The top-rated medicare insurance agent in Shallotte, North Carolina is Kristin Dowdy - State Farm Insurance Agent, rated 4.9 stars across 408 reviews. Other highly rated options include Rusty Russ: Allstate Insurance, Toby Russ: Allstate Insurance, Foster Insurance Agency Inc. This directory lists 15 medicare insurance agents serving Shallotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kristin Dowdy - State Farm Insurance Agent | 4519 Main St | (910) 754-9923 |
| 2 | Rusty Russ: Allstate Insurance | 4746 Main St | (910) 754-6596 |
| 3 | Toby Russ: Allstate Insurance | 4746 Main St | (910) 754-6596 |
| 4 | Foster Insurance Agency Inc | 5300 Main St #3 | (910) 755-5969 |
| 5 | Protective Agency | 5285 Main St Suite 15 | (910) 755-3440 |
| 6 | NC Farm Bureau Insurance | 4560 White St | (910) 754-8175 |
| 7 | Shallotte Insurance | 150 Holden Beach Rd SW | (910) 754-8161 |
| 8 | Coastal Insurance | 4625 Main St | (910) 754-4326 |
| 9 | Cheers Insurance | 4702 Main St | (910) 754-4366 |
| 10 | E.A. Buck Financial Services | 5039 Main St #5 | (910) 754-6921 |
Kristin Dowdy - State Farm Insurance Agent serves Shallotte and Brunswick County, North Carolina, offering guidance on Medicare insurance plans. This agency helps individuals navigate Medicare enrollment options, including Medicare Supplement and Medicare Advantage plans. Working with a local agent provides personalized assistance in understanding plan benefits and coverage choices. The office focuses on explaining how Original Medicare coordinates with additional policies. It handles annual enrollment period changes and helps review Part D prescription drug plans for the area.
Rusty Russ: Allstate Insurance provides Medicare insurance guidance and plan comparisons for individuals in Shallotte, North Carolina. The company helps clients navigate annual enrollment periods and understand their coverage options for medical and prescription drug needs. It assists in reviewing and updating existing plans to align with changing health requirements. Service includes ongoing support for policy questions and claims assistance throughout the plan year. This agency works with beneficiaries in single-family homes, apartments, retail establishments, and restaurants.
Toby Russ: Allstate Insurance serves local residents, homeowners, and retirees in Shallotte, North Carolina, who are navigating Medicare insurance options. It provides guidance on Medicare Supplemental plans and Medicare Advantage policies, helping individuals understand their coverage choices during enrollment periods. The agency assists clients in reviewing plan details to match their healthcare needs and budgets. Toby Russ also serves nearby communities in Brunswick County, including Southport and Ocean Isle Beach.
At Foster Insurance Agency Inc in Shallotte, NC, clients distinguish between one-time plan comparisons and recurring reviews that adjust coverage annually. The local medicare insurance agent assists with Medicare Advantage, Supplement, and Part D drug plans, ensuring beneficiaries understand enrollment periods and out-of-pocket costs. As company policy, all services are available on a one-time, scheduled, or as-needed basis to match individual circumstances.
Protective Agency offers guidance on Medicare Advantage, Part D prescription drug plans, and Medigap policies for residents in and around Shallotte, North Carolina. It assists clients through the annual fall enrollment period, helping them assess changes in coverage and compare plan options. The agency also addresses situations such as qualifying for a Special Enrollment Period after losing employer coverage.
Serving residential clients in Shallotte, North Carolina, NC Farm Bureau Insurance also offers commercial coverage within the region. As a Medicare Insurance Agent, the agency helps individuals navigate plan options and enrollment periods with clear, straightforward guidance. Each client receives personalized attention to ensure their coverage aligns with specific healthcare needs. After initial consultations, the team follows up promptly and remains available between regular visits to address questions or adjust plans as circumstances change.
Residents of Brunswick County often face confusion during the Medicare Annual Enrollment Period each fall. Shallotte Insurance assists local seniors in Shallotte, NC, by clarifying available Medicare supplement and Advantage plan options. The agency helps individuals compare coverage choices that align with their specific healthcare needs and budgets. A straightforward consultation can determine which policies might fit a person’s current situation. The first step for any new client involves scheduling a brief, no-obligation introductory meeting to review personal health circumstances and existing coverage.
Coastal Insurance serves Shallotte, North Carolina, and the surrounding coastal communities of Brunswick County. The agency handles Medicare insurance options, helping clients navigate plan selections such as Medigap and Part D coverage. For each client, the agent begins by reviewing current healthcare needs and budget constraints. The agent then compares available local plans to identify suitable coverage choices. To handle a typical job, the company schedules one-on-one consultations to explain plan differences and then assists with the enrollment process.
Cheers Insurance works from its base in Shallotte, North Carolina, to guide clients through the complexities of Medicare coverage. As a Medicare insurance agent, the company helps individuals understand their options for parts A, B, and supplemental plans. The firm focuses on explaining the different enrollment periods and prescription drug coverage choices. It assists commercial sectors such as medical offices, residential care facilities, and local food service businesses.
Serving residents in Shallotte, North Carolina, E.A. Buck Financial Services focuses on helping individuals navigate Medicare plans and coverage options. The agency also assists small business owners and their employees by exploring group commercial insurance solutions available locally. Operating within the Shallotte area and the surrounding coastal communities, the agent works with clients to review their current plans during the annual enrollment period. A key part of their service is providing follow-up support and plan adjustments between regular office visits to accommodate changing health needs.
What Does a a Medicare Insurance Agent in Shallotte Cost?
Medicare insurance agents in North Carolina typically do not charge a fee for their services. They earn commissions from insurance companies when you enroll in a plan. These commissions are built into the plan premiums and do not increase your out-of-pocket costs. Costs for Medicare plans vary widely based on the plan type and your health needs. This is general information, not insurance advice.
About medicare insurance agents in Shallotte
Medicare insurance agents in Shallotte, North Carolina help residents compare Medicare Advantage, Medigap, and Part D plans. North Carolina requires all agents to be licensed by the state Department of Insurance. Local agents can explain how the state's guaranteed issue rules for Medigap apply during open enrollment.
Frequently Asked Questions
When can I enroll in Medicare in Shallotte North Carolina?
The Initial Enrollment Period starts three months before your 65th birthday and lasts seven months. North Carolina also follows the Annual Enrollment Period from October 15 to December 7 each year.
What is the difference between Medicare and Medigap in North Carolina?
Original Medicare is provided by the federal government. Medigap is a private insurance plan that covers costs not paid by Original Medicare, such as deductibles and coinsurance. North Carolina law requires Medigap plans to be standardized.
Do I need a special license to sell Medicare plans in Shallotte?
Yes, agents must hold a valid North Carolina insurance producer license and complete annual Medicare training. They must also follow federal marketing guidelines set by the Centers for Medicare and Medicaid Services.