The top-rated medicare insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 18 medicare insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 6 | Diamant & Associates | 1700 Ave of the States Suite 401 | (732) 276-5089 |
| 7 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 8 | 65 and Ready | 1187 Coughlin St | (732) 497-2273 |
| 9 | Eternal Cover Insurance Agency | 200 Airport Rd | (229) 231-2544 |
| 10 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
PRIME Insurance Agency serves the Lakewood, New Jersey area as a dedicated Medicare insurance agent. The company helps clients navigate the complexities of Medicare plans and enrollment periods. They assist beneficiaries in understanding their coverage options for hospital and medical insurance. The agency explains how to coordinate benefits with supplemental policies and Medicare Advantage plans. They also guide individuals through the process of comparing prescription drug plans to find suitable and affordable coverage. PRIME Insurance Agency handles initial enrollments and annual plan changes for these programs.
Cosmo Insurance Agency, located in Lakewood, NJ, offers a range of Medicare insurance services including plan selection advice, enrollment assistance, and annual policy reviews. The agency provides ongoing support for plan maintenance, helping clients navigate coverage changes and adjust benefits as their healthcare needs evolve. With a focus on the local area, it routinely assists individuals in finding suitable Medicare Advantage, Medigap, and Part D prescription drug plans. The agency serves single-family homes, apartments, retail, and restaurants throughout the community.
Serving homeowners and renters in the Lakewood, New Jersey area, Sterling Property and Casualty assists clients with Medicare insurance plan selection and enrollment. The agency helps individuals navigate the complexities of Medicare coverage, including Part A and Part B, Medicare Advantage, and prescription drug plans. They provide guidance tailored to each customer's healthcare needs and budget, aiming to clarify available options. The agent also covers nearby communities such as Toms River, ensuring residents throughout Ocean County have access to its Medicare advisory services.
Stonebrook Insurance Group serves Lakewood, New Jersey, and the surrounding Ocean County communities, handling Medicare insurance options for local residents. The agency works with various Medicare plans, including supplements and advantage policies. It helps clients understand enrollment periods and coverage details to match individual healthcare needs. During each client engagement, the agent begins with a thorough review of the person's current medical requirements and budget, then compares available plan offerings to present the most suitable alternatives for their situation.
Helping clients choose between initial enrollment during a one-time Medicare window and reviewing plans during recurring annual open enrollment, Ben Goldfischer: Allstate Insurance guides Lakewood area residents through coverage options. This practice addresses both initial plan selection and ongoing adjustments without creating hype around its services. Assistance runs on a one-time basis for new enrollees or whenever a client schedules an appointment to review changing coverage needs.
Diamant & Associates, a Medicare insurance agency in Lakewood, New Jersey, specializes in guiding clients through their Medicare plan options, including supplements and Advantage plans. It helps individuals understand enrollment periods and the nuances of coverage tailored to their healthcare needs. As the Annual Enrollment Period approaches, the company assists senior citizens in reviewing their current plans to avoid late-enrollment penalties.
As Medicare’s annual enrollment period approaches, many in Lakewood carefully review their health coverage options. Wilhelm assists by guiding local residents through the complexities of Part D and Medigap plans. An agent takes time to understand each client’s prescription needs and budget priorities. They then present a clear comparison of available carriers and plan benefits. A convenient initial meeting allowed for thorough document review and a personalized needs assessment. Every consultation begins with a no-risk inspection of the client’s current coverage to identify potential gaps.
65 and Ready is known for helping seniors in Lakewood, NJ, navigate Medicare options with clear, step-by-step guidance. The agency serves clients through the entire Medicare lifecycle, from initial enrollment to annual plan reviews and changes. It focuses on matching individuals with plans that fit their specific healthcare needs and budgets. A specialty service the agency can add on is assisting with Medicare Supplement plans to cover out-of-pocket costs not included in original Medicare.
Eternal Cover Insurance Agency assists residents of Lakewood, NJ with their Medicare insurance needs. Commercial coverage options are also available for local businesses. Their service area encompasses Lakewood and the surrounding communities. The agency guides clients through plan selection, including Medicare Advantage and supplement policies. Advisors explain coverage details clearly, helping individuals understand their benefits. After an initial enrollment, the company reaches out for follow-up appointments between regular plan reviews to address any changes or questions that may arise.
What Does a a Medicare Insurance Agent in Lakewood Cost?
Medicare insurance agent services in New Jersey are usually free to consumers. Agents receive commissions from insurance carriers, which are built into plan premiums. Medigap plan costs in New Jersey vary by age and plan type, ranging from about $100 to $300 per month. Medicare Advantage plans often have low or zero monthly premiums but may have copays. This is general information and not insurance advice.
About medicare insurance agents in Lakewood
Medicare insurance agents in Lakewood, New Jersey help residents navigate plan options and enrollment periods. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents understand the specific needs of Lakewood seniors, including access to nearby hospitals and specialists.
Frequently Asked Questions
What does a Medicare insurance agent in Lakewood do?
A Medicare insurance agent helps you compare Medicare Advantage, Medigap, and Part D drug plans. They explain coverage options and assist with enrollment. Agents in Lakewood are familiar with local provider networks and pharmacies.
When can I enroll in Medicare in New Jersey?
The Initial Enrollment Period starts three months before you turn 65 and ends three months after. The Annual Enrollment Period runs from October 15 to December 7 each year. New Jersey also has a Medicare Savings Program with separate enrollment rules.
Are Medicare agents in Lakewood free to use?
Most Medicare insurance agents are paid by insurance companies, not by you. Their services are typically free to consumers. Always confirm the agent is licensed in New Jersey before working with them.
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