The top-rated medicare insurance agent in Emmaus, Pennsylvania is Highstreet Insurance and Financial Services - Emmaus, rated 4.9 stars across 161 reviews. Other highly rated options include Farmers Insurance - Keith Heffner, E.F. Butz Insurance Agency, IGNOSH INSURANCE & RISK MANAGEMENT. This directory lists 12 medicare insurance agents serving Emmaus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet Insurance and Financial Services - Emmaus | 111 E Harrison St | (610) 433-6854 |
| 2 | Farmers Insurance - Keith Heffner | 860 Broad St SUITE 114 | (610) 966-5646 |
| 3 | E.F. Butz Insurance Agency | 3333 W Emaus Ave | (610) 965-2824 |
| 4 | IGNOSH INSURANCE & RISK MANAGEMENT | 245 Main St | (610) 266-2996 |
| 5 | Tyler Brown: Allstate Insurance | 195 Main St | (610) 965-3680 |
| 6 | Seltzer Group Partners | 901 Chestnut St | (888) 366-1000 |
| 7 | Gridiron Defense LLC | 314 N 2nd St | (610) 477-8828 |
| 8 | AAA Insurance Coverage | 467 State Ave | (484) 578-0420 |
| 9 | Equinox Benefits Consulting | 402 State Ave | (610) 366-3777 |
| 10 | The Furgiuele Insurance Agency LLC | 707 Chestnut St | (610) 421-8872 |
Highstreet Insurance and Financial Services - Emmaus serves the Lehigh Valley area of Pennsylvania, including Emmaus and surrounding communities. As a medicare insurance agent, the company assists individuals in navigating Medicare plan options during enrollment periods. This includes helping clients understand coverage differences between Medicare Advantage and Medigap plans. It also offers personalized consultations to review prescription drug plans and annual coverage changes. The agency handles plan selections for those new to Medicare as well as annual open enrollment reviews for existing beneficiaries.
Farmers Insurance - Keith Heffner in Emmaus, PA, provides a full range of Medicare insurance agent services, including plan comparisons and annual enrollment guidance for clients in the local area. The office helps individuals understand their Medicare options and navigate plan changes during open enrollment periods. It also offers maintenance support for existing policies, assisting with coverage adjustments and claims questions throughout the year. The agency services single-family homes, apartments, retail businesses, and local restaurants in the Emmaus region.
Medicare-eligible individuals in Emmaus, Pennsylvania, can receive help navigating their healthcare options from E.F. Butz Insurance Agency. This local agency offers personalized assistance with comparing Medicare Advantage plans, Part D prescription drug coverage, and Medicare Supplement policies. Services include yearly plan reviews to ensure coverage still fits clients’ current needs. The company serves clients throughout the Lehigh Valley region, including nearby communities such as Allentown and Bethlehem.
Serving the Lehigh Valley area and surrounding communities, IGNOSH INSURANCE & RISK MANAGEMENT in Emmaus, PA, handles Medicare insurance enrollment, plan comparisons, and annual policy reviews. The company assists clients in understanding their coverage options, including Medicare Advantage and supplement plans. For typical cases, it begins with a no-cost consultation to assess individual healthcare needs, then presents available local plan choices with personalized explanations before guiding the client through the application process.
Tyler Brown: Allstate Insurance in Emmaus, PA assists clients by distinguishing between one-time enrollment guidance during the Annual Enrollment Period and recurring support for plan changes or annual renewals. Coverage options through this agency help Medicare beneficiaries navigate Original Medicare, Part D prescription drug plans, and Medicare Advantage plans that may offer additional benefits. Service is provided on a scheduled basis when annual reviews or enrollment periods occur, as well as on an as-needed basis for questions about claims or plan adjustments throughout the year.
Serving the Emmaus, Pennsylvania area, Seltzer Group Partners offers specialty assistance with Medicare Advantage plans, Medicare Supplement insurance, and Part D prescription drug coverage. The agency provides general guidance to individuals navigating their annual enrollment options and understanding the complexities of federal health benefits. Its work focuses on helping clients select plans that align with their healthcare needs and personal budgets. During the Medicare Open Enrollment Period each fall, the firm helps local residents review and adjust their coverage to avoid gaps or unexpected costs when medical needs change.
As the annual Medicare open enrollment period approaches in Emmaus, residents often seek clear guidance on plan options. Gridiron Defense LLC provides local assistance, helping individuals understand their coverage choices during this important time. The company serves clients in the area by explaining the differences between Original Medicare and Medicare Advantage or Part D prescription drug plans, ensuring each person’s healthcare needs are addressed with straightforward facts. An initial, no-cost consultation is typically scheduled to review a client’s current coverage and confirm which plan options may best suit their situation.
AAA Insurance Coverage serves residents around Emmaus, Pennsylvania with Medicare insurance agent services. The firm also supports local businesses in the area by addressing commercial coverage needs within the same region. Agents work with clients to explain Medicare options and enroll in suitable plans for their situation. The team provides ongoing follow-up assistance between regular visits to ensure any changes in coverage are addressed promptly.
Equinox Benefits Consulting in Emmaus, PA assists individuals with navigating their Medicare coverage options, including the addition of prescription drug and supplemental plans. The agency provides guidance through the various enrollment periods and helps clients compare available plans to match their healthcare needs. They serve a range of clients, from those working in local offices to those employed in warehouses and food service environments.
The Furgiuele Insurance Agency LLC, based in Emmaus, PA, is known for guiding individuals through Medicare enrollment and plan selection with clarity. Its services include evaluating Medigap and Medicare Advantage options to match health and budget needs. Clients receive straightforward explanations of Part D prescription drug coverage, helping avoid late penalties and gaps. An added specialty is assisting with Medicare Supplement Plan comparisons to simplify annual decision-making for long-term care cost management.
What Does a a Medicare Insurance Agent in Emmaus Cost?
Medicare insurance agents in Pennsylvania are typically paid by insurance carriers, not by clients. You generally do not pay a fee for their services. Plan costs vary by carrier and coverage level. For example, Medicare Advantage plans may have $0 premiums, while Medigap plans can range from $100 to $400 per month depending on age and plan type. This is general information, not insurance advice.
About medicare insurance agents in Emmaus
Residents of Emmaus, Pennsylvania can work with a licensed Medicare insurance agent to compare plan options and enroll in coverage. Agents in Pennsylvania must follow state regulations regarding marketing and enrollment periods. Local agents understand the specific network availability in Lehigh Valley area hospitals and clinics.
Frequently Asked Questions
What does a Medicare insurance agent in Emmaus do?
A Medicare insurance agent helps you compare Medicare Advantage, Medigap, and Part D drug plans. They explain plan benefits, costs, and provider networks. Agents in Pennsylvania must be certified by the plans they sell.
When can I enroll in Medicare in Emmaus?
The Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Pennsylvania also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for qualifying life events.
Is there a penalty for late Medicare enrollment in Pennsylvania?
Yes. If you do not sign up for Part B when first eligible and you do not have other creditable coverage, you may pay a late enrollment penalty. This penalty adds 10 percent to your Part B premium for each full 12-month period you delayed.
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