The top-rated medicare insurance agent in Westfield, New Jersey is The Westfield Legacy Agency, Allstate Agent Andrew Heinz, rated 4.5 stars across 53 reviews. Other highly rated options include Christine Cosenza - State Farm Insurance Agent, Quick Care Insurance Co, True & Associates, A World Company. This directory lists 10 medicare insurance agents serving Westfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Westfield Legacy Agency, Allstate Agent Andrew Heinz | 502 E Broad St | (908) 301-0711 |
| 2 | Christine Cosenza - State Farm Insurance Agent | 2 Elm St | (908) 233-9100 |
| 3 | Quick Care Insurance Co | 600 South Ave W | (908) 460-9803 |
| 4 | True & Associates, A World Company | 325 N Ave E | (908) 232-0760 |
| 5 | Standard Insurance Co | 137 Summit Ct | (732) 800-5945 |
| 6 | Albanese Agency | 205 Elmer St | (908) 232-5908 |
| 7 | Affordable Healthcare Solutions, LLP | 511 Cumberland St | (908) 232-5600 |
| 8 | Davis Agency | 200 E Grove St | (908) 654-8036 |
| 9 | Buontempo Insurance Services | 1020 South Ave W Apartment A | (908) 654-9612 |
| 10 | Alliant Insurance Services, Inc. | 50 Cardinal Dr Suite 202 | (973) 467-4467 |
The Westfield Legacy Agency, Allstate Agent Andrew Heinz serves Westfield, New Jersey, and the surrounding Union County area with Medicare insurance agent services. This local office helps clients navigate Medicare plan options, including Medicare Supplement and Medicare Advantage plans. The agency assists with comparing coverage to match individual healthcare needs and budgets. Enrollment guidance for initial periods and yearly changes is provided. The office also handles Medicare Part D prescription drug plan selections for local residents.
Christine Cosenza - State Farm Insurance Agent in Westfield, NJ, provides a range of Medicare insurance agency services, including plan selection guidance and annual enrollment assistance. The agency offers ongoing support to help clients review their coverage options and maintain their plans as needs change over time. This local office serves individuals and families residing in single-family homes, apartments, and a variety of commercial properties such as retail shops and restaurants.
Quick Care Insurance Co serves older adults and Medicare-eligible individuals in Westfield, New Jersey, by assisting them with plan comparisons and enrollment in Medicare Advantage, Supplement, and Part D prescription drug plans. As a local insurance agency, it helps clients assess their coverage needs and navigate annual enrollment periods. The agency also provides ongoing support for claims and plan changes throughout the year. Its coverage area extends to neighboring communities such as Cranford and the surrounding Union County region.
Serving Westfield, New Jersey, and the surrounding communities, True & Associates, A World Company assists individuals with their Medicare insurance needs. The agency handles plan options, enrollment details, and annual reviews for eligible clients. Its work typically involves discussing coverage preferences, comparing available plans, and explaining benefits in a clear manner. To complete a typical job, it uses a consultative approach, focusing on understanding a client’s specific health care requirements and financial situation before recommending suitable plan choices.
Standard Insurance Co in Westfield, NJ helps clients choose between a one-time enrollment assistance appointment and ongoing plan management for Medicare coverage. The agency simplifies the confusing differences between Part A and Part B benefits and can recommend Medigap, Medicare Advantage, and Part D drug plans from local providers. Their Medicare agents explain how each option fits a client’s healthcare needs and budget. Service runs on a one-time, scheduled, or as-needed basis depending on the client's preference.
Albanese Agency specializes in helping clients navigate Medicare Advantage plans, prescription drug coverage, and Medicare Supplements. Based in Westfield, NJ, it assists individuals across the area in understanding plan options and enrollments. The agency reviews current coverage annually to ensure plans remain suitable for changing healthcare needs. It particularly aids residents during the Annual Enrollment Period, guiding them through updates and new choices before the December 7th deadline.
As the annual Medicare enrollment period approaches, residents of Westfield, New Jersey, often seek clarity on plan changes and coverage options. Affordable Healthcare Solutions, LLP assists by reviewing each client’s current policy and explaining available Part D and supplemental plans. The agent helps individuals compare local network providers and out-of-pocket costs. Every consultation begins with a no-cost review of the client’s prescription drug needs and preferred doctors. This initial step typically involves inspecting the client’s existing Medicare card and any supplemental insurance documents.
Davis Agency in Westfield, New Jersey specializes in helping clients understand and select Medicare insurance plans, offering guidance on supplemental coverage and prescription drug options. The agency assists individuals navigating annual enrollment periods and plan changes. It serves small business offices by helping proprietors secure personal health coverage, provides guidance to warehouse employees coordinating benefits with group plans, and assists food service workers in selecting appropriate prescription drug and hospital coverage.
Buontempo Insurance Services offers residential medicare insurance agent services to individuals in Westfield, New Jersey, and the surrounding area. Commercial coverage is also available for local businesses seeking group medicare solutions. The agency assists clients in understanding their healthcare options, including plan comparisons and enrollment guidance. Between regular visits, the team provides follow‑up support to address changes in coverage needs or to answer questions about benefits and claims.
Alliant Insurance Services, Inc., known for providing guidance on Medicare insurance options, serves clients in and around Westfield, New Jersey. The company assists individuals in navigating plan choices to meet healthcare needs. Their services include evaluating coverage for hospital and medical insurance parts. This agent focuses on aligning benefits with each client’s specific health requirements and budget considerations. Consultants can also arrange enrollment in prescription drug plans as a supplementary service.
What Does a a Medicare Insurance Agent in Westfield Cost?
Medicare insurance agents in New Jersey typically do not charge a direct fee for their services. They receive commissions from insurance carriers. Medigap plan premiums in New Jersey can range from about 100 to 300 dollars per month depending on age and plan type. Medicare Advantage plans often have low or zero monthly premiums but include cost-sharing. This is general information and not insurance advice.
About medicare insurance agents in Westfield
Medicare insurance agents in Westfield, New Jersey help residents compare Medicare Advantage, Supplement, and Part D plans. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents understand the network availability of providers in Union County and nearby hospitals like Overlook Medical Center.
Frequently Asked Questions
When can I enroll in Medicare in Westfield New Jersey?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. New Jersey also has a guaranteed issue period for Medigap plans during the first six months of Part B enrollment.
What does a Medicare insurance agent in Westfield do?
An agent reviews your health needs and budget to recommend Medicare Advantage, Medigap, or Part D plans. They are licensed to sell plans from multiple carriers and must follow New Jersey consumer protection rules.
Are there penalties for late Medicare enrollment in New Jersey?
Yes. If you delay Part B enrollment without creditable coverage, you may pay a 10 percent late enrollment penalty for each 12-month period. New Jersey does not have a state-specific penalty but follows federal rules.
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