Mancuso, Bankers Life Agent. This directory lists 15 medicare insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Hoang Phan, Bankers Life Securities Financial Representative | 360 US-1 Ste 202 | (207) 536-2742 |
| 4 | Cassandra Mancuso, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 5 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 6 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 7 | Joshua Labrie, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 8 | Caleb Bowen, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 9 | Maine Health Solutions | 136 US-1 | (866) 228-5677 |
| 10 | Christopher Richard, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
Michelle Raber - State Farm Insurance Agent in Scarborough, ME, provides a range of Medicare insurance services, including guiding clients through plan selection and enrollment. The agency focuses on helping individuals understand their coverage options for medical and prescription needs, with an emphasis on offering clear explanations of plan benefits. It serves a variety of property types located in the local area, such as single-family homes, apartments, retail spaces, and restaurants.
Residents and families in the Scarborough area seeking guidance through Medicare enrollment find practical support at Foy Insurance, A Division of World. This insurance agency assists with plan comparisons for Medicare Advantage, Supplement, and Part D drug coverage. Agents help clarify enrollment periods and coordinate with existing healthcare needs. The office serves both those new to Medicare and those reviewing annual plan changes. Service extends to nearby communities including South Portland and the greater Portland metro region.
Serving clients in Scarborough and the surrounding communities of southern Maine, Hoang Phan, Bankers Life Securities Financial Representative offers guidance on Medicare insurance options. It handles plan selections for both Original Medicare and Medicare Advantage, along with Medigap and Part D prescription drug coverage. The office also addresses insurance considerations for individuals approaching retirement. To ensure clients understand their choices, it takes a consultative approach by first reviewing each person’s coverage needs and budget before recommending suitable plans.
Residents comparing one-time enrollment guidance to ongoing policy support find a resource for either path with this Scarborough agency. The agent assists with explaining Medicare Advantage plans, Part D drug coverage, and Medigap supplements as options address evolving health needs. Services for local beneficiaries run on either a scheduled review basis or an as-needed basis for specific questions.
As residents of Scarborough approach the busy Medicare Annual Enrollment Period each fall, Varney Agency provides knowledgeable local guidance tailored to individual needs. This Medicare Insurance Agent helps seniors evaluate their coverage options and navigate plan changes with clarity. Located right in Scarborough, Maine, the company offers personal consultations to explain the complexities of Medicare parts and supplemental plans without confusing sales pressure. The process begins with a straightforward initial assessment to review a client’s current healthcare usage and prescription needs, ensuring a personalized recommendation.
Sentinel Insurance Agency in Scarborough, ME, specializes in helping individuals navigate Medicare supplement and Advantage plan options. It provides ongoing support for clients comparing coverage needs and understanding enrollment rules. The agency serves local seniors and those approaching retirement age in the greater Portland area. During the annual Medicare Open Enrollment period, it assists clients with reviewing existing plans and making timely changes aligned with their current healthcare requirements and budget.
As the calendar turns and open enrollment season approaches, many Scarborough residents find themselves reassessing their health care options for the coming year. Joshua Labrie, Bankers Life Agent offers personalized guidance through Medicare plan choices, helping individuals understand coverage basics and potential out-of-pocket costs. The company works with clients to compare plan benefits against their specific prescription and provider needs. A straightforward initial consultation sets the stage for any necessary adjustments or a first-time plan selection tailored to each situation.
Caleb Bowen, Bankers Life Agent provides Medicare insurance guidance to residents of Scarborough, Maine, helping individuals understand their coverage options during enrollment periods. The company focuses on Medicare Supplement, Advantage, and Part D prescription drug plans, tailoring solutions to each client's specific healthcare needs and budget. This agency assists local commercial sectors requiring employee benefits coordination, including small offices, warehouses, and food service operations, ensuring they have appropriate group Medicare-related coverage.
Maine Health Solutions assists individuals and families in navigating the complexities of Medicare plan selection and enrollment. The company specializes in pairing clients with supplemental coverage, such as Medicare Advantage plans and Part D prescription drug policies. Based in Scarborough, Maine, its agents serve the surrounding communities, offering guidance on annual enrollment periods and plan comparisons. Their services are available to small business offices, commercial warehouses, and food service establishments seeking employee benefit options.
What Does a a Medicare Insurance Agent in Scarborough Cost?
Medicare insurance agent services in Maine are typically free to consumers because agents receive commissions from insurance companies. Medigap plan premiums in Scarborough range from about 100 to 300 dollars per month depending on age and plan type. Medicare Advantage plans often have low or zero monthly premiums but include cost sharing. This is general information and not insurance advice.
About medicare insurance agents in Scarborough
Medicare insurance agents in Scarborough, Maine help residents compare Medicare Advantage, Medigap, and Part D plans. Maine law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific needs of Scarborough seniors, including access to Maine Medical Center and other regional providers.
Frequently Asked Questions
What is the best time to enroll in Medicare in Scarborough Maine?
The Initial Enrollment Period lasts seven months around your 65th birthday. Maine also has a Medigap Open Enrollment Period that starts when you are 65 and enrolled in Part B. Missing these windows can lead to late penalties.
Do Medicare insurance agents in Maine charge fees?
Most Medicare agents in Maine are compensated by insurance carriers, not by clients. However, some agents may charge a consultation fee if they provide ongoing service. Always ask about fees before you work with an agent.
What Maine laws affect Medicare supplement plans?
Maine law requires Medigap plans to be guaranteed issue for eligible beneficiaries during open enrollment. This means you cannot be denied coverage based on health conditions. After that window, medical underwriting may apply.