The top-rated mobile home insurance agent in Merritt Island, Florida is A-AARROW Insurance, rated 4.9 stars across 540 reviews. Other highly rated options include Sara Houston - State Farm Insurance Agent, Turner Florida Insurance, Jim Holder - State Farm Insurance Agent. This directory lists 10 mobile home insurance agents serving Merritt Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-AARROW Insurance | 105 N Courtenay Pkwy | (321) 459-2434 |
| 2 | Sara Houston - State Farm Insurance Agent | 2255 N Courtenay Pkwy #3 | (321) 252-4800 |
| 3 | Turner Florida Insurance | 232 S Courtenay Pkwy | (321) 252-1720 |
| 4 | Jim Holder - State Farm Insurance Agent | 125 E Merritt Island Cswy Ste 102 | (321) 452-8000 |
| 5 | First Florida Insurance of Merritt Island | 2460 N Courtenay Pkwy #115 | (321) 205-1741 |
| 6 | Rutledge Insurance Group | 2235 N Courtenay Pkwy F | (321) 441-4805 |
| 7 | Brevard Coastal Insurance | 125 E Merritt Island Cswy Suite 105 | (321) 452-8888 |
| 8 | Mr Auto Insurance | 325 E Merritt Island Cswy STE G | (321) 452-5022 |
| 9 | John Merrick Jr. Insurance Inc. | 1365 N Courtenay Pkwy Unit D | (321) 635-1650 |
| 10 | GreatFlorida Insurance: Cheryl Miller | 923 N Courtenay Pkwy STE 101 | (321) 723-3432 |
A-AARROW Insurance serves mobile home owners throughout Brevard County from its base in Merritt Island, Florida, specializing in policies designed for manufactured and modular homes. They help clients navigate insurance requirements specific to Florida’s coastal environment, including windstorm coverage and flood protection options. Their services include quoting and binding new policies as well as handling policy endorsements for seasonal residents.
Sara Houston, as a State Farm Insurance Agent in Merritt Island, Florida, offers comprehensive mobile home insurance policies tailored to protect structures and personal belongings. Its service approach includes helping clients assess coverage needs, guiding them through policy options, and handling claims support as part of maintaining long-term account relationships. This agent serves homeowners requiring specialized protection for a range of property types, including single-family mobile homes, rental apartments, retail storefronts, and local restaurants.
Turner Florida Insurance serves mobile homeowners in Merritt Island, helping them find insurance coverage tailored to manufactured and mobile homes. The company assists with policies that address the unique risks of these residences, including wind and storm protection common to the area. It protects property owners by guiding them through available insurance options and explaining coverage details. Turner Florida Insurance also serves residents in nearby communities such as Cocoa Beach, extending its availability to those seeking mobile home insurance on the Space Coast.
Jim Holder - State Farm Insurance Agent serves Merritt Island, Florida, and the surrounding communities on the Space Coast, specializing in mobile home insurance. It handles coverage for both single-wide and double-wide manufactured homes, along with related property protection. When addressing a standard job, the agent begins with a careful review of the home's age, condition, and local windstorm risks to match appropriate policy options.
For homeowners seeking temporary coverage, a seasonal policy may suit their needs, while those residing year-round typically require a permanent plan. First Florida Insurance of Merritt Island assists clients in choosing a policy that protects the structure and personal belongings against common regional risks like wind and hail. Their services are available on either a one-time or as-needed basis, depending on the policy change or new quote requested.
Rutledge Insurance Group in Merritt Island, Florida provides specialty mobile home insurance policies designed to cover manufactured and modular homes. The agency works routinely to help local residents secure property coverage that addresses coastal risks, including wind and flood damage common to the area. In helping clients navigate the varying requirements of lenders and park communities, it serves homeowners across Brevard County. Due to the region’s hurricane season, this agency often assists families in reviewing their policies before storms threaten to ensure adequate protection for their mobile homes and personal belongings.
Located in Merritt Island, Brevard Coastal Insurance assists local property owners in securing mobile home coverage that protects against common regional weather risks. These policies can be enhanced through specialty add-ons such as liability protection and coverage for attached structures. The agency provides guidance on navigating insurance requirements for manufactured and modular homes throughout the area. Its commercial sectors include mobile home sales offices, maintenance warehouses, and food service establishments that operate within mobile home communities.
As hurricane season approaches on Merritt Island, seasonal storms and flooding create pressing coverage needs that this mobile home insurance agent addresses directly. Mr Auto Insurance guides local homeowners through tailored policy options suited to coastal conditions, emphasizing proactive protection. Understanding the unique vulnerabilities of manufactured and mobile homes in this area, the agency focuses on practical risk assessment and affordable plan structures. Every new client engagement begins with a thorough property inspection to document condition, assess potential hazards, and determine appropriate coverage levels before issuing any policy.
John Merrick Jr. Insurance Inc. provides mobile home insurance services for residential properties in Merritt Island, FL. Commercial coverage is also available for local businesses needing specialized risk protection. The company serves clients throughout the surrounding areas. When a policyholder has questions or experiences a loss, the agency helps coordinate claims and adjust coverage as needed. Follow-up appointments are scheduled between regular visits to ensure policies remain up to date and that any changes in the client’s circumstances are addressed promptly.
GreatFlorida Insurance: Cheryl Miller provides residential mobile home insurance services to clients in Merritt Island, Florida. Commercial mobile home coverage is also made available for local business owners. The agent serves the Merritt Island area and surrounding communities throughout central Brevard County. Policies are designed to address the unique risks facing mobile homeowners in this coastal region. Clients are encouraged to follow up with their agent between regular visits to review any changes in coverage needs.
What Does a a Mobile Home Insurance Agent in Merritt Island Cost?
Typical mobile home insurance in Florida ranges from 800 to 2500 dollars per year depending on age of home location and coverage limits. Windstorm coverage can add 200 to 600 dollars annually. Flood insurance through NFIP averages 700 to 1000 dollars per year. Costs vary by individual risk factors. This is general information not insurance advice.
About mobile home insurance agents in Merritt Island
Mobile home insurance agents in Merritt Island Florida help owners of manufactured and mobile homes find appropriate coverage. Florida law requires mobile home owners to carry certain minimum coverages if they have a loan or live in a park. Local agents understand the unique risks of Brevard County including wind and flood exposure.
Frequently Asked Questions
What does mobile home insurance cover in Merritt Island Florida?
Standard policies cover damage from fire wind and theft. Florida law does not require mobile home insurance but lenders and parks often do. Flood coverage is separate and recommended for Merritt Island properties.
How do I find a mobile home insurance agent in Merritt Island?
Search online for licensed agents who specialize in manufactured homes. Ask if they are familiar with Florida Statutes Section 723 which governs mobile home park tenancies. Local agents can also advise on wind mitigation discounts.
What is the difference between mobile home and regular home insurance in Florida?
Mobile home policies are designed for structures built before 1976 or those not on permanent foundations. Florida law treats mobile homes as personal property not real estate unless affixed to land. This affects coverage and claims processes.
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