The top-rated medicare insurance agent in Amherst, Ohio is Jeff Allison | HealthMarkets | Medicare | Health Insurance, rated 5.0 stars across 173 reviews. Other highly rated options include Derek Hamons - State Farm Insurance Agent, Peggy Karolak - State Farm Insurance Agent, Yanak Insurance Group. This directory lists 15 medicare insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Allison | HealthMarkets | Medicare | Health Insurance | 45946 N Ridge Rd | (216) 777-0153 |
| 2 | Derek Hamons - State Farm Insurance Agent | 45944 N Ridge Rd | (440) 988-0120 |
| 3 | Peggy Karolak - State Farm Insurance Agent | 928 Amchester St | (440) 282-2250 |
| 4 | Yanak Insurance Group | 590 N Leavitt Rd | (440) 988-4461 |
| 5 | Annika Peterson | HealthMarkets | Medicare | Health Insurance | 45946 N Ridge Rd | (440) 674-8285 |
| 6 | Best Insurance Agency Co | 100 S Leavitt Rd | (440) 671-3612 |
| 7 | CSI Insurance LLC | 225 Cleveland Ave | (440) 984-2414 |
| 8 | State Farm Insurance | 928 Amchester St | (440) 282-2250 |
| 9 | Lighthouse Insurance Agency | 187 Park Ave | (440) 984-3463 |
| 10 | Insuresmart Insurance | 2001 Cooper Foster Park Rd | (440) 989-1444 |
Jeff Allison | HealthMarkets | Medicare | Health Insurance serves the Amherst, Ohio area as a medicare insurance agent. The agency helps individuals navigate their coverage options throughout the annual enrollment periods and special election windows. Clients receive guidance on comparing plan benefits and understanding out-of-pocket costs. The practice assists with selecting stand-alone prescription drug plans and coordinating benefits with existing medical coverage.
Derek Hamons - State Farm Insurance Agent in Amherst, OH, provides guidance on Medicare insurance options and plans. The agent helps individuals navigate enrollment periods and review coverage choices that align with their healthcare needs. Services include explaining plan details and assisting with annual evaluations to ensure plans remain suitable. The business serves clients with single-family homes, apartments, retail businesses, and restaurants in the local area.
Peggy Karolak - State Farm Insurance Agent in Amherst, OH works with local homeowners and families who need help understanding their Medicare coverage options. The agency provides guidance on selecting a Medicare insurance plan that fits individual healthcare needs and budgets. This includes explaining plan benefits, enrollment periods, and how supplemental coverage works. The office assists clients throughout the greater Lorain County area and also serves residents living in nearby Vermilion.
Yanak Insurance Group serves residents of Amherst, Ohio, and the surrounding communities in Lorain County. It handles Medicare insurance plans, including Medicare Advantage, Medigap, and Part D prescription drug coverage. The company assists clients with comparing plan options during the Annual Enrollment Period and other qualifying events. It takes the time to explain plan differences so clients can select coverage that fits their healthcare needs and budget, ensuring thorough review of benefits and provider networks for each individual.
Amherst residents can choose between a single consultation for plan comparisons or ongoing support throughout the year from Annika Peterson | HealthMarkets | Medicare | Health Insurance. Coverage options are explained in plain terms, helping local seniors select plans that fit their prescriptions and budgets. Annual enrollment updates and claims questions are addressed as they arise. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s preference.
Best Insurance Agency Co in Amherst, OH focuses on helping individuals navigate Medicare supplement plans and Part D prescription drug coverage. The agency also assists clients with understanding Original Medicare and Medicare Advantage options. During the annual Open Enrollment Period, it provides guidance on comparing plans, and during the Medicare Initial Enrollment Period, it helps newly eligible beneficiaries avoid late enrollment penalties. The company aids seniors facing the fall Annual Enrollment Period as they review upcoming changes to their existing coverage.
As the Medicare Annual Enrollment Period approaches each fall, residents of Amherst, Ohio seek reliable guidance through complex plan options. CSI Insurance LLC addresses this local need as a medicare insurance agent focused on matching individual clients with suitable coverage. They assess each person’s current health needs, prescription drug requirements, and financial priorities before presenting available plans. The process typically begins with a no-obligation initial consultation to review the client’s existing coverage and identify potential gaps or cost-saving opportunities.
State Farm Insurance in Amherst, OH provides insurance guidance for individuals navigating their healthcare coverage options. As a Medicare insurance agent, the company assists clients with understanding plan details and enrollment periods for medical benefits. This local office works with both original Medicare and Medicare Advantage plans to address varying health needs. It serves commercial sectors including local medical offices, warehouses, and food service establishments requiring tailored coverage solutions for their employees or facilities.
Lighthouse Insurance Agency, based in Amherst, Ohio, is known for providing guidance through the complexities of Medicare options. It serves local beneficiaries by explaining the differences between Original Medicare and Medicare Advantage plans. The agency assists clients in annual enrollment periods, comparing prescription drug coverage, and evaluating Medigap policies for added protection. As a dedicated resource, it helps individuals navigate their healthcare choices with clarity. For those needing coordinated care, the agency can also advise on Medicare Special Needs Plans for chronic conditions.
Insuresmart Insurance services residential clients in Amherst, OH, with Medicare insurance agent guidance. It assists individuals in navigating plan options for healthcare coverage according to federal guidelines. Commercial health insurance solutions for local businesses are also available within the same service region. The agency provides continued support for policy management and claims questions, ensuring clients receive ongoing assistance between regular plan enrollment periods and annual review appointments.
What Does a a Medicare Insurance Agent in Amherst Cost?
Medicare insurance agents in Ohio are typically paid by insurance companies through commissions, so you usually do not pay a separate fee for their help. Plan costs vary widely: Part B premiums are standard at $174.70 per month in 2024, while Medigap plans in Ohio range from about $100 to $300 per month depending on age and plan type. Medicare Advantage plans may have $0 premiums but include copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Amherst
Medicare insurance agents in Amherst, Ohio help residents compare Part D, Medicare Advantage, and Medigap plans. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the specific needs of Lorain County residents and can guide you through Initial Enrollment Periods and Special Enrollment Periods.
Frequently Asked Questions
When can I enroll in Medicare in Amherst Ohio?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Ohio residents also have an Annual Enrollment Period from October 15 to December 7 each year.
What is the difference between Medicare Advantage and Medigap in Ohio?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay for deductibles and coinsurance. Ohio allows Medigap plans to be guaranteed issue during certain enrollment windows.
Do I need a separate Part D plan in Amherst Ohio?
If you choose Original Medicare you should add a standalone Part D plan for prescription drugs. Medicare Advantage plans often include Part D coverage. Ohio has specific rules about late enrollment penalties for Part D if you go without creditable coverage.
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