The top-rated medicare insurance agent in Lake Elmo, Minnesota is Dan Stoudt - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Zignego Agency Inc, Goosehead Insurance - Tony Muckala, Honey Bear Insurance Agency LLC. This directory lists 15 medicare insurance agents serving Lake Elmo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Stoudt - State Farm Insurance Agent | 3549 Lake Elmo Ave N | (651) 478-4979 |
| 2 | Zignego Agency Inc | 8975 33rd St N | (651) 777-8788 |
| 3 | Goosehead Insurance - Tony Muckala | 8530 Eagle Point Blvd Suite 100 | (612) 852-5165 |
| 4 | Honey Bear Insurance Agency LLC | 8530 Eagle Point Blvd Suite 100 #113 | (651) 432-4164 |
| 5 | Paul McCarthy - State Farm Insurance Agent | 11200 Stillwater Blvd STE 107 | (651) 748-9400 |
| 6 | Eagle Point Insurance Group | 8665 Eagle Point Blvd | (651) 209-9330 |
| 7 | Buddy Martin - COUNTRY Financial Agent | 8645 Eagle Point Blvd | (651) 275-9187 |
| 8 | Protectors Agency: Dave Lesch | 8530 Eagle Point Blvd Suite 100 | (651) 204-7148 |
| 9 | Sarrack & Associates, Inc American Family Insurance | 8615 Eagle Point Blvd | (651) 777-7633 |
| 10 | Todd Shannon Agency | 11200 Stillwater Blvd | (651) 773-8250 |
Dan Stoudt - State Farm Insurance Agent serves the Lake Elmo, Minnesota area and surrounding Washington County with Medicare insurance guidance. This agency assists local seniors and qualifying individuals in selecting appropriate prescription drug plans. Agents work to clarify the differences between Original Medicare and Medicare Advantage options. Income-related premium adjustments and plan renewals are reviewed during personalized consultations. Enrollment periods are explained, including initial, annual, and special election windows. The office handles prescription drug coverage plans and Medicare Supplement insurance policies for eligible clients in this region.
Zignego Agency Inc, based in Lake Elmo, Minnesota, offers a full range of Medicare insurance plans, including Part D prescription drug coverage and Medicare Advantage options. The agency assists clients with initial enrollment, annual plan reviews, and ongoing policy adjustments to ensure coverage remains suited to changing healthcare needs. It also provides personalized support for navigating plan changes during special enrollment periods. Zignego Agency Inc serves individual clients residing in single-family homes and apartments throughout the Lake Elmo area.
Medicare-eligible individuals in Lake Elmo and surrounding areas can turn here for guidance through the complexities of selecting a suitable health plan. The agency works with clients to review available options, including Medicare Advantage and prescription drug coverage, helping them find a policy that matches their health needs and budget. A free consultation is offered to discuss enrollment periods and plan details. Its service area also extends to the neighboring city of Stillwater, ensuring more Minnesota residents receive personalized insurance support.
Serving clients in Lake Elmo and the surrounding St. Croix Valley communities, Honey Bear Insurance Agency LLC handles Medicare Supplement plans, Advantage plans, and Part D prescription drug coverage for eligible residents. The agency guides individuals through the annual enrollment periods and initial sign-up windows with clarity. To complete a typical job, the agent first reviews a client’s current coverage and anticipated medical needs before comparing available local plan options side by side.
At Paul McCarthy - State Farm Insurance Agent in Lake Elmo, MN, clients choose between understanding one-time enrollment guidance and ongoing plan-management support. Coverage assistance focuses on matching Medicare options to individual medical needs and pharmacy requirements. The agent explains plan details, including deductibles and out-of-pocket limits, to help inform decisions. Service operates on an as-needed basis, allowing clients to request assistance whenever they face changes in health, prescriptions, or yearly plan updates.
Eagle Point Insurance Group specializes in helping individuals navigate Medicare plans, including Part D prescription drug coverage and Medicare Advantage options. Based in Lake Elmo, it also assists clients with comparing Medigap supplemental policies to cover out-of-pocket costs. The agency provides personalized guidance through the annual enrollment period, ensuring those over 65 find suitable coverage for their healthcare needs. As winter approaches, it helps residents understand how their plan works during flu season and when seeking specialist care.
As the annual Medicare enrollment period approaches in Washington County, many Lake Elmo residents review their coverage options. Buddy Martin of COUNTRY Financial provides guidance in this competitive market, helping seniors understand Part D plans, Medicare Advantage, and supplement policies. He evaluates individual health needs and local network access before making recommendations. The process typically begins with a no-pressure initial consultation to review an applicant’s current coverage, immediate health concerns, and preferred providers.
Protectors Agency: Dave Lesch helps individuals navigate Medicare options in Lake Elmo, Minnesota. The agency provides guidance on plan selection for medical and prescription drug coverage, focusing on local insurance needs. It works to match each person with suitable plans from available carriers in the area. Protectors Agency: Dave Lesch serves clients in various commercial settings, including offices for employees, warehouses for workers, and food service establishments for their staff.
Sarrack & Associates, Inc American Family Insurance serves the residential needs of Medicare beneficiaries in the Lake Elmo, Minnesota area, helping clients understand their coverage options for medical insurance. They also offer commercial Medicare-related services to local businesses and employers within the surrounding region. Their office focuses on navigating the annual enrollment process and policy adjustments for individuals. The practice emphasizes continued client support by scheduling personalized follow-up meetings between regular plan enrollment periods.
The Todd Shannon Agency is a medicare insurance agent company serving Lake Elmo, Minnesota. It helps clients navigate the often-complex decisions around Medicare Advantage, Supplement, and Part D prescription drug plans. The agency guides individuals through their annual enrollment periods to ensure appropriate coverage based on each person’s healthcare needs and budget. A specialty service the company can provide is assisting new Medicare beneficiaries with the initial enrollment process, coordinating plan start dates, and ensuring seamless transitions from previous health coverage.
What Does a a Medicare Insurance Agent in Lake Elmo Cost?
Medicare insurance agent services in Minnesota are typically free to consumers because agents earn commissions from insurance carriers. Some agents may charge a consultation fee, usually between 50 and 200 dollars, but this is rare. Costs for Medicare plans themselves vary widely by plan type and provider network. This is general information, not insurance advice.
About medicare insurance agents in Lake Elmo
Medicare insurance agents in Lake Elmo, Minnesota help residents compare Medicare Advantage, Medigap, and Part D drug plans. Minnesota state law requires agents to be licensed and to follow specific marketing guidelines. Local agents understand the health systems and provider networks available in Washington County.
Frequently Asked Questions
When can I enroll in Medicare in Lake Elmo?
The Initial Enrollment Period starts three months before your 65th birthday and ends three months after. Minnesota also has a Special Enrollment Period if you lose other coverage. Missing these windows may result in late penalties.
What is the difference between Medicare Advantage and Medigap in Minnesota?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay for deductibles and coinsurance. In Minnesota, Medigap plans have guaranteed issue rights during certain times.
Do I need a separate Part D drug plan in Lake Elmo?
If you choose Original Medicare, you should add a standalone Part D plan to cover prescriptions. Many Medicare Advantage plans include drug coverage. Minnesota offers a state pharmaceutical assistance program for those with limited income.
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