The top-rated medicare insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 650 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 13 medicare insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 6 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 7 | Noridian Healthcare Solutions, LLC | 6202 61st Pl W | (206) 752-4129 |
| 8 | Premera Blue Cross Building 4 (Orcas) | 6813 220th St SW | (800) 722-1471 |
| 9 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 10 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
Josh Culotti - State Farm Insurance Agent serves residents of Mountlake Terrace, Washington, with Medicare insurance plans tailored to individual health needs. The agency also offers commercial coverage options for smaller local businesses in the surrounding Snohomish County area. Policyholders receive clear guidance through enrollment periods and plan selections tailored to their budgets and medical requirements. Clients appreciate being able to follow up between their regular visits for help adjusting coverage as their health situations or medication lists change.
PALTA Insurance Group serves the Mountlake Terrace area and broader Snohomish County by helping seniors and Medicare-eligible individuals navigate their coverage options. As a local Medicare insurance agency, it assists clients in comparing plans to find suitable health and prescription drug coverage. The work involves explaining the differences between Original Medicare, Medicare Advantage, and Medicare Supplement plans. Ongoing support is provided during annual enrollment periods to adjust coverage as healthcare needs change. The agency specifically handles enrollment in Medicare Advantage plans and the processing of Medicare Supplement applications for area residents.
Alex Bagdasarov - State Farm Insurance Agent in Mountlake Terrace, WA, provides a range of medicare insurance options, including assistance with plan selection and enrollment guidance. The agent offers ongoing service support to help clients understand their coverage and manage policy changes throughout the year. Maintenance support includes addressing questions about benefits, claims, and plan adjustments as circumstances evolve. The agency serves individuals and families in private residences, as well as tenants in apartments and owners of retail and restaurant properties.
Farmers Insurance - Yvonne Spitzenberg serves homeowners and local business owners in Mountlake Terrace, Washington, offering Medicare insurance agent services. It helps clients navigate Medicare enrollment periods, plan options, and supplemental coverage to match their healthcare needs. The agency provides guidance on understanding original Medicare and Medicare Advantage plans. Its service area also extends into nearby Lynnwood and the broader Snohomish County region.
MIIA Insurance, based in Mountlake Terrace, WA, helps clarify the difference between a one-time enrollment plan and ongoing Medicare coverage adjustments that suit changing health needs. The agent assists with annual plan reviews during enrollment periods to ensure benefits match current prescriptions and preferred doctors. Long-term coverage options such as Medicare Advantage or Medigap are explained with clear comparisons of out-of-pocket costs and network restrictions. Service from this local medicare insurance agent runs on a scheduled basis, coordinated around each client’s annual enrollment window.
As a Medicare insurance agent in Mountlake Terrace, WA, Dave Keen: Allstate Insurance specializes in helping clients navigate Medicare plan options, including supplements and Part D prescription drug coverage. The company provides general services such as comparing plans and explaining enrollment periods. It assists individuals with the complexities of switching from employer coverage to Medicare at retirement, addressing the specific timing and gap concerns that arise during that seasonal life transition.
As the Medicare Annual Enrollment Period approaches each fall, residents of Mountlake Terrace and surrounding communities often seek guidance on plan options. Noridian Healthcare Solutions, LLC assists Medicare beneficiaries by clarifying coverage choices, including Part D prescription drug plans and Medicare Advantage options available locally. The company focuses on helping clients understand how various plans coordinate with their existing healthcare needs and budgets. An initial assessment begins with a review of the individual’s current coverage and upcoming medical requirements during the first consultation.
Premera Blue Cross Building 4 (Orcas) serves Mountlake Terrace and the surrounding communities of Snohomish and King counties, handling Medicare plans, including Supplement and Advantage options. This local agency navigates clients through the complexities of enrollment windows and plan comparisons, addressing both initial and annual needs. It takes a stepwise, consultative approach to understand individual healthcare budgets and provider preferences, then reviews plan details in a straightforward manner to align coverage choices with each person’s specific situation.
Plaza Insurance Agency assists individuals in Mountlake Terrace by navigating their health coverage options and selecting suitable Medicare plans. The agency specializes in connecting clients with supplemental policies and prescription drug coverage to fill gaps in Original Medicare. Their services are available to those seeking insurance for professional environments, including small offices, warehouse facilities, and food service operations, ensuring each business sector finds appropriate Medicare solutions.
Golden Insurance LLC serves the Mountlake Terrace area, offering medicare insurance agent services to residential clients looking for coverage options. They also assist local commercial clients in navigating their medicare needs within the community. Their work focuses on helping individuals understand plan choices and enroll in suitable policies. After regular visits or initial enrollments, they provide follow-up support to address questions or adjust coverage as plans change.
What Does a a Medicare Insurance Agent in Mountlake Terrace Cost?
Medicare insurance agent services in Washington are typically free to consumers. Agents earn commissions from insurance carriers. Plan premiums vary widely: Part D plans range from $7 to $100 per month, and Medigap plans range from $100 to $400 per month depending on age and health. This is general information, not insurance advice.
About medicare insurance agents in Mountlake Terrace
Medicare insurance agents in Mountlake Terrace, Washington help residents compare Part D, Medicare Advantage, and Medigap plans. Washington State law requires agents to be licensed and follow strict marketing rules. Local agents understand the specific network options available in Snohomish County.
Frequently Asked Questions
What can a Medicare insurance agent in Mountlake Terrace help me with?
An agent can help you compare Medicare Advantage, Part D, and Medigap plans. They explain enrollment periods and plan costs. They also verify which local doctors and hospitals accept specific plans.
Is there a time limit to enroll in Medicare in Washington?
Yes. Your Initial Enrollment Period lasts 7 months around your 65th birthday. Washington also has a Special Enrollment Period for certain life events. Missing deadlines can lead to late penalties.
Do Medicare agents in Mountlake Terrace charge fees?
Most agents are paid by insurance companies, not by you. Washington law prohibits agents from charging extra fees for Medicare consultations. Always confirm compensation before signing up.
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