The top-rated medicare insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 12 medicare insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 3 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 4 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 5 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 6 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 7 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 8 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 9 | Nationwide Insurance: Roy L Souza | 999 W Main Rd | (401) 849-4100 |
| 10 | Newport Insurance Agency | 460 E Main Rd | (401) 619-1660 |
AAA Middletown serves the Newport County area of Rhode Island, assisting residents in identifying suitable Medicare coverage options. The company helps clients understand the differences between Original Medicare and Medicare Advantage. It also provides guidance on Part D prescription drug plans to meet individual needs. Medicare Supplement plans, often called Medigap, are another area of support the agency handles, helping to clarify coverage gaps and out-of-pocket costs. Enrolling in Part A and Part B benefits is a service the agency also manages for local beneficiaries.
Carey, Richmond & Viking Insurance offers Medicare insurance guidance, helping clients in Middletown, Rhode Island, navigate plan options and enrollments. Their services include annual plan reviews and assistance with coverage adjustments during open enrollment periods. They help individuals understand their healthcare needs and select appropriate Medicare Advantage, supplement, and Part D drug plans. The agency maintains accounts for both active and future beneficiaries, supporting people with ongoing policy questions and plan comparisons. They serve a diverse clientele, including retirees in single-family homes, apartments, and those living in assisted living facilities.
Homeowners and independent residents across the region turn to Hilb Group for Medicare insurance guidance from its office in Middletown, Rhode Island. The company assists clients with comparing Medicare Advantage plans, prescription drug coverage, and Medicare Supplement policies. Each consultation focuses on finding an appropriate plan for individual healthcare needs and budgets. Agents explain the annual enrollment periods and help navigate plan changes. The agency also extends its services to those living in neighboring Newport, ensuring comprehensive access to Medicare support throughout the area.
KVT Insurance LLC serves Middletown, Rhode Island, and the surrounding Newport County communities. It handles Medicare insurance options, including Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. The agency assists clients in understanding their coverage choices and enrollment periods. To handle a typical job, it uses a consultative approach, evaluating each individual’s healthcare needs and budget to identify suitable plan options.
Aquidneck Island Insurance, located in Middletown, RI, provides medicare insurance agency services that recognize the difference between one-time plan comparisons and ongoing annual enrollment support. Their coverage assistance focuses on helping clients understand Medicare’s various parts and supplemental options. The agent works with local residents to navigate plan changes during the open enrollment period and to address healthcare needs that arise throughout the year. Service is available on a scheduled basis by appointment, with remote consultations offered as needed.
As the Medicare Annual Enrollment Period approaches each fall, New Insurance Agency RI in Middletown helps local seniors compare their Part D and Advantage plan options. The agency serves clients navigating initial eligibility or seeking to adjust existing coverage as their healthcare needs change. Guidance is provided through careful plan comparisons and explanations of the enrollment rules that govern Medicare decisions. Every new client’s situation is evaluated during a brief, no-obligation review of their current coverage and upcoming choices.
The SIG Insurance Agencies in Middletown, Rhode Island, assists local residents and businesses with navigating Medicare insurance options, focusing on plans such as Part D prescription drug coverage and Medicare Advantage add-ons. It regularly advises clients on enrollment periods and plan comparisons to match individual healthcare needs. The agency serves a variety of commercial sectors within the community, including professional offices, warehouses, and food service establishments.
Defend Insure Agency specializes in helping seniors navigate Medicare Advantage and Part D prescription drug plans, while also guiding clients through Medicare Supplement options and initial enrollment. Its agents provide personalized comparisons of available plans to match individual healthcare needs and budgets. Serving residents of Middletown, Rhode Island, the company addresses both new enrollees turning sixty-five and existing beneficiaries reviewing their coverage. During the annual Medicare Open Enrollment period, the agency assists clients in adjusting their plans to reflect changing medications, doctor networks, or healthcare expenses for the upcoming year.
Serving residents and families in Middletown and across Rhode Island, this agency provides guidance on Medicare insurance plans, helping clients understand coverage options tailored to individual needs. While primarily focused on residential services, they also assist small businesses with group health insurance needs in the local area. The agency offers support for annual plan reviews and updates, ensuring beneficiaries can make informed adjustments as their circumstances change. Clients are encouraged to follow up between regular check-in visits for plan comparisons or enrollment questions during special enrollment periods.
Newport Insurance Agency in Middletown, RI is known for guiding clients through Medicare options, helping them compare plans for health and prescription drug coverage. The agency typically serves seniors and those approaching eligibility by explaining the differences between Original Medicare and Medicare Advantage. It also clarifies enrollment periods and cost considerations specific to Rhode Island residents. A frequent additional service is assistance with Medicare Supplement plans to cover out-of-pocket gaps.
What Does a a Medicare Insurance Agent in Middletown Cost?
In Rhode Island, the services of a Medicare insurance agent are generally free to you because the agent earns a commission from the insurance company. Plan costs vary widely: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans can range from $100 to $300 per month depending on your age and health status. Part D prescription drug plans typically cost between $10 and $80 per month. These are general estimates, and actual costs depend on your specific plan choice and location. This is general information and not insurance advice.
About medicare insurance agents in Middletown
A Medicare insurance agent in Middletown, Rhode Island can help you compare Medicare Advantage, Medigap, and Part D plans. Rhode Island law requires agents to be licensed by the state and follow specific marketing rules. Local agents understand the network options available at Newport Hospital and other nearby providers.
Frequently Asked Questions
What does a Medicare insurance agent in Middletown do?
A Medicare insurance agent helps you review your coverage options, compare plans from different carriers, and enroll in a plan that fits your budget and health needs. They do not provide legal advice but can explain plan benefits and costs.
When can I enroll in a Medicare plan in Rhode Island?
You can enroll during your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or during a Special Enrollment Period if you have a qualifying life event. Rhode Island also has a state-specific Medicare Savings Program with separate enrollment rules.
Are Medicare agents in Rhode Island paid by commission?
Yes, Medicare insurance agents in Rhode Island are typically paid commissions by the insurance carriers, not by you directly. This means their services are usually free to you. You should ask the agent about their compensation to understand any potential conflicts.
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