The top-rated medicare insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 320 reviews. Other highly rated options include Just Us Retirement Solutions, Smith Family Insurance LLC, Frank Yeigh - State Farm Insurance Agent. This directory lists 23 medicare insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Capital Insurance Group LLC | 607 Pennsylvania Ave | (304) 606-2969 |
| 2 | Just Us Retirement Solutions | 1210 Virginia St E | (681) 340-1377 |
| 3 | Smith Family Insurance LLC | 447 Call Rd Ste 105 | (304) 756-8999 |
| 4 | Frank Yeigh - State Farm Insurance Agent | 1201 Jefferson Rd S | (304) 744-7700 |
| 5 | Ellis Insurance Agency | 5949 Sissonville Dr | (304) 984-3004 |
| 6 | David Smyer - State Farm Insurance Agent | 1532 Kanawha Blvd W | (304) 342-2111 |
| 7 | Central Insurance Advisors, LLC | 1210 Kanawha Blvd E | (304) 410-8169 |
| 8 | Mountain State Insurance Agency | 1206 Kanawha Blvd E | (304) 720-2000 |
| 9 | R&D Senior Solutions | 232 Capitol St Suite 15 | (833) 754-7846 |
| 10 | White Insurance & Associates | 3512 Staunton Ave SE | (304) 926-6662 |
Capital Insurance Group LLC serves the Charleston, West Virginia metro area, specializing in Medicare insurance agent services. It assists local residents in navigating Medicare plan options, including Medicare Advantage and Medicare Supplement plans. The firm helps clients understand enrollment periods and compare coverage to meet individual healthcare needs. Additionally, Capital Insurance Group LLC handles prescription drug plans and coordinates with beneficiaries to find cost-effective drug coverage in the region.
Just Us Retirement Solutions provides Medicare insurance agent services in Charleston, West Virginia. The agency assists clients with understanding their plan options during enrollment periods and offers annual policy reviews to ensure coverage remains appropriate. Ongoing support includes helping beneficiaries navigate changes to their plans and addressing questions about benefits or claims throughout the year. The company serves individuals in single-family homes, residential apartments, and local small businesses.
Smith Family Insurance LLC serves homeowners, retirees, and families in the Charleston, WV area, offering Medicare insurance plan guidance and enrollment services. The team helps clients navigate plan options to find coverage that supports their healthcare needs. They assist with initial sign-ups and annual review periods to ensure beneficiaries understand their benefits and costs. This local agency also covers the neighboring community of South Charleston within the greater metropolitan region.
Serving the communities of Charleston, West Virginia, and the surrounding Kanawha Valley area, Frank Yeigh - State Farm Insurance Agent handles Medicare insurance plans and related coverage options for individuals navigating their healthcare decisions. The agent assists clients with understanding their enrollment periods and comparing available plans, including Medicare Supplement and Advantage policies that comply with local regulations. To manage a typical job, this office begins with a thorough review of the client’s current coverage and personal needs before presenting plan comparisons.
Ellis Insurance Agency in Charleston, WV helps clients understand the difference between one-time enrollment assistance and the recurring support needed for plan changes. Coverage guidance focuses on Medicare Advantage, Medigap supplements, and Part D prescription drug plans, which are essential for navigating local healthcare options. Service runs on both a scheduled and as-needed basis to address annual enrollment periods and unexpected coverage questions throughout the year.
David Smyer - State Farm Insurance Agent in Charleston, WV provides Medicare insurance plans and guidance to local clients. The agency helps beneficiaries understand their coverage options and assists with plan comparisons. For those aging into Medicare, the team explains enrollment windows and plan structures. It also works with individuals adjusting their existing coverage during the Annual Enrollment Period, helping them review changes in plan benefits and costs for the upcoming year.
As local retirees in Charleston review their coverage ahead of Medicare's fall enrollment period, Central Insurance Advisors, LLC provides assistance navigating plan options. The agency focuses on matching individuals with suitable Medicare insurance plans based on their specific healthcare needs and budget. Their services include clarifying the differences between Medigap and Medicare Advantage policies. An initial consultation is scheduled to review the client's current medical provider list and prescription drug requirements before recommending any specific plan.
Mountain State Insurance Agency serves residents of the Charleston area by explaining Medicare insurance options and helping individuals enroll in suitable plans. This agency also advises on coverage that works alongside employer-sponsored or retiree benefits for those with broader needs. Focus remains on the local community throughout Kanawha County and surrounding West Virginia regions. Clients receive guidance during the initial enrollment window and can contact the agency between regular visits for plan adjustments, updates, or questions about coverage during life changes.
What Does a a Medicare Insurance Agent in Charleston Cost?
Medicare insurance agents in West Virginia typically do not charge a fee for their services. They are paid by insurance companies through commissions. Medigap plan premiums in Charleston range from about $100 to $300 per month depending on age and plan type. Medicare Advantage plans often have $0 monthly premiums but may have copays. This is general information, not insurance advice.
About medicare insurance agents in Charleston
Medicare insurance agents in Charleston, West Virginia help residents compare Part D, Medicare Advantage, and Medigap plans. West Virginia law requires agents to be licensed by the state and follow federal marketing guidelines. Local agents understand the specific network options available at hospitals like CAMC and Thomas Memorial.
Frequently Asked Questions
What does a Medicare insurance agent in Charleston do?
A Medicare insurance agent helps you review plan options, explain coverage details, and assist with enrollment. They do not provide legal advice but can clarify how plans work with West Virginia providers.
Is there a time limit to enroll in Medicare in West Virginia?
Yes, the Initial Enrollment Period lasts 7 months around your 65th birthday. West Virginia follows federal rules for Special Enrollment Periods after losing other coverage.
Can a Medicare agent help with Medigap plans in Charleston?
Yes, agents can show you Medigap plans from private insurers. In West Virginia, you have a 6-month Medigap Open Enrollment Period starting when you turn 65 and enroll in Part B.
Medicare Insurance Agents in Other West Virginia Cities
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