The top-rated medicare insurance agent in Mercedes, Texas is Rick Armendariz - State Farm Insurance Agent, rated 4.8 stars across 77 reviews. Other highly rated options include Alejandrina Telles - State Farm Insurance Agent, Pronto Insurance, Fred Loya Insurance. This directory lists 13 medicare insurance agents serving Mercedes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Armendariz - State Farm Insurance Agent | 131 N Texas Ave | (956) 565-3126 |
| 2 | Alejandrina Telles - State Farm Insurance Agent | 1741 E Expressway 83 Ste A | (956) 903-4410 |
| 3 | Pronto Insurance | 404 S Texas Ave | (956) 514-2999 |
| 4 | Fred Loya Insurance | 302 N Texas Ave Ste C | (956) 565-2777 |
| 5 | Howell Insurance | 801 W 2nd St ste f | (956) 825-9068 |
| 6 | RGV Adult Medicine Specialists | 208 E Starr St | (956) 903-4218 |
| 7 | McAfee Agency | 321 W 2nd St | (956) 565-2481 |
| 8 | SafeGuard Insurance Agency | 437 N Jones Ave | (956) 565-9400 |
| 9 | Advantage Life & Health Insurance Advisors | 5001 E Expressway 83 Suite 831 | (956) 238-8291 |
| 10 | Brighthill Insurance | 249 S Vermont Ave #A | (956) 520-3158 |
Rick Armendariz - State Farm Insurance Agent serves the Mercedes, Texas area as a local Medicare insurance agent. The company assists clients in understanding and enrolling in Medicare plans, including Medicare Supplement and Medicare Advantage options. It helps beneficiaries navigate the enrollment periods and plan comparisons to find appropriate coverage. The agency provides personalized consultations to address individual health care needs and budget considerations. These services specifically include handling both Initial Enrollment and Annual Election Period coverage changes for local residents.
Alejandrina Telles - State Farm Insurance Agent in Mercedes, TX, provides assistance with Medicare insurance plans, helping clients understand their coverage options during enrollment periods. The office offers ongoing support for policy management and annual plan reviews to ensure continued alignment with healthcare needs. Services include comparing Medicare Advantage, Medigap, and Part D prescription drug plans. This agent works with individuals living in single-family homes, apartments, and residential communities, as well as local retail businesses and restaurants seeking group coverage solutions.
Pronto Insurance serves the Mercedes area of Hidalgo County, Texas, as a Medicare Insurance Agent. The company helps eligible individuals navigate the complexities of selecting appropriate health coverage. It assists clients with understanding plan details, enrollment periods, and the distinctions between Original Medicare and private plans. Medicare Supplement and Medicare Advantage plan options represent specific services this agent handles in the region to support local beneficiaries in their healthcare decisions throughout the year.
Fred Loya Insurance provides Medicare insurance agent services for residents in and around Mercedes, Texas, helping clients navigate plan options and enrollment. Its service plans include annual review and comparison of Medicare Advantage and Supplement plans to ensure ongoing coverage alignment. Clients receive guidance on prescription drug plans during open enrollment periods. The agency services single-family homes as well as apartments and retail clients seeking Medicare assistance.
Howell Insurance serves local retirees and Medicare-eligible adults in Mercedes, Texas, helping them review and select individual Medicare Supplement and Advantage plans. As a Medicare insurance agent, the agency works to clarify policy options for clients navigating their healthcare coverage choices. It assists with understanding enrollment periods, plan comparisons, and out-of-pocket costs for eligible individuals. The company also provides guidance on changing or adjusting plans during the year. Additionally, Howell Insurance extends its coverage assistance services to residents in the neighboring community of Weslaco and surrounding Hidalgo County areas.
RGV Adult Medicine Specialists serves the city of Mercedes, Texas, and the surrounding communities in the Lower Rio Grande Valley. The company handles Medicare insurance plans, including Medicare Advantage, Medicare Supplement, and Part D prescription drug coverage, helping clients navigate enrollment periods and plan options. For a typical job, it begins by reviewing a client’s current coverage and health needs, then presents matched plan choices from multiple carriers.
For those navigating Medicare for the first time versus those needing annual plan adjustments, McAfee Agency in Mercedes, TX helps individuals compare coverage options and understand enrollment periods. Clients receive guidance on Original Medicare, Medicare Advantage, and Part D prescription drug plans. As a local resource, the agency clarifies how these plans interact with existing healthcare needs. Service runs on an appointment basis, either one-time for initial enrollment or as-needed for annual reviews and plan changes.
SafeGuard Insurance Agency specializes in Medicare insurance guidance, including plan comparisons and enrollment assistance for residents of Mercedes, Texas. It helps clients navigate Medicare Advantage, Supplement, and Part D options. The agency provides clear, patient education on coverage choices and annual changes. It also assists with qualifying for special enrollment periods triggered by life events such as relocating or losing employer coverage, ensuring uninterrupted access to necessary healthcare benefits as retirement or life transitions occur.
As fall Medicare Open Enrollment approaches, many residents in Mercedes look for guidance through complex plan changes. Advantage Life & Health Insurance Advisors helps local seniors compare available coverage options and understand their prescription drug needs under Medicare. The agency offers personal consultations to clarify plan differences. A typical first step for new clients involves scheduling a no-obligation review of their existing health coverage to check current benefits.
Brighthill Insurance provides Medicare insurance guidance to clients in Mercedes, Texas. The company focuses on helping individuals navigate Medicare plans, including supplemental coverage and prescription drug options. Clients benefit from local support when comparing plans during annual enrollment periods. The agent assists with understanding benefits, co-pays, and coverage networks for both Original Medicare and Medicare Advantage. Commercial coverage options are available for offices, warehouses, and food service providers.
What Does a a Medicare Insurance Agent in Mercedes Cost?
Medicare Part A is premium-free for most people who paid Medicare taxes for at least 10 years. Part B has a standard monthly premium of $174.70 in 2024 for most beneficiaries, though higher income earners pay more. Medicare Advantage plans often have low or $0 monthly premiums but include deductibles and copays. Medigap plans in Texas range from approximately $50 to $300 per month depending on the plan type and your age at enrollment. This is general information and not insurance advice.
About medicare insurance agents in Mercedes
Medicare insurance agents in Mercedes, Texas help residents understand their coverage options during the Initial Enrollment Period and Annual Enrollment Period. Texas law requires agents to be licensed by the Texas Department of Insurance and follow strict marketing guidelines. Local agents can explain how Medicare coordinates with other coverage and assist with plan comparisons.
Frequently Asked Questions
When can I enroll in Medicare in Mercedes Texas?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. The Annual Enrollment Period runs from October 15 to December 7 each year. Special Enrollment Periods may apply if you lose other coverage.
What types of Medicare plans are available in Mercedes Texas?
Mercedes residents can choose Original Medicare Part A and Part B, Medicare Advantage plans Part C, and standalone Part D prescription drug plans. Medigap supplemental policies are also available to help cover out-of-pocket costs. Plan availability varies by zip code and carrier.
Do Medicare agents in Mercedes charge a fee for their services?
Licensed Medicare insurance agents in Texas typically do not charge a fee for their services. They are compensated by the insurance companies whose plans they sell. You should confirm the agents compensation structure before working with them.