The top-rated mobile home insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Acceptance Insurance. This directory lists 21 mobile home insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Dluzniewski - State Farm Insurance Agent | 1818 Harden Blvd #140 | (863) 816-6092 |
| 2 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 3 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 4 | Acceptance Insurance | 4221 Florida Ave S | (863) 733-7005 |
| 5 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 6 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 7 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 8 | Freeway Insurance | 1539 S Combee Rd | (863) 733-7001 |
| 9 | Magnuson Insurance | 4684 E County Rd 540A | (863) 606-5147 |
| 10 | Southern Family Insurance Services LLC | 5015 Florida Ave S # 401 | (863) 248-2814 |
Mike Dluzniewski - State Farm Insurance Agent provides mobile home insurance services to residents in the Lakeland, FL area and surrounding Polk County communities. Coverage options are tailored to the specific needs of manufactured and mobile homeowners, addressing the unique risks of living in a subtropical climate. The agency helps clients select appropriate protection for their dwelling structure and personal belongings. Policy consultations include discussions on liability coverage and additional living expense provisions. The agency regularly handles claims guidance for storm-related damage and quotes for newer replacement-cost policies.
Amistad Insurance | Affordable Insurance Lakeland serves homeowners who need specialized coverage for their mobile or manufactured homes in Lakeland, Florida. The agency provides tailored insurance solutions designed to protect these unique structures, including their contents and additional structures on the property. Policies are structured to address the specific risks and building regulations common to mobile homes in the region. Services include reviewing coverage limits and deductibles to match a client’s financial needs. The agency also covers clients in the neighboring communities of Mulberry and the greater Polk County metro area.
Garland Insurance, Inc. provides mobile home insurance agent services to residents in the Lakeland, FL area. Its work includes assessing coverage needs for a variety of mobile and manufactured homes while assisting clients through the policy selection and application process. The company also helps with plan maintenance by offering periodic policy reviews and guidance on adjusting coverage as circumstances change. It services single-family mobile homes, double-wide units, park model residences, and manufactured homes situated in both private lots and community parks.
Acceptance Insurance serves homeowners and property managers in Lakeland, Florida, providing mobile home insurance policies that cover structures, personal belongings, and liability protection. These policies help safeguard manufactured and mobile homes against common regional weather risks and unforeseen accidents. The agency assists clients in selecting appropriate coverage levels and deductibles. Its services also extend to surrounding areas in Polk County, including nearby communities such as Winter Haven and Mulberry.
Mobile home owners in Lakeland, FL may choose between one-time policy purchases for seasonal properties and recurring annual plans for year-round residences. Advantage Insurance provides both types of coverage, focusing on tailored protections for manufactured and mobile structures in the local climate. Standard policies typically include dwelling, personal property, and liability coverage. These services are available on a one-time basis for single transactions and as recurring annual renewals for ongoing protection, adaptable to owner occupancy and rental usage.
Lock Insurance, A Division of World serves Lakeland, Florida, and the surrounding communities. It handles mobile home insurance, addressing the specific needs of manufactured and modular housing. The company works to help clients protect these unique structures against local weather risks and property damage. For a typical job, it begins with an assessment of the home’s condition and location before recommending coverage options that fit the policyholder’s situation.
Headley Insurance Agency provides specialty coverage for manufactured and mobile homes in Lakeland, Florida. It works with clients to secure policies that address unique risks for these structures, including windstorm protection and depreciation considerations. The agency offers general insurance services for homeowners seeking tailored protection in the Lakeland area. During Florida’s storm season, Headley Insurance Agency helps residents review their policies for potential hurricane deductibles and ensure adequate coverage for wind and water damage.
Freeway Insurance serves the Lakeland area and its surrounding Polk County communities, handling insurance policies specifically designed to protect mobile and manufactured homes. A typical scope of work includes helping clients secure coverage for the dwelling itself, personal property, and liability protection. To handle a typical job, the agent assesses the homeowner's specific risks and financial needs, then presents policy options that align with those requirements.
Magnuson Insurance in Lakeland, Florida, helps clients secure coverage for their mobile homes, addressing the specific needs of manufactured and modular housing. The agency focuses on policy options that can include protection against wind and storm damage common to the region. Their work serves residential property owners as well as select commercial sectors that require mobile home insurance, such as offices, warehouses, and food service establishments.
With Lakeland’s hurricane season and sudden storms threatening older mobile homes, Southern Family Insurance Services LLC helps budget-conscious owners secure coverage tailored to vintage or renovated models. The agent reviews the home’s age, roof condition, and tie-down systems before comparing policies from regional carriers that understand Central Florida’s wind-exclusion risks. A typical first step includes a brief inspection of skirting, anchors, and roof sheathing to document the property’s current state for accurate premium options.
What Does a a Mobile Home Insurance Agent in Lakeland Cost?
Typical mobile home insurance costs in Florida range from 800 to 2,500 dollars per year for a standard policy. Premiums depend on the home age, location, coverage limits, and deductible. Older mobile homes or those in high-risk flood zones may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Lakeland
A mobile home insurance agent in Lakeland Florida helps you find coverage for manufactured homes. Florida law requires mobile home owners to have property insurance that meets certain windstorm and flood requirements. Local agents understand the specific risks in Polk County, including hurricane season and sinkhole exposure.
Frequently Asked Questions
What does a mobile home insurance agent in Lakeland do?
An agent helps you compare policies from different insurers. They explain coverage for the home structure, personal property, and liability. They also advise on Florida-specific endorsements like windstorm or flood coverage.
Is mobile home insurance required by Florida law?
Florida does not require mobile home insurance by state law. However, if you have a mortgage or a loan on the mobile home, your lender will require it. Also, mobile home park rules may require liability coverage.
How do Florida windstorm laws affect mobile home insurance?
Florida law requires insurers to offer windstorm coverage for mobile homes in certain areas. This coverage may be separate from a standard policy. An agent can help you find a policy that meets the Florida Building Code requirements for wind resistance.
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