The top-rated mobile home insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 14 mobile home insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 8 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 9 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
| 10 | Best Insurance Group, LLC | 701 Main St | (970) 674-5000 |
Farmers Insurance - Gabriel Garcia-Hitt serves Windsor, Colorado, and the surrounding Larimer County area with mobile home insurance coverage. The agency helps local residents protect manufactured and mobile homes against common regional risks like hailstorms, wind damage, and fire. They assist clients in selecting policies that cover the dwelling structure as well as personal belongings inside the home. Additional services handled by this agency include liability protection and binding policies for seasonal or year-round mobile home occupancy.
Serving homeowners and property owners in Windsor, Colorado, Scott Horvath - State Farm Insurance Agent provides mobile home insurance policies. These plans help protect manufactured and modular homes against common risks such as fire, wind, and hail damage. The agency works to tailor coverage options that fit individual needs, including personal property and liability protection. Professional guidance is given to help clients understand their policy details and available endorsements. They also cover communities around Fort Collins, assisting residents with their mobile home insurance requirements in the broader northern Colorado area.
Joe Unruh: Allstate Insurance in Windsor, CO, provides a full range of mobile home insurance services, including coverage for structure, personal property, and liability. The agency helps clients understand policy options and assists with claims or policy adjustments as needed. Its service approach focuses on reviewing individual coverage needs to ensure adequate protection for mobile and manufactured homes. The company services these kinds of properties in the area, including single-family mobile homes and modular units, as well as related properties like detached garages and storage sheds.
Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and its surrounding communities. The agency handles mobile home insurance policies for local homeowners. It helps clients navigate coverage options specific to manufactured and mobile dwellings. The typical job begins with a review of the property’s value and local risk factors. The agent then presents tailored coverage plans and explains protection against common perils like wind or hail.
For mobile home coverage, homeowners may choose between a single-purchase policy for seasonal use and an ongoing plan with continuous protection. Heidi Washburn - State Farm Insurance Agent in Windsor, CO offers policies tailored to manufactured and mobile homes, covering the structure, personal belongings, and liability risks common in northern Colorado. This agency provides personalized consultations to help residents select appropriate limits and deductibles for their property. Service for new policies and annual reviews operates on a scheduled basis, though claims assistance is available as needed.
Farmers Insurance - Tammy Woods provides specialty services as a mobile home insurance agent in Windsor, CO, tailoring coverage for manufactured and modular homes. It also handles general property protection needs, offering policies that safeguard structures and personal belongings against common risks. The agency helps residents address specific seasonal concerns like wind and hail damage common to northern Colorado. It additionally assists with situational needs such as coverage gaps after a winter storm or sudden freeze events.
Squires Insurance Solutions arranges coverage designed specifically for mobile homes in and around Windsor, Colorado. They can include specialized protections such as coverage for attached structures, personal property replacement, and liability for injuries occurring on the insured premises. Policies can be structured to protect against common risks like wind and hail. The company also serves commercial sectors including small offices, warehouses, and food service operations.
As spring storms sweep across northern Colorado, LSI Insurance Agency, Inc. helps Windsor homeowners decide if a manufactured home policy provides better protection than a standard renter’s plan. The agency explains how wind and hail coverage differs for factory-built structures and what options exist for tying down a unit against seasonal gusts. After answering common coverage questions, the representative typically schedules a walk-through of the exterior to confirm setup details and lot location before finalizing a policy.
Brian Binder Agency Inc American Family Insurance provides residential mobile home insurance coverage to owners in Windsor, CO, and also offers commercial insurance options for local businesses. The agency serves clients throughout the surrounding region with tailored policies for manufactured and mobile homes. Following an initial quote or policy setup, the company welcomes repeat business and follow-up service to adjust coverage between regular annual visits.
What Does a a Mobile Home Insurance Agent in Windsor Cost?
Mobile home insurance in Colorado typically costs between 400 and 1200 dollars per year for a standard policy. Factors include the homes age location and coverage limits. Windsor properties may see higher rates due to hail and wind risk. This is general information not insurance advice.
About mobile home insurance agents in Windsor
Mobile home insurance agents in Windsor Colorado help protect your manufactured home against risks like hail wind and fire. Colorado law requires insurers to offer specific coverages for mobile homes under Colorado Revised Statutes 10-4-601. Local agents understand the unique weather risks in Weld County and can tailor a policy to your needs.
Frequently Asked Questions
Do I need a special insurance agent for a mobile home in Windsor Colorado?
Yes you should work with an agent who knows mobile home policies. Standard homeowners insurance often does not cover manufactured homes. An agent experienced in Colorado mobile home insurance can find the right carrier for you.
What coverage is required for mobile homes in Colorado?
Colorado does not require mobile home insurance by law but your lender will require it. Typical required coverages include dwelling protection liability and sometimes wind and hail coverage. Colorado law allows insurers to exclude certain perils so review your policy carefully.
How does Colorado weather affect mobile home insurance costs in Windsor?
Windsor experiences severe hailstorms and high winds which can increase premiums. Mobile homes are more vulnerable to these events so agents may recommend higher deductibles or specific wind and hail endorsements. Your agent can explain how local weather patterns impact your rate.
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