The top-rated medicare insurance agent in Tumwater, Washington is Heritage Advises, rated 4.9 stars across 328 reviews. Other highly rated options include Char McLain - State Farm Insurance Agent, Eric Zabala - State Farm Insurance Agent, Alicia Sanders: Allstate Insurance. This directory lists 13 medicare insurance agents serving Tumwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heritage Advises | 6140 Capitol Blvd SE Suite E | (360) 705-4228 |
| 2 | Char McLain - State Farm Insurance Agent | 208 Lee St SW #104 | (360) 754-7100 |
| 3 | Eric Zabala - State Farm Insurance Agent | 5729 Littlerock Rd SW Ste 115 | (360) 754-7878 |
| 4 | Alicia Sanders: Allstate Insurance | 5109 Capitol Blvd SE Ste E | (360) 688-1685 |
| 5 | Farmers Insurance - Gregory Mohoric | 111 Tumwater Blvd SE B106 | (360) 753-4714 |
| 6 | Ben Kerby - State Farm Insurance Agent | 208 Lee St SW #104 | (360) 570-0255 |
| 7 | WHIA - Washington Health Insurance Agency | 7843 Old Hwy 99 SE Unit M-6 | (360) 464-1622 |
| 8 | Nelson-Strand Insurance Agency | 113 Lee St SE | (360) 352-1510 |
| 9 | Washington State Office of the Insurance Commissioner | 5000 Capitol Blvd SE | (800) 562-6900 |
| 10 | The Fama-Silver Agency LLC American Family Insurance | 1222 South 2nd Ave SW Ste D | (360) 469-7005 |
Heritage Advises serves the Tumwater, Washington, area as a Medicare insurance agent. The company helps clients understand their coverage options during Initial Enrollment and the Annual Election Period. Agents work to explain the differences between Medicare Supplement plans and Medicare Advantage plans. They also assist with Part D prescription drug plan selections. Heritage Advises handles plan comparisons and application submissions for local beneficiaries.
Char McLain - State Farm Insurance Agent in Tumwater, WA, provides Medicare insurance guidance, helping clients navigate plan options and enrollments. The agency offers ongoing policy reviews and personalized assistance to align coverage with changing healthcare needs. It also helps with annual plan comparisons and documentation for claims or benefits. This service supports individuals in Tumwater and the surrounding area who are eligible for Medicare. The office assists clients residing in single-family homes, apartments, retail spaces, and local restaurants with their insurance needs.
Eric Zabala’s agency serves local homeowners, renters, and individuals exploring their health coverage options in Tumwater, Washington. As a Medicare insurance agent, the office helps clients navigate plan choices, including Medicare Advantage and supplement policies, with personalized guidance. The team assists seniors and those nearing retirement age in understanding their benefits and enrollment periods. This agency also provides service to residents in the neighboring community of Olympia, making Medicare support available across the greater Thurston County metro area.
Alicia Sanders Allstate Insurance serves Tumwater, Washington, and the surrounding communities of Olympia, Lacey, and Thurston County, offering guidance on Medicare insurance options. The agency works with clients to navigate Medicare Advantage, Supplement, and Part D prescription drug plans, helping them understand enrollment periods and coverage choices. For each client, the firm begins by reviewing their current health needs and budget, then compares available plans through a straightforward consultation process.
Navigating Medicare coverage involves both one-time decisions, such as selecting a Part D drug plan, and recurring options like annual re-enrollment in Medicare Advantage. Farmers Insurance - Gregory Mohoric in Tumwater, WA, assists local residents with understanding these distinct paths, ensuring their health coverage aligns with personal needs throughout the year. The agent provides clear explanations of plan differences, from initial enrollment to ongoing changes in benefits. Service is offered on an as-needed basis, allowing clients to schedule appointments when they face a coverage change or have a specific question.
Ben Kerby - State Farm Insurance Agent in Tumwater, WA offers assistance with Medicare insurance plans, helping clients select coverage that meets their individual healthcare needs. The agency also provides general insurance services to residents in the surrounding area. Its work includes explaining the differences between Part A and Part B, coordinating around enrollment periods, and advising on supplemental policies. This support is especially valuable for Tumwater seniors navigating the annual Medicare Open Enrollment period, when coverage changes must be made carefully to avoid penalties and gaps in care.
WHIA, also known as Washington Health Insurance Agency, focuses on helping individuals navigate their Medicare coverage options in Tumwater and the surrounding area. It specializes in providing policy comparisons and enrollment guidance for Medicare Advantage plans, Medigap supplements, and Part D prescription drug plans. The company serves clients at local offices, contributes to the needs of nearby warehouses staff, and also supports those working within food service businesses.
Nelson-Strand Insurance Agency in Tumwater, Washington serves local residents seeking Medicare insurance coverage. The agency also assists clients with commercial insurance needs throughout the Tumwater area. Medicare insurance agents help individuals navigate plan options for medical and prescription drug coverage. The team provides guidance on initial enrollment and annual plan changes. They work with customers to ensure their coverage meets healthcare needs during the enrollment period. After each plan year, the agency follows up to review any changes in client health or available plans before the next regular visit.
As the annual Medicare enrollment period approaches, many residents in Tumwater face complex decisions about their coverage options. The Washington State Office of the Insurance Commissioner helps individuals navigate these choices by explaining plan types and ensuring regulatory compliance in their local office. Their team provides clear explanations of original Medicare, supplements, and Part D drug plans tailored to each person’s healthcare needs. An initial assessment of your current coverage and specific health requirements begins every consultation to determine which plans may be appropriate.
The Fama-Silver Agency LLC American Family Insurance, based in Tumwater, WA, is known for helping clients navigate Medicare insurance options. Its agents assist with selecting and enrolling in Medicare Advantage, Medigap, and Part D prescription drug plans. They also evaluate coverage changes during annual enrollment periods and explain how different plans coordinate with existing health needs. A specialty service this agency can provide is personalized assistance with Medicare supplement plan comparisons to match individual budgets and healthcare usage.
What Does a a Medicare Insurance Agent in Tumwater Cost?
Medicare insurance agents in Washington typically do not charge a fee for their services. Their compensation comes from commissions paid by insurance companies. The cost of Medicare plans varies: Part B has a standard premium of around $174.70 per month in 2024, while Part D and Medicare Advantage plans have premiums ranging from $0 to over $100 per month. Medigap plans in Washington can cost between $100 and $300 per month depending on your age and plan type. This is general information, not insurance advice.
About medicare insurance agents in Tumwater
Medicare insurance agents in Tumwater, Washington help residents compare plans and enroll in Medicare Part A, Part B, Part D, and Medicare Advantage. Washington state law requires agents to be licensed and to follow specific rules about plan marketing and enrollment periods. Working with a local agent can help you understand how Washington's unique Medigap rules and open enrollment periods apply to your situation.
Frequently Asked Questions
What does a Medicare insurance agent in Tumwater do?
A Medicare insurance agent helps you compare plans, explain coverage options, and enroll in Medicare Part A, Part B, Part D, or Medicare Advantage. They are licensed in Washington and must follow state regulations. Their role is to provide information, not to give personal medical advice.
When can I enroll in Medicare in Washington?
Your initial enrollment period starts three months before you turn 65 and ends three months after your birthday month. Washington also has an annual open enrollment period from October 15 to December 7 each year. Special enrollment periods may apply if you lose other coverage or move.
Are Medicare agents in Washington required to be licensed?
Yes, all Medicare insurance agents in Washington must hold a valid insurance license from the Washington State Office of the Insurance Commissioner. They must also complete annual training on Medicare products. You can verify an agents license on the state insurance website.
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