The top-rated mobile home insurance agent in Bear, Delaware is Sheets Insurance Agency - Personal & Dependable Service, rated 5.0 stars across 331 reviews. Other highly rated options include Rob Mullen - State Farm Insurance Agent, Jacqueline Brady - State Farm Insurance Agent, Affordable Insurance Network. This directory lists 11 mobile home insurance agents serving Bear.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sheets Insurance Agency - Personal & Dependable Service | 254 Fox Hunt Dr | (302) 832-0441 |
| 2 | Rob Mullen - State Farm Insurance Agent | 887 Pulaski Hwy | (302) 322-5331 |
| 3 | Jacqueline Brady - State Farm Insurance Agent | 2504 Red Lion Rd A | (302) 832-0344 |
| 4 | Affordable Insurance Network | 1218 Pulaski Hwy Ste 490 | (800) 681-7261 |
| 5 | WOOD INSURANCE AGENCY LLC | 780 Pulaski Hwy | (302) 476-0755 |
| 6 | Amanda Dixon - State Farm Insurance Agent | 1711 Pulaski Hwy | (302) 836-9819 |
| 7 | Joseph Devane: Allstate Insurance | 104 Mario Dr | (302) 838-3803 |
| 8 | James Mwangi: Allstate Insurance | 1675 Pulaski Hwy | (302) 261-2728 |
| 9 | Brian Dawson - State Farm Insurance Agent | 2500 Wrangle Hill Rd Ste 125 | (302) 834-5467 |
| 10 | Nationwide Insurance: Steinebach, Beaty & Associates | 296 Bear Christiana Rd | (302) 368-1212 |
Sheets Insurance Agency - Personal & Dependable Service provides comprehensive mobile home insurance policies tailored for manufactured and modular homes within the Bear, DE area. Its service options include assistance with policy selection to ensure adequate coverage for structures and personal belongings. Maintenance plans help clients keep policies up-to-date with changes in property value or local regulations. The agency serves a variety of properties in the region, including single-family mobile homes, residential trailer parks, apartment complexes, retail storefronts, and local restaurants.
Rob Mullen - State Farm Insurance Agent serves the Bear, Delaware area and surrounding communities, offering mobile home insurance policies for various housing types in the region. This agency provides coverage structures that protect manufactured and modular dwellings against common local risks. For clients in the area, the company handles policies tailored for both single-wide and double-wide mobile home units.
Jacqueline Brady - State Farm Insurance Agent serves homeowners and property managers in Bear, Delaware, who require coverage for manufactured or mobile homes. The office provides insurance policies designed to protect mobile home structures along with personal belongings and liability protection. Clients receive assistance in tailoring coverage options to meet their specific housing needs and financial situations. The agency also extends its services to neighboring communities within the greater Newark metropolitan area.
Affordable Insurance Network serves Bear, Delaware, and the surrounding communities in New Castle County. The agency specializes in providing mobile home insurance policies for both single-wide and double-wide manufactured homes. It works with clients to secure coverage that addresses the unique risks associated with these structures. For a typical job, the agent reviews the homeowner’s specific property details and coverage needs before comparing available protection options from multiple insurance carriers.
Spring storms in Bear, Delaware often remind mobile homeowners to review their coverage. Wood Insurance Agency LLC responds by offering tailored policies for manufactured and modular homes in the region. These policies typically include protection against wind, hail, and theft common to local conditions. An agent can explain coverage differences between standard homeowners insurance and specific mobile home plans. A full inspection of the property’s skirting, tie-downs, and roof condition begins the initial-assessment step before any policy is discussed.
Amanda Dixon, operating as a State Farm Insurance Agent in Bear, DE, distinguishes between permanent, built-in mobile home features insured through a one-time policy and the recurring liability and personal property coverage that requires regular policy renewals. Standard mobile home insurance plans generally cover structure damage from weather, fire, and theft. Clients can adjust their liability limits and deductibles during each term. This service operates on an as-needed basis, with policies written for set periods and renewed annually at the client's request.
Joseph Devane: Allstate Insurance provides mobile home coverage assistance for residents in Bear, Delaware. This agency helps clients explore policies that address specialized needs, such as protecting structures from weather-related risks common to the area. Supplemental options may include liability protection and coverage for personal belongings within a mobile home. The agency can also accommodate insurance requirements for various commercial sectors, including offices, warehouses, and food service operations.
James Mwangi: Allstate Insurance provides residential mobile home insurance for clients in Bear, Delaware, and also handles commercial coverage for manufactured housing properties across the surrounding area. Mobile home insurance protects against common perils like wind, hail, and fire. Policies typically include personal property protection and liability coverage tailored to local weather risks. Homeowners can return for follow-up policy adjustments or claims support before their next scheduled renewal visit.
Brian Dawson - State Farm Insurance Agent in Bear, DE is known for providing mobile home insurance coverage, serving local customers seeking protection for their manufactured or modular homes. The agency helps clients understand policy options that safeguard their dwellings against common regional risks such as storm damage and liability concerns. Their service range includes assessing individual coverage needs and guiding policyholders through claims processes. An additional specialty service it can offer is bundling mobile home insurance with auto coverage.
Serving Bear, Delaware, and the surrounding communities, this agency handles mobile home insurance policies designed to protect manufactured and modular homes. As a local representative for a national company, it provides coverage for the structure and personal property against common risks. The typical process begins with a detailed assessment of the home’s specific features and replacement cost. To determine the most fitting plan, it then compares available liability and property protection options tailored to the homeowner’s needs.
What Does a a Mobile Home Insurance Agent in Bear Cost?
The cost of mobile home insurance in Bear, Delaware typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and condition of the home, its location in a flood zone, and the coverage limits you choose. Older homes or those in high-wind areas may cost more to insure. This is general information, not insurance advice.
About mobile home insurance agents in Bear
Mobile home insurance agents in Bear, Delaware help owners of manufactured and mobile homes find appropriate coverage. Delaware law requires mobile home owners to carry liability insurance if the home is in a park or community. Agents in Bear can explain how local flood zones and wind risks may affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in Bear Delaware?
A standard mobile home policy in Delaware typically covers the dwelling, personal property, and liability. It may also include protection against wind, hail, and fire. Flood coverage is usually separate and is recommended for Bear properties near the Chesapeake and Delaware Canal.
Is mobile home insurance required in Delaware?
Delaware does not require mobile home insurance by state law, but most lenders and mobile home parks do require it. If you own the land, you may still want coverage to protect your investment. Check with your agent about park rules and loan requirements.
How do I choose a mobile home insurance agent in Bear?
Look for an agent who specializes in manufactured homes and is familiar with Delaware insurance regulations. Ask about discounts for safety features like tie-downs and smoke alarms. Compare quotes from multiple agents to find a policy that fits your needs.
Mobile Home Insurance Agents in Other Delaware Cities
Dover · Middletown · Newark · Wilmington