The top-rated medicare insurance agent in Lincoln City, Oregon is Coldwell Banker Professional Group, rated 5.0 stars across 168 reviews. Other highly rated options include Hannah Katz, Coldwell Banker Professional Group, Isham & Sprague Insurance Inc, Brandon Carpenter - State Farm Insurance Agent. This directory lists 13 medicare insurance agents serving Lincoln City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coldwell Banker Professional Group | 1815 NW U.S. 101 | (541) 994-7760 |
| 2 | Hannah Katz, Coldwell Banker Professional Group | 1815 NW U.S. 101 | (541) 418-3101 |
| 3 | Isham & Sprague Insurance Inc | 2730 NE Hwy 101 | (541) 994-3600 |
| 4 | Brandon Carpenter - State Farm Insurance Agent | 788 SE Hwy 101 | (541) 994-8977 |
| 5 | Samaritan North Lincoln Hospital | 3043 NE 28th St | (541) 994-3661 |
| 6 | Farmers Insurance - Charlotte Lehto | 4270 US-101 | (541) 994-2884 |
| 7 | Coastal Health Practitioners | 3015 NE West Devils Lake Rd | (541) 994-8911 |
| 8 | Signature Home Health | 798 SE Hwy 101 | (541) 264-7823 |
| 9 | Siskiyou Insurance of Lincoln City | 3202 NE Hwy 101 | (541) 994-7771 |
| 10 | Farmers Insurance - Miles Vickstrom | 1420 NE 12th St | (541) 994-6000 |
Coldwell Banker Professional Group serves the Lincoln City, Oregon area as a Medicare insurance agent. This local agency assists individuals with understanding and selecting health coverage options tailored to their needs. Their services include guiding clients through Medicare Advantage plans and Medicare Supplement insurance policies. They also help with the annual enrollment period to ensure clients meet important deadlines for coverage changes. In this region, the company handles Part D prescription drug plans and Medicare plan comparisons.
Hannah Katz, Coldwell Banker Professional Group assists residents in and around Lincoln City, Oregon with Medicare plan evaluations and annual enrollment guidance. Service includes reviewing prescription drug coverage, comparing Supplement and Advantage options, and helping beneficiaries understand their changing healthcare needs. Ongoing support is provided for plan adjustments during special enrollment periods. The agency works with individuals, including those transitioning from employer coverage, as well as clients in single-family homes, apartments, retail businesses, and local restaurants.
Serving Lincoln City and the surrounding coastal communities, Isham & Sprague Insurance Inc assists individuals with Medicare insurance options. The company helps clients evaluate Medicare plans, including both Original Medicare and Medicare Advantage. Its approach involves working directly with each client to explain coverage details and plan differences. For a typical job, the agent reviews the client’s current health needs and budget, then compares available local plans to present a clear, straightforward recommendation.
Brandon Carpenter, operating as a State Farm Insurance Agent in Lincoln City, Oregon, assists clients with both initial, one-time Medicare enrollment plans and ongoing policy adjustments as annual coverage options change. The agency focuses on helping individuals understand what Part A, Part B, or supplemental plans typically cover for hospital and medical needs. Service options are available on a one-time, scheduled, or as-needed basis depending on each client's specific enrollment timeline or life circumstances.
Samaritan North Lincoln Hospital serves Medicare-eligible individuals in Lincoln City and the surrounding Oregon coast area. It provides assistance with selecting and enrolling in Medicare Advantage plans, prescription drug plans, and Medicare Supplement policies. The agency helps customers understand their coverage options and navigate annual enrollment periods for medical and drug benefits. Guidance is offered to those new to Medicare and to existing beneficiaries seeking to review their plans. The company also serves residents of Depoe Bay, just south of Lincoln City.
Farmers Insurance - Charlotte Lehto specializes in Medicare insurance enrollment and plan selection services for residents of Lincoln City, Oregon. The agency provides general insurance guidance, helping clients compare coverage options for medical and prescription drug needs. Each consultation focuses on individual health requirements and budgeting preferences. During the annual Medicare Open Enrollment period, the office assists beneficiaries with reviewing and adjusting their existing plans to avoid coverage gaps or unexpected costs.
As open enrollment season approaches each fall, residents of Lincoln City often face complex choices in Medicare coverage. Coastal Health Practitioners serves this need by guiding clients through the plan options available in the local area. Their work involves explaining how different policies address the specific healthcare patterns found in coastal Oregon communities. This process helps individuals understand their deductibles, co-pays, and prescription drug coverage. An initial assessment is performed during an in-person or phone appointment to review each client’s current coverage and compare it to available alternatives.
Signature Home Health assists individuals in and around Lincoln City, Oregon with finding appropriate Medicare coverage and understanding plan options. As a medicare insurance agent, the company specializes in helping clients navigate enrollment periods, supplement plans, and prescription drug coverage to meet their healthcare needs. This agency can serve customers living in residential homes, senior apartment complexes, assisted living facilities, and retirement communities throughout the local area.
Siskiyou Insurance of Lincoln City specializes in helping local residents navigate Medicare insurance options, ensuring coverage aligns with individual healthcare needs. The agency also assists commercial clients in the Lincoln City area with selecting appropriate group and individual health plans. For those seeking guidance on enrollment periods or plan comparisons, the team provides clear, focused direction through appointments and direct consultations. Clients often return for annual policy reviews or to address changing health circumstances between regular visits, reinforcing a consistent, supportive service relationship.
Farmers Insurance - Miles Vickstrom serves the Lincoln City area as a local medicare insurance agent, known for helping individuals navigate their coverage options during enrollment periods. The agency assists clients in comparing Medicare Advantage plans and Medicare Supplement policies to find suitable protection for their healthcare needs. Additional support includes reviewing prescription drug coverage under Medicare Part D to ensure beneficiaries have cost-effective medication access. This agency specializes in coordinating enrollment timelines to avoid late penalties.
What Does a a Medicare Insurance Agent in Lincoln City Cost?
Medicare insurance agent services are typically no direct cost to you because agents earn commissions from insurance companies. In Oregon, commissions on Medicare Advantage plans average around $500 to $600 per year per enrollee, and Part D plans pay about $50 to $100 annually. Costs for Medigap plans vary by carrier and county. This is general information, not insurance advice.
About medicare insurance agents in Lincoln City
Medicare insurance agents in Lincoln City, Oregon help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Oregon law requires agents to be licensed by the state and disclose their compensation. Local agents understand the specific needs of Lincoln City seniors, including access to coastal healthcare providers.
Frequently Asked Questions
What does a Medicare insurance agent in Lincoln City do?
A Medicare insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They are licensed in Oregon and must follow state regulations regarding sales and disclosure.
When can I enroll in Medicare in Lincoln City Oregon?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Oregon also offers a Special Enrollment Period for certain life events like moving or losing employer coverage.
Are Medicare insurance agent services free in Oregon?
Most Medicare agents are paid by insurance carriers through commissions, so their help is usually free to you. Oregon law requires agents to clearly explain how they are compensated before you enroll.
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