The top-rated medicare insurance agent in La Crosse, Wisconsin is Coulee Region Insurance & Financial, Inc., rated 4.9 stars across 412 reviews. Other highly rated options include Strive Medicare, Townsend Insurance, O'Brien Insurance Agency, Inc. This directory lists 18 medicare insurance agents serving La Crosse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coulee Region Insurance & Financial, Inc. | 2942 Darling Ct | (608) 784-8280 |
| 2 | Strive Medicare | 210 7th St S Suite 202 | (608) 784-8969 |
| 3 | Townsend Insurance | 3629 Mormon Coulee Rd # C | (608) 788-4258 |
| 4 | O'Brien Insurance Agency, Inc | 700 3rd St N LL2 | (608) 785-7854 |
| 5 | Ryan Schultz and Associates, LLC American Family Insurance | 1901 State Rd | (608) 782-5780 |
| 6 | Rita Sanger Agency LLC American Family Insurance | 3502 Mormon Coulee Rd | (608) 787-1820 |
| 7 | SMA Insurance Group | 3167 Berlin Dr | (800) 344-3948 |
| 8 | Sandmire Insurance | 401 King St Suite D | (608) 782-2060 |
| 9 | 7 Rivers Senior Advisors | 3167 Berlin Dr | (608) 317-5023 |
| 10 | Carrier Insurance Agency | 1228 Caledonia St | (608) 784-6879 |
Coulee Region Insurance & Financial, Inc. serves the La Crosse, Wisconsin, metro area as a local Medicare insurance agent. The company assists residents with navigating their Medicare options during initial enrollment and annual open enrollment periods. Licensed agents provide personalized guidance to help clients compare coverage plans that fit their healthcare needs and budgets. The agency handles Medicare Supplements and Medicare Advantage plans for individuals in this region.
Strive Medicare provides assistance with selecting and enrolling in Medicare Advantage, supplement, and Part D prescription drug plans in La Crosse, Wisconsin. It also helps clients review their current coverage during open enrollment periods to identify potential savings or benefit changes. The agent can explain plan options clearly, helping individuals navigate complex federal program details. Services are available for seniors in single-family homes, apartments, and independent living facilities throughout the La Crosse area.
Serving La Crosse, Wisconsin, and the surrounding communities, Townsend Insurance specializes in Medicare insurance agent services. The agency helps clients navigate Medicare plans, including supplements and advantage options, to find coverage that fits their needs and budgets. It focuses on clearly explaining the details of each available plan, ensuring individuals understand their choices. By conducting thorough reviews of a client’s current coverage and health requirements, it typically works to match each person with a suitable policy before the annual enrollment period.
O'Brien Insurance Agency, Inc serves seniors and individuals preparing for Medicare in La Crosse, Wisconsin. The agency helps clients understand their Medicare supplement and Advantage plan options to match their healthcare needs and budgets. It provides enrollment assistance and annual policy reviews. The office guides clients through the often complex Medicare landscape with clear explanations of coverage choices. The agency also extends its services to clients in the surrounding Onalaska area.
Navigating Medicare options involves distinguishing between initial one-time enrollment assistance and ongoing coverage adjustments. Ryan Schultz and Associates, LLC American Family Insurance, serving Medicare insurance agent needs in La Crosse, WI, helps clients understand these differences. They provide support for selecting plans that match individual healthcare requirements and budgeting preferences. Their service model includes contact on an as-needed basis, ensuring clients receive guidance only when they decide to review their current coverage or seek new plan details after annual changes arise.
With Medicare enrollment periods approaching each year, La Crosse residents face important decisions about their healthcare coverage. Rita Sanger Agency LLC American Family Insurance offers guidance for those navigating Medicare insurance options in the local area. The agent provides personalized explanations of plan structures and coverage choices to clarify available benefits. Clients can schedule an initial assessment to review their current situation and discuss potential adjustments.
SMA Insurance Group offers Medicare Advantage, Part D prescription drug, and Medigap plan guidance to individuals in La Crosse. For each client, the agency evaluates coverage options to match healthcare needs and budget considerations. It assists with plan comparisons, enrollment paperwork, and the annual Medicare updates. Many residents rely on its expertise during the fall open enrollment period, when prescription formularies and network changes can disrupt existing coverage.
Sandmire Insurance assists individuals in La Crosse, Wisconsin, with navigating their Medicare coverage options. The agency focuses specifically on Medicare insurance, helping clients understand their plan choices and enrollment periods. Their work also includes explaining the differences between Medicare Advantage and Medigap policies. Offices within the area frequently seek guidance on offering Medicare to eligible employees, while warehouses use these services when planning retirement benefits for workers. Food service establishments similarly turn to the agency for customized Medicare solutions suitable for their seasonal and full-time personnel.
7 Rivers Senior Advisors in La Crosse, WI, is known for guiding clients through the complexities of Medicare plans. The company helps individuals evaluate their coverage options and enroll in suitable policies. An advisor provides clear explanations of plan differences, assisting with annual enrollment changes and new member paperwork. A specialty service this agency can add on is reviewing a client’s prescription drug coverage to find potential cost savings.
Carrier Insurance Agency in La Crosse, WI helps local residents with their Medicare insurance needs. They also assist businesses in the area with commercial coverage options. Navigating Medicare can be complex, so agents explain plan details to ensure clear understanding. Clients receive guidance on coverage choices suited to their individual situations. The agency follows up after appointments to address any remaining questions and offers ongoing support between regular visits.
What Does a a Medicare Insurance Agent in La Crosse Cost?
Medicare insurance agents in Wisconsin typically do not charge a fee for their services. They are paid by insurance companies through commissions. The cost of Medicare plans varies: Part B premiums start at $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums but include deductibles and copays. Medigap plans in Wisconsin range from about $100 to $300 per month depending on coverage level and age. This is general information, not insurance advice.
About medicare insurance agents in La Crosse
Medicare insurance agents in La Crosse, Wisconsin help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Wisconsin law requires agents to be licensed and follow state-specific rules for marketing and enrollment. Local agents understand the coverage options available through Gundersen Health System and Mayo Clinic Health System.
Frequently Asked Questions
What does a Medicare insurance agent in La Crosse do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose a Medicare Advantage or Medigap policy. They provide free guidance and must follow Wisconsin regulations on plan marketing.
When can I enroll in Medicare in La Crosse?
You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after. Wisconsin also has a Annual Enrollment Period from October 15 to December 7 each year.
Are there special Medicare rules for Wisconsin residents?
Yes, Wisconsin has a Medigap open enrollment period that lasts six months from when you first enroll in Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
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