The top-rated medicare insurance agent in Florissant, Missouri is John "Rock" Simmons - State Farm Insurance Agent, rated 5.0 stars across 215 reviews. Other highly rated options include Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton, AAA Florissant Insurance and Member Services. This directory lists 16 medicare insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 2 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 3 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 4 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 5 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 6 | Miller Agency & Associates, LLC American Family Insurance | 572 N Hwy 67 | (314) 254-5166 |
| 7 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 8 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 9 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
| 10 | Paul Manganelli Agency LLC American Family Insurance | 717 Rue St. Francois St | (314) 972-6000 |
John "Rock" Simmons - State Farm Insurance Agent serves the Florissant, Missouri area and provides medicare insurance agency services. The company assists local residents with navigating their healthcare coverage options during enrollment periods. It offers guidance on understanding plan benefits and selecting appropriate policies. Medicare insurance agents in this region help clients compare different plans to find suitable coverage. The agency specifically handles Medicare Supplement plans and Medicare Advantage plan enrollments for its Florissant clientele.
Dimitri Owens - State Farm Insurance Agent in Florissant, MO provides Medicare insurance guidance and enrollment services to local clients. The agent helps individuals evaluate their coverage options and navigate plan changes during open enrollment periods. Routine policy reviews and annual plan comparisons are offered to ensure continued alignment with healthcare needs. The office serves residents in single-family homes and apartments across the area.
Serving Florissant and the surrounding communities in St. Louis County, Shelter Insurance - Chris Hamilton handles Medicare insurance plans for eligible individuals. This agency assists clients in understanding their options for coverage, including Medicare Supplements and Part D prescription drug plans. By explaining the different plan choices available in the local market, the agent helps each individual select a policy that fits their healthcare needs and budget. The agency typically addresses a client’s specific situation by conducting a personalized review of their health coverage requirements.
AAA Florissant Insurance and Member Services in Florissant, MO assists homeowners, business owners, and property managers who are navigating Medicare coverage. The agency provides guidance on plan options available in the region, explains enrollment periods, and helps clients compare prescription drug coverage and supplemental policies. Appointments are offered to clarify how changes in Medicare affect local residents. This office also serves clients in the greater St. Louis metro area, including the nearby community of Hazelwood.
Darrell Ditto American Family Insurance in Florissant, MO, serves clients whether they need a one-time plan review or ongoing support each enrollment season. Medicare insurance agents in this region help individuals compare original Medicare with Medicare Advantage and Part D drug coverage, ensuring options match health needs and budgets. Service operates on both a one-time and as-needed basis, accommodating those who prefer annual check-ins or immediate assistance with a new plan.
Miller Agency & Associates, LLC American Family Insurance specializes in guiding Florissant, MO residents through Medicare insurance options. It provides clear explanations of plan choices, including Part D prescription drug coverage and Medicare Advantage. The agency assists both new enrollees and those reviewing existing plans, helping them navigate coverage details and potential out-of-pocket costs. With annual enrollment periods affecting current coverage, it helps clients understand when and how to adjust their policies as medical needs or plan structures change throughout the year.
As the Medicare Annual Enrollment Period approaches each fall, residents near Florissant face complex decisions about prescription drug coverage and supplemental plans. Jan Grafeman - State Farm Insurance Agent provides guidance tailored to individual healthcare needs, explaining how different plan structures work with local medical providers and pharmacies. Evaluating whether a Medicare Advantage plan or a Medigap policy offers better long-term value for each client requires careful comparison of premiums, deductibles, and network benefits. An initial consultation begins with reviewing the client’s current coverage and expected medical needs for the coming year.
The Milburn Agency assists individuals in Florissant, MO, with selecting Medicare insurance plans that align with their healthcare needs and budget. This agency specializes in comparing Medicare Advantage, Supplement, and Part D drug coverage options available locally. By providing guidance through annual enrollment periods and plan changes, it helps clients understand their choices clearly. The agents serve a variety of commercial sectors, including professional offices, small warehouses, and local food service businesses, ensuring these groups also have appropriate coverage solutions.
Alternatives Insurance serves residents in and around Florissant, Missouri, as a local Medicare insurance agent. Beyond assisting individuals with personal coverage needs, the agency also supports commercial clients in navigating their Medicare options. Their service area encompasses the greater Florissant community and nearby locales within the region. Following an initial consultation, the agent provides ongoing support to clients, offering follow-up assistance between regular plan reviews to ensure their coverage remains aligned with changing healthcare needs.
The Paul Manganelli Agency LLC American Family Insurance in Florissant, MO, offers Medicare insurance agent services for local clients. The agency helps individuals understand their Medicare options, including plan comparisons and enrollment. An agent provides guidance on coverage gaps, such as deductibles and copayments. A specialty service it can add on is reviewing and advising on Medicare Supplement Insurance plans to help manage out-of-pocket expenses.
What Does a a Medicare Insurance Agent in Florissant Cost?
Medicare insurance agents in Missouri are usually compensated by the insurance carriers, so there is no direct cost to you for their services. Plan premiums vary widely: Medicare Supplement plans in the St. Louis area can range from about $100 to $300 per month depending on your age and health status. Medicare Advantage plans often have low or $0 monthly premiums but include cost-sharing. This is general information, not insurance advice.
About medicare insurance agents in Florissant
Florissant residents can work with a licensed Medicare insurance agent to review their coverage options during the Annual Enrollment Period or a Special Enrollment Period. Missouri law requires agents to be appointed by the insurers they represent and to follow state marketing guidelines. A local agent can help you compare Medicare Advantage, Medicare Supplement, and Part D prescription drug plans available in St. Louis County.
Frequently Asked Questions
What does a Medicare insurance agent in Florissant do?
A Medicare insurance agent helps you compare and enroll in Medicare plans. They explain the differences between Original Medicare, Medicare Advantage, and Medicare Supplement plans. Agents must be licensed in Missouri and follow state and federal rules.
When can I enroll in a Medicare plan in Missouri?
The Initial Enrollment Period starts three months before you turn 65 and ends three months after. The Annual Enrollment Period runs from October 15 to December 7 each year. You may also qualify for a Special Enrollment Period if you move or lose other coverage.
Is there a cost to use a Medicare insurance agent in Florissant?
Most Medicare insurance agents are paid by the insurance companies, not by you. You typically do not pay a fee for their help. However, you should confirm the agents compensation model before working with them.
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