The top-rated medicare insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 591 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, MI Insurance Agency. This directory lists 20 medicare insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AMG Health & Life Insurance Group | 16600 18 Mile Rd | (248) 592-0080 |
| 4 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 5 | Dan Stawinski - State Farm Insurance Agent | 36250 Garfield Rd | (586) 792-1567 |
| 6 | HealthMarkets Insurance - Amir Ribic | 44990 Heydenreich Rd suite g | (248) 840-9865 |
| 7 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 8 | The Kesler Insurance Group LLC | 18303 Whitmore Dr | (586) 577-6517 |
| 9 | American Health Plans | 16600 18 Mile Rd | (866) 487-9887 |
| 10 | Lucido's Insurance Agency | 39999 Garfield Rd | (586) 286-8200 |
First Independent Insurance Agency serves Medicare beneficiaries throughout Macomb County from its Clinton Township, Michigan location. The agency assists individuals in navigating their initial enrollment period and evaluating their coverage options. They help clients compare Medicare Advantage plans that bundle hospital and medical coverage. Additionally, they guide clients through the selection of standalone Part D prescription drug plans. Their services also include aiding with Medicare Supplement insurance policies to fill gaps in Original Medicare. The agency handles both plan comparisons and the annual enrollment process.
Royal Oath Insurance Group in Clinton Township, MI provides Medicare plan selection guidance, annual enrollment assistance, and ongoing coverage reviews. Its service plans include personalized consultations to compare Part D prescription drug plans, Medicare Advantage options, and Medigap policies, with continued support for claims questions and plan changes throughout the year. The agency helps clients evaluate their healthcare needs and budget to choose suitable benefits. It services single-family homes, apartments, retail establishments, and restaurants by helping owners and employees secure appropriate Medicare coverage.
AMG Health & Life Insurance Group serves seniors and individuals in Clinton Township, Michigan, who are seeking guidance with Medicare plans. The agency provides enrollment assistance, plan comparisons, and ongoing support for Medicare Advantage, Supplement, and Part D drug coverage options. Their brokers help clients navigate annual open enrollment periods and changes in healthcare needs. AMG Health & Life Insurance Group also serves clients in the wider Macomb County area surrounding Sterling Heights.
MI Insurance Agency serves clients in Clinton Township and the surrounding communities of Macomb County. It handles Medicare insurance, including Medicare Supplement plans, Medicare Advantage options, and Part D prescription drug coverage. The company assists individuals navigating their enrollment periods and understanding their respective plan choices. Its typical process involves reviewing a client's current coverage and specific health care needs before presenting plan comparisons that match their situation.
Dan Stawinski in Clinton Township provides Medicare insurance services, distinguishing between one-time consultations for initial plan selection and recurring assistance for annual enrollment changes. Coverage options include Medicare Supplement and Advantage plans tailored to individual health needs. Ongoing support through policy review helps ensure benefits remain aligned with changing regulations or medical requirements. Service is available on a scheduled appointment basis, arranged according to each client’s preference.
HealthMarkets Insurance - Amir Ribic specializes in Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. It provides general insurance guidance to help evaluate coverage options. Acting as a local Medicare insurance agent in Clinton Township, MI, this agency clarifies plan differences for beneficiaries. During the Annual Enrollment Period, it assists clients with comparing changes in plan formularies, networks, and out-of-pocket costs to maintain suitable protection for the year ahead.
As residents of Clinton Township review their Medicare options during the Annual Enrollment Period, the McGovern Agency provides local guidance on navigating plan choices. This medicare insurance agent helps clients understand coverage differences between Original Medicare and Medicare Advantage. The agency assists with comparing Part D drug plans and explaining how supplemental Medigap policies work. An initial consultation typically begins with a no-obligation review of the individual’s current benefits and medical needs.
American Health Plans serves residents in and around Clinton Township, Michigan, providing assistance with Medicare insurance selections for individual health coverage. The agency also helps local small businesses navigate group commercial insurance options for their employees, ensuring access to suitable health benefits. Clients can expect personalized guidance through the complexities of Medicare plans and enrollment periods. The team offers reliable follow-up service and consistent repeat support between regular annual visits to maintain appropriate coverage.
Lucido’s Insurance Agency helps residents in the Clinton Township area find suitable health coverage as a medicare insurance agent. It focuses on Medicare plans, supplements, and prescription drug options. The agency can guide individuals through enrollment periods and plan comparisons to match personal health care needs. Services are available for local offices, warehouses, and food service operations seeking employee or individual coverage solutions.
What Does a a Medicare Insurance Agent in Clinton Township Cost?
There is no direct cost to you for working with a Medicare insurance agent in Michigan. Agents are compensated by the insurance carriers through commissions. Plan premiums vary widely: Medicare Advantage plans often have $0 monthly premiums, while Medigap plans can range from $100 to $300 per month depending on your age and health. Prescription drug plans typically cost $10 to $80 per month. This is general information, not insurance advice.
About medicare insurance agents in Clinton Township
Medicare insurance agents in Clinton Township, Michigan help residents compare Medicare Advantage, Medigap, and Part D plans. Michigan law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific network options available in Macomb County hospitals and clinics.
Frequently Asked Questions
What does a Medicare insurance agent in Clinton Township do?
A Medicare insurance agent helps you review and enroll in Medicare plans. They explain the differences between Original Medicare, Medicare Advantage, and Medigap. Agents in Michigan must be certified by the plans they sell and cannot charge you a fee for their help.
When can I enroll in a Medicare plan in Michigan?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Michigan also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available if you move or lose other coverage.
Are Medicare insurance agents in Michigan free to use?
Yes, Medicare insurance agents are paid by the insurance companies, not by you. Their services are free to you. Michigan law prohibits agents from charging extra fees for helping you enroll or compare plans.
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