The top-rated mobile home insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 363 reviews. Other highly rated options include Primos Auto Insurance Services, Doug Rowley - State Farm Insurance Agent, Odessa Insurance - CA Registration Services. This directory lists 15 mobile home insurance agents serving Citrus Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Bullard: Allstate Insurance | 7447 Antelope Rd #103 | (916) 476-8119 |
| 2 | Primos Auto Insurance Services | 7062 Sunrise Blvd | (916) 742-7011 |
| 3 | Doug Rowley - State Farm Insurance Agent | 5417 San Juan Ave | (916) 967-6617 |
| 4 | Odessa Insurance - CA Registration Services | 7433 Greenback Ln suite h | (916) 722-1100 |
| 5 | Save and Drive Insurance Services | 8328 Auburn Blvd | (916) 735-3707 |
| 6 | Cal Save Insurance Services Inc. | 6045 Greenback Ln | (916) 725-0588 |
| 7 | James Chantry: Allstate Insurance | 7011 Sylvan Rd Ste 11 | (916) 905-1900 |
| 8 | Farmers Insurance - Victor Malishchuk | 7509 Madison Ave STE 103 | (916) 965-6828 |
| 9 | Stonecrest Insurance Services | 8350 Auburn Blvd Ste. 145 | (916) 576-4000 |
| 10 | Nationwide Insurance: Aaron Luke Grigsby | 5620 Birdcage St Suite 230 | (916) 526-0170 |
Nick Bullard: Allstate Insurance serves homeowners and property owners throughout the Sacramento County area, including Citrus Heights. The agency specializes in mobile home insurance, offering policies that protect manufactured and modular homes against common local risks such as fire, wind, and theft. Coverage options typically include dwelling protection and personal liability. It also handles specific endorsements for older mobile home models and seasonal occupancy.
Serving Citrus Heights and the surrounding Sacramento-area communities, Primos Auto Insurance Services handles mobile home insurance needs for local property owners. It addresses insurance concerns typical for manufactured and mobile homes in Northern California, such as weather exposure and local coverage requirements. The agency works to present clear policy options that match each homeowner’s situation. Its approach for a typical job involves reviewing the home’s specifics and local risks, then outlining suitable protection choices.
Doug Rowley - State Farm Insurance Agent in Citrus Heights, CA provides mobile home insurance services designed to protect manufactured and modular dwellings. Standard policies typically cover the structure, personal belongings, and liability for injuries occurring on the property. Maintenance and service plans are not offered, but clients can review coverage options for various needs. The agency can assist with policies for single-family homes, apartments, retail properties, and restaurants.
Serving homeowners and property managers in Citrus Heights, this agency offers tailored mobile home insurance coverage to protect investments and assets. Policies are designed to address the specific needs of manufactured and mobile home ownership within the region. The agent works to help clients understand policy options and secure appropriate protection for their dwellings and personal property. Its services also extend to the nearby community of Roseville, providing similar insurance solutions for mobile home owners across the broader Sacramento metro area.
Save and Drive Insurance Services serves Citrus Heights and the surrounding Sacramento-area communities, handling specialized coverage needs for mobile and manufactured homes. The agency works with clients to protect their dwellings against common regional risks, including fire, wind, and liability concerns. Through careful assessment of each home’s unique structure and location, the agent identifies appropriate policy options from available carriers. When a new client requests a quote, it begins by reviewing the home’s age, condition, and local risk factors to compile a tailored plan for consideration.
Cal Save Insurance Services Inc. in Citrus Heights, CA, distinguishes between a single policy purchase for a specific mobile home and recurring coverage that renews annually. Their primary focus is helping clients obtain property insurance that protects against damage from incidents like fire, wind, or theft, tailored to local risks. This insurance agent handles the nuances of mobile home coverage, including liability and personal property. Their service operates on an as-needed basis, assisting clients when they require new policies, renewals, or coverage adjustments.
James Chantry: Allstate Insurance specializes in providing coverage for manufactured and mobile homes in Citrus Heights and the surrounding areas. Its work includes helping residents secure policies that protect their property and belongings from common risks. The agent also assists with bundling options for auto or other personal insurance needs. As winter storms approach, it helps homeowners ensure their policies adequately cover potential damage from heavy rain or wind.
As autumn winds increase in Citrus Heights, mobile homes may suffer unseen roof or skirting damage. Farmers Insurance – Victor Malishchuk helps local owners address these seasonal risks with tailored coverage for manufactured and mobile structures. The agent explains how specific policies protect against wind, hail, and water intrusion common in the area. Homeowners can discuss personal property limits and liability options during a free initial on-site inspection or a detailed phone assessment.
Stonecrest Insurance Services serves Citrus Heights by helping residential clients secure mobile home coverage tailored to their property needs. The agency also assists local business owners with commercial insurance solutions within the surrounding area. Policies are designed to address common risks like weather damage and liability. Knowledgeable staff take time to explain each option so customers can make informed decisions. Follow-up is provided between regular visits to adjust coverage or handle new concerns quickly when policyholders reach out.
What Does a a Mobile Home Insurance Agent in Citrus Heights Cost?
Typical mobile home insurance in California ranges from 300 to 800 dollars per year for a basic policy, and 800 to 1,500 dollars per year for comprehensive coverage with replacement cost and liability. Older homes or those in high fire risk areas may cost more. Adding earthquake coverage can add 200 to 500 dollars per year. This is general information, not insurance advice.
About mobile home insurance agents in Citrus Heights
Mobile home insurance agents in Citrus Heights help owners protect their manufactured homes, park models, and mobile homes. California law requires mobile home dealers to provide insurance information at the time of sale, and agents can explain the difference between homeowners and mobile home policies. Working with a local agent ensures your policy meets Citrus Heights zoning rules and California Department of Housing and Community Development standards.
Frequently Asked Questions
What does a mobile home insurance agent in Citrus Heights do?
A mobile home insurance agent helps you find a policy that covers the structure, personal property, and liability. They explain California specific coverage options like earthquake endorsement and replacement cost for manufactured homes. Agents also help you compare quotes from multiple insurers to find a suitable policy.
Is mobile home insurance required in Citrus Heights California?
California law does not require mobile home insurance, but most lenders and parks require it. If you own the land, your lender will likely require a policy. If you rent a space in a mobile home park, the park owner may require liability coverage.
What factors affect the cost of mobile home insurance in Citrus Heights?
Costs depend on the age and value of the home, location, coverage limits, and deductible. Citrus Heights is in a wildfire prone area, so fire risk and brush clearance can affect premiums. Adding earthquake or flood coverage increases the cost.
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