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Find Mobile Home Insurance Agents Near You in Capitola, CA
Compare mobile home insurance agents in Capitola. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Capitola, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 mobile home insurance agents in Capitola, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coast Auto Insurance
4170 Gross Rd, Capitola, CA 95010
(831) 479-1990
coastautoinsurance.com
Jill Judd - State Farm Insurance Agent
820 Bay Ave #103, Capitola, CA 95010
(831) 462-1666
jilljudd.com
Donald R Hardy Insurance Agency
500 Plum St, Capitola, CA 95010
(831) 475-4314
hardyins.com
Martini David J
500 Plum St, Capitola, CA 95010
(831) 475-4314
hardyins.com
Mobile home insurance agents in Capitola, California help owners of manufactured and mobile homes find appropriate coverage. California requires mobile home owners to have insurance that meets state minimum liability requirements. Local agents understand the specific risks in Santa Cruz County, including fire and flood exposure.
What Does a Mobile Home Insurance Agent in Capitola Cost?
Typical mobile home insurance premiums in California range from 300 to 1,200 dollars per year for basic liability and property coverage. Policies with full replacement cost and earthquake coverage can cost 1,500 to 3,000 dollars annually. Actual costs vary based on the home value, location in Capitola, and chosen deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mobile home insurance agent in Capitola do?
A mobile home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also advise on California-specific requirements such as earthquake endorsements.
Is mobile home insurance required by law in California?
Yes, California law requires mobile home owners to carry liability insurance. The minimum liability limit is set by the state. Lenders and parks may also require additional coverage like comprehensive and collision.
What factors affect the cost of mobile home insurance in Capitola?
Costs depend on the age and value of your mobile home, its location, and the coverage limits you choose. Proximity to the coast can increase wind and flood risk. Your claims history and credit score also influence the premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.