The top-rated mobile home insurance agent in Hesperia, California is Veronica's Insurance, rated 4.7 stars across 443 reviews. Other highly rated options include Alford Insurance Agency, Fiesta Auto Insurance & Tax Service, Farmers Insurance - Nancy Tong. This directory lists 17 mobile home insurance agents serving Hesperia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veronica's Insurance | 15555 Main St | (760) 223-7126 |
| 2 | Alford Insurance Agency | 14465 Main St Ste 4 | (760) 948-3276 |
| 3 | Fiesta Auto Insurance & Tax Service | 17386 Main St | (760) 253-8383 |
| 4 | Farmers Insurance - Nancy Tong | 15800 Main St #230 | (760) 955-2711 |
| 5 | Aims Insurance Services - Bear Valley | 14665 Bear Valley Rd D | (760) 956-2300 |
| 6 | Matt Valdez - State Farm Insurance Agent | 16360 Main St | (760) 998-3500 |
| 7 | Farmers Insurance - Clinton Alford | 14465 Main St Ste 4 | (760) 948-3276 |
| 8 | Aims Insurance Services | 16180 Main St | (760) 956-2166 |
| 9 | Elizabeth Cardenas-Gonzalez: Allstate Insurance | 15923 Bear Valley Rd Ste A250 | (760) 948-1746 |
| 10 | Freeway Insurance | 16930 Main St | (760) 706-6059 |
Veronica's Insurance serves the Hesperia, California, area as a mobile home insurance agent. The company helps local homeowners secure policies that protect their manufactured and mobile homes against common regional risks. Clients can obtain liability coverage and protection for personal property within their dwellings. The agency also assists with policies that address damage from severe weather events typical to the high desert. In this capacity, Veronica's Insurance handles both standard mobile home insurance and specialized wind and hail coverage for the community.
Alford Insurance Agency provides a full range of mobile home insurance policies tailored to protect manufactured and modular residences in the Hesperia area. Its service options include basic liability coverage, comprehensive protection against wind and fire, and specialized policies for older units or rental mobile homes. Maintenance plans typically cover roof repairs, skirting replacement, and tie-down inspections to ensure structural stability. The agency services single-family mobile homes, apartment complexes containing manufactured units, retail establishments located in mobile home parks, and restaurants housed in modular buildings.
Fiesta Auto Insurance & Tax Service provides residential mobile home insurance options for clients in Hesperia, California. Commercial coverage is also available for mobile home parks or related businesses throughout the High Desert area. Their agents help property owners understand policy protections against common regional risks. After securing a plan, the agency follows up to address coverage questions between regular renewal visits, ensuring policies remain aligned with changing needs.
Farmers Insurance - Nancy Tong serves homeowners and property owners in Hesperia, California, who need mobile home insurance. As a local agent, she helps clients protect their manufactured and mobile homes from risks such as fire, wind, and liability claims. Coverage can also extend to personal property and additional structures on the lot. This agency provides guidance in choosing appropriate policy limits for each unique mobile home situation. It also serves the neighboring community of Victorville within the High Desert metro area.
Serving Hesperia, Bear Valley, and the surrounding High Desert communities, Aims Insurance Services - Bear Valley provides mobile home insurance coverage tailored to manufactured and modular homes. It handles policies that protect the dwelling, attached structures, and personal belongings against common regional risks. The agency evaluates each client’s specific property location and condition to recommend appropriate liability limits and deductible levels. Its typical workflow starts with a thorough review of the homeowner’s existing coverage gaps before presenting clear options that align with local regulatory requirements and lending standards.
As the desert heat and occasional flash floods in Hesperia put mobile homes under stress, Matt Valdez - State Farm Insurance Agent provides tailored coverage options for these unique structures. Policies address both seasonal weather risks and everyday liability needs specific to manufactured housing. Working with local residents, the agency helps clarify protection gaps often found in standard homeowners policies for mobile homes. After discussing individual property details and coverage priorities, an initial assessment of current insurance needs is scheduled to begin the process.
Farmers Insurance - Clinton Alford in Hesperia, CA, provides mobile home insurance, including coverage for physical structure, personal belongings, and liability. Specialized endorsements can be added for detached structures, guest medical protection, and replacement cost on personal property. The agency assists homeowners in managing risk with tailored policies that meet local insurance requirements. It serves various commercial sectors such as offices, warehouses, and food service establishments.
Aims Insurance Services in Hesperia, CA, helps clients distinguish between one-time policies for a single mobile home purchase and recurring plans that renew annually to maintain continuous protection. Their mobile home insurance coverage typically safeguards structures, personal belongings, and liability against regional risks like high winds or fire. Service runs on a scheduled basis, with periodic policy reviews and premium adjustments aligning with the property’s age and local regulatory changes.
Elizabeth Cardenas-Gonzalez: Allstate Insurance provides mobile home insurance services in Hesperia, California. It helps local residents protect manufactured and mobile homes with customized coverage options. The agency generally assists clients with policy details, such as dwelling protection and liability coverage. It works with owners to address the unique risks of mobile home living in the High Desert region. At the start of winter, it helps customers prepare for potential storm damage or freezing pipe issues that commonly affect mobile homes in the area.
Freeway Insurance in Hesperia, California, is a mobile home insurance agent known for helping residents protect their manufactured and mobile homes. The company offers coverage for the structure and personal property within, and it assists customers in the Hesperia area with understanding policy options. Agents work to match homeowners with appropriate liability and loss protection plans. As a specialty service, Freeway Insurance can also add coverage for detached structures like sheds or carports.
What Does a a Mobile Home Insurance Agent in Hesperia Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for a basic policy. Full coverage with liability and property protection can cost 500 to 1200 dollars annually. Factors like location age of home and coverage limits affect the premium. This is general information and not insurance advice.
About mobile home insurance agents in Hesperia
Mobile home insurance agents in Hesperia California help owners of manufactured and mobile homes find appropriate coverage. California law requires mobile home parks to verify that tenants have liability insurance. Agents can explain local risks like wildfire and wind damage that affect policy options.
Frequently Asked Questions
What does mobile home insurance cover in Hesperia?
Standard policies cover the structure personal property and liability. California requires liability coverage for mobile homes in parks. Optional add-ons include earthquake and flood protection.
How do I choose a mobile home insurance agent in Hesperia?
Look for an agent licensed in California who specializes in manufactured homes. Ask about their experience with local insurers and knowledge of Hesperia fire zones. Compare quotes from multiple agents.
Is mobile home insurance required in California?
California law does not mandate mobile home insurance statewide. However mobile home parks can require liability coverage as a condition of tenancy. Lenders may also require full coverage if you have a loan.
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