The top-rated medicare insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 113 reviews. Other highly rated options include Infinity Guard Insurance Agency, Florence Insurance NJ, World Insurance Associates LLC. This directory lists 13 medicare insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 3 | Florence Insurance NJ | 75 County Rd 508 | (862) 201-5025 |
| 4 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 5 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 6 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 7 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
| 8 | Kore Insurance Holdings | 354 Eisenhower Parkway, Plaza 1, 354 Eisenhower Pkwy | (973) 994-3131 |
| 9 | Wharton Lyon Lyon | 101 S Livingston Ave | (973) 992-5775 |
| 10 | Drucks Agency | 64 Oakwood Ave | (201) 207-6300 |
Sandra Suarez - State Farm Insurance Agent serves the Livingston, New Jersey area, providing Medicare insurance guidance and plan enrollment assistance. As a local agent, she helps clients navigate the complexities of Medicare coverage options to find suitable plans for their healthcare needs. The agency focuses on explaining the differences between Original Medicare and Medicare Advantage plans, as well as clarifying prescription drug coverage under Medicare Part D. Sarah Suarez - State Farm Insurance Agent handles annual enrollment periods and assists beneficiaries with comparing supplemental insurance plans.
Infinity Guard Insurance Agency, located in Livingston, New Jersey, provides a range of Medicare insurance guidance, including plan comparison and enrollment assistance for both Medicare Advantage and Supplement policies. It helps clients navigate annual enrollment periods and reviews existing coverage to identify potential gaps or cost-saving opportunities. Regular consultations are offered to ensure policies align with changing healthcare needs over time. The company serves individual clients residing in either single-family homes or apartments in the local area, as well as those operating small retail businesses or restaurants.
Florence Insurance NJ serves local residents, retirees, and soon-to-be Medicare beneficiaries throughout Livingston. The agency provides Medicare supplement and Advantage plan guidance, helping individuals understand their coverage options during enrollment periods. Its agents walk clients through plan benefits, costs, and provider networks to match their healthcare needs. Operating as a community-focused Medicare insurance agency, the firm supports residents with annual plan reviews and straightforward advice on prescription drug coverage. Florence Insurance NJ also serves clients in neighboring communities across western Essex County, including West Orange.
World Insurance Associates LLC in Livingston, New Jersey, is known for guiding individuals through Medicare plan selection. The agency serves clients across the local area by explaining coverage options, including Part A, Part B, and Medicare Advantage plans. Its team helps beneficiaries compare Part D prescription drug plans and evaluates Medicare Supplement policies to fit personal health needs. As a local Medicare insurance agent, it provides ongoing support for policy changes and enrollment deadlines. An added specialty service is offering personalized assistance with Medicare Special Needs Plans for those managing chronic conditions.
Mike Petronella - State Farm Insurance Agent serves clients in Livingston, New Jersey, and the surrounding communities of Essex County. This agency handles Medicare insurance plans, including Medicare Advantage, Medicare Supplement, and Part D prescription drug coverage. It assesses each individual client's healthcare needs and budget to present suitable plan options. The agent typically reviews current coverage with the client, then compares available carriers to recommend a specific plan that meets their requirements.
Serving residents in Livingston, New Jersey, Jonathan Castaneda: Allstate Insurance assists clients with selecting Medicare coverage, a process distinct from one-time health plan purchases through ongoing policy reviews during open enrollment. The agency helps navigate the differences between Medicare Part A and Part B hospital and medical coverage, as well as supplemental plans that address out-of-pocket costs. These consultations clarify which options align with individual healthcare needs and prescription drug requirements. Service appointments are available on an as-needed basis, typically scheduled during Medicare’s annual enrollment or special election periods.
As residents of Livingston begin reviewing their coverage before the annual Medicare Open Enrollment, Strategic Insurance Agency Inc. provides local guidance on plan options and program changes. The company helps individuals navigate Parts A, B, C, and D, along with Medicare Supplement plans, to find suitable coverage for their specific health needs and budget. An initial consultation typically begins with a review of the client’s current prescriptions and preferred doctors to identify suitable policy matches.
Wharton Lyon Lyon assists individuals in the Livingston area with their Medicare coverage needs, focusing on personalized plan comparisons. As a Medicare insurance agent, the company helps clients navigate original Medicare, Medicare Advantage, and prescription drug plans to match their healthcare requirements. They also address the enrollment periods and supplemental insurance options available to seniors. Their services serve a range of commercial sectors, including professional offices, warehouses, and food service establishments seeking to guide their employees or retirees.
Drucks Agency assists residents in Livingston, New Jersey, with their Medicare insurance needs, helping them understand plan options for healthcare coverage. Commercial coverage is available for small business groups operating in and around the Essex County area. The agency guides clients through initial enrollment and annual plan review periods. They maintain follow-up contact with each policyholder to confirm their coverage remains appropriate between regularly scheduled annual visits, ensuring timely updates if personal health needs shift.
What Does a a Medicare Insurance Agent in Livingston Cost?
Medicare insurance agents in New Jersey usually do not charge clients directly because they receive commissions from insurance carriers. These commissions are built into the plan premiums. For Medicare Supplement plans, monthly premiums in New Jersey can range from about $100 to $300 depending on your age, gender, and tobacco use. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Livingston
Medicare insurance agents in Livingston, New Jersey help residents navigate Medicare Part A, Part B, and Medicare Advantage plans. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents can explain how New Jersey's Medigap open enrollment rules affect your coverage choices.
Frequently Asked Questions
What does a Medicare insurance agent in Livingston do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part D or Medicare Advantage, and understand your coverage options. They are licensed in New Jersey and must follow state regulations on marketing and disclosure.
When can I enroll in Medicare in New Jersey?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. New Jersey also has a Medicare Supplement open enrollment period that lasts six months from when you first enroll in Part B.
Do I have to pay for a Medicare insurance agent in Livingston?
Most Medicare insurance agents are paid by insurance companies through commissions, so you typically do not pay a fee directly. However, some agents may charge a consulting fee; always ask about costs before starting.
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