The top-rated mobile home insurance agent in Miami, Florida is Univista Insurance, rated 4.9 stars across 4,297 reviews. Other highly rated options include USA General Insurance Corporation, Dulcinea Insurance Agency, Neighbors Insurance Agency. This directory lists 68 mobile home insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 5195 NW 77th Ave 2nd Floor | (305) 508-9575 |
| 2 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 3 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 4 | Neighbors Insurance Agency | 7130 SW 43rd St | (305) 265-8585 |
| 5 | Mercado Insurance Agency | 7900 NW 27th Ave #604B | (305) 402-4389 |
| 6 | Manny Morin - State Farm Insurance Agent | 10651 N Kendall Dr #111 | (305) 598-5821 |
| 7 | E&L Insurance | 1241 SW 27th Ave | (305) 541-1002 |
| 8 | Juan F Colao - State Farm Insurance Agent | 15680 N Kendall Dr #200 | (305) 386-7000 |
| 9 | Insurance Professionals USA - Obamacare Health | 11402 NW 41 St ste 210 Doral | (786) 577-3636 |
| 10 | Pini Insurance Headquarters | 14380 SW 139th Ct | (305) 971-9776 |
Univista Insurance serves the Miami-Dade County area, specializing in mobile home insurance coverage for local property owners. The agency helps clients protect their manufactured or modular homes against regional weather risks and liability concerns common to South Florida living. Tailored policies address the unique structural and coding requirements of mobile dwellings. Univista Insurance assists customers in securing both property damage coverage and liability protection for their mobile homes.
USA General Insurance Corporation in Miami, FL specializes in policies designed for manufactured and modular residences, addressing the distinct coverage needs of mobile homeowners. It also provides general property insurance services, helping clients protect their homes from common risks. The agency guides customers through the complexities of replacement cost policies and liability protection. For Miami residents, it assists with securing appropriate coverage against hurricane and storm damage threats.
With Miami’s hurricane season bringing heavy wind and flood threats to coastal manufactured homes, Dulcinea Insurance Agency offers this mobile home insurance agent service throughout the area. They can help owners understand how windstorm deductibles work and what personal property coverage typically applies in this region. Their work often begins with a careful review of the home’s tie-down systems, roof condition, and current policy limits. Any insurer they may recommend will likely request a thorough on-site inspection of the residence to assess its risk factors before formal coverage starts.
Neighbors Insurance Agency provides residential mobile home coverage for clients in Miami, Florida, and also offers commercial policies for mobile home parks or similar properties throughout the greater Miami area. The agency helps local homeowners find tailored insurance solutions to protect their manufactured homes from regional weather risks and other common exposures. After each policy is issued, the staff maintains contact to ensure coverage remains appropriate and to assist with any follow-up needs between regular renewal visits.
Mercado Insurance Agency serves mobile homeowners throughout Miami, Florida, helping them obtain coverage that protects their property and personal belongings. The company works with clients to navigate insurance policies that address the unique needs of manufactured and mobile homes in the region. Understanding local weather risks, the agency assists customers in securing appropriate protection against storms and other common threats. This mobile home insurance agent also extends its services to communities such as Hialeah, ensuring broader access for residents across the Miami metropolitan area.
Manny Morin - State Farm Insurance Agent serves Miami, Florida, and its surrounding communities, handling mobile home insurance coverage for local property owners. The agency works to protect manufactured and mobile homes against common regional risks like windstorms and flooding. It addresses the unique insurance needs of these structures by evaluating the home’s condition and location. A typical job involves assessing coverage options for the client’s specific property and then explaining available policy features to help the homeowner make an informed decision.
E&L Insurance provides specialized mobile home insurance coverage in Miami, Florida. The agency works to protect structures and personal property from unique perils associated with manufactured and modular housing. It handles a range of policies tailored to local building codes and wind exposure regulations. The agents assist with claims processing and policy adjustments throughout the year. When hurricane season arrives, the company helps policyholders review their deductibles and ensure their coverage accounts for storm surge and high winds specific to the Miami area.
Juan F Colao - State Farm Insurance Agent in Miami, Florida, distinguishes between one-time coverage needs for a single property transaction and recurring policies that protect an ongoing mobile home investment. Their service encompasses standard mobile home insurance options, including protection against common regional weather events and liability coverage for your property. This agency attends to claims processing and policy adjustments to match your changing circumstances. Services tailor to your schedule, operating on a one-time, scheduled, or as-needed basis depending on the specific insurance service you require.
As Florida's hurricane season approaches each year, securing adequate coverage becomes a pressing concern for mobile homeowners in the Greater Miami area. Pini Insurance Headquarters addresses this recurring need by specializing in policies tailored to manufactured and mobile homes. Their work typically involves assessing unique risks such as wind damage and flood exposure common to the region. Clients begin by providing details about their home’s age, location, and structural features, allowing the agent to identify suitable coverage options. An initial property inspection is then arranged to finalize the policy terms.
What Does a a Mobile Home Insurance Agent in Miami Cost?
Typical mobile home insurance in Florida ranges from 800 to 2500 dollars per year for a standard policy. Older homes or homes in high wind zones may cost more. Windstorm deductibles are usually 2 to 5 percent of the home value. Flood insurance adds 500 to 1500 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Miami
A mobile home insurance agent in Miami Florida helps you find coverage that meets state requirements and protects your property. Florida law does not require mobile home insurance but lenders often do. Agents can explain windstorm and flood coverage options that are important in South Florida.
Frequently Asked Questions
Do I need mobile home insurance in Miami Florida?
Florida law does not require mobile home insurance. However if you have a loan your lender will require it. An agent can help you find a policy that satisfies your lender and protects your home.
What does mobile home insurance cover in Florida?
Standard policies cover damage from fire wind and theft. In Florida windstorm coverage is often a separate deductible or endorsement. Flood damage is not covered and requires a separate policy from the National Flood Insurance Program.
How do I choose a mobile home insurance agent in Miami?
Look for an agent licensed in Florida who has experience with manufactured homes. Ask about their knowledge of Florida specific wind mitigation credits. Compare quotes from multiple agents to find suitable coverage and pricing.
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