The top-rated mobile home insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 483 reviews. Other highly rated options include Tonya Baker-Turner - State Farm Insurance Agent, AJM Agencies Auto Insurance (PROGRESSIVE), Brightway Insurance, Miami Lakes. This directory lists 10 mobile home insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Tonya Baker-Turner - State Farm Insurance Agent | 18300 NW 62nd Ave STE 330 | (305) 621-1515 |
| 3 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 4 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 5 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 6 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 7 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
| 8 | Bendell Insurance Group | 111 NW 183rd St Ste 108 | (786) 698-6383 |
| 9 | Estrella Insurance | 18355 NW 57th Ave #103B | (305) 830-1477 |
| 10 | Estrella Insurance | 17325 NW 27th Ave #202 | (305) 925-4090 |
Estrella Insurance serves clients in Miami Gardens, Florida, by providing coverage for manufactured and mobile homes against common risks. The company specializes in helping policyholders add protection for attached structures, personal belongings inside the home, and liability for injuries on the property. By customizing policies to meet individual needs, the agency addresses the specific vulnerabilities of mobile home living in the local climate. It can furnish insurance solutions for various commercial sectors, including offices, warehouses, and food service establishments, adapting coverage to their distinct operational requirements.
Tonya Baker-Turner - State Farm Insurance Agent serves Miami Gardens, FL and the broader Miami-Dade County area by providing mobile home insurance policies. The company helps local residents secure coverage that includes protection against hurricane damage, fire, and theft, which are common concerns for manufactured and mobile home owners in this coastal region. Assistance with liability coverage and personal property protection is also offered. Specific services handled here include adjusting policy deductibles and ensuring compliance with park or community insurance requirements.
AJM Agencies Auto Insurance (Progressive) provides mobile home insurance coverage to residents of Miami Gardens, Florida. The agency helps clients protect their manufactured and mobile homes from common regional risks. Service plans focus on customizing policies to cover specific needs and adjust coverage levels as circumstances change. Agency professionals assist with policy questions, claims filing support, and review of deductible options. This agent services single-family manufactured homes, residential properties, rental units, and commercial buildings used for retail or restaurant operations.
Brightway Insurance in Miami Lakes serves homeowners in need of mobile home insurance, offering protection tailored specifically for manufactured and mobile residences in the Miami Gardens area. The company assists clients in finding coverage options that address the unique risks and requirements of mobile home ownership in Florida’s climate. Policyholders can expect guidance through selecting appropriate plans and navigating the insurance process. This agency also extends its mobile home insurance services to neighboring communities throughout the Hialeah metropolitan region.
Gardens Insurance Inc serves mobile home owners in Miami Gardens and the surrounding South Florida communities. The agency handles insurance policies specifically designed for manufactured and mobile homes, covering structures and personal property. Its work involves assessing local hurricane and flood risks unique to the area. For a typical job, the agent reviews the client's specific coverage needs against the home's age and condition, then recommends appropriate policy limits and deductibles from available carriers.
Adavi Insurance Inc & Miami Gardens Multi Services Inc provides mobile home insurance policies tailored for structures and belongings in Miami Gardens, Florida. It also handles general service inquiries to help owners meet park and lender requirements. Seasonal storms and tropical weather patterns in the region create specific coverage needs for wind and water damage, which this local agency helps address through policy reviews and appropriate plan selection.
When a customer chooses a one-time mobile home insurance review versus an ongoing service relationship, the goal remains the same: aligning coverage with the specific risks of Miami Gardens, from hurricane exposure to theft. Renew Insurance LLC focuses on matching policy features to each structure’s unique age and construction. Coverage options typically extend beyond the dwelling to personal property and liability concerns common in Florida. Service is available on an as-needed basis, allowing clients to request a policy consultation or endorsement change whenever their situation demands updated protection.
As the Atlantic hurricane season often stirs concern among homeowners in Miami Gardens, Bendell Insurance Group assists mobile home owners in securing coverage tailored to their unique structures. This agency helps clients understand how windstorm and flood risks affect their policies. Focusing on policies for manufactured and mobile homes, the company addresses the specific coverage gaps these dwellings often face. A full inspection of the home typically begins the process of determining the appropriate initial insurance assessment, ensuring all vulnerabilities are properly documented before a quote is provided.
Estrella Insurance serves clients in Miami Gardens, Florida, by providing coverage for manufactured and mobile homes against common risks. The company specializes in helping policyholders add protection for attached structures, personal belongings inside the home, and liability for injuries on the property. By customizing policies to meet individual needs, the agency addresses the specific vulnerabilities of mobile home living in the local climate. It can furnish insurance solutions for various commercial sectors, including offices, warehouses, and food service establishments, adapting coverage to their distinct operational requirements.
Estrella Insurance serves clients in Miami Gardens, Florida, by providing coverage for manufactured and mobile homes against common risks. The company specializes in helping policyholders add protection for attached structures, personal belongings inside the home, and liability for injuries on the property. By customizing policies to meet individual needs, the agency addresses the specific vulnerabilities of mobile home living in the local climate. It can furnish insurance solutions for various commercial sectors, including offices, warehouses, and food service establishments, adapting coverage to their distinct operational requirements.
What Does a a Mobile Home Insurance Agent in Miami Gardens Cost?
The cost of mobile home insurance in Miami Gardens typically ranges from 800 to 2500 per year for a standard policy. Windstorm coverage can add 300 to 1000 annually. Flood insurance through the NFIP costs about 700 to 1500 per year. Actual costs depend on the home value location and coverage limits. This is general information not insurance advice.
About mobile home insurance agents in Miami Gardens
Mobile home insurance agents in Miami Gardens help owners protect their homes from Florida specific risks like hurricanes and sinkholes. Florida law requires mobile home insurers to offer windstorm coverage and provide a 30 day grace period for nonpayment. An agent can explain these requirements and help you choose a policy that meets your needs.
Frequently Asked Questions
What does a mobile home insurance agent in Miami Gardens do?
A mobile home insurance agent helps you find a policy that covers your home and belongings. They explain Florida insurance laws such as the requirement for windstorm coverage. They also assist with filing claims and updating your policy.
Do I need flood insurance for my mobile home in Miami Gardens?
Flood insurance is not required by Florida law but is often needed because Miami Gardens is in a flood zone. Standard mobile home policies do not cover flood damage. An agent can help you get a separate flood policy through the National Flood Insurance Program.
How does Florida law affect mobile home insurance costs in Miami Gardens?
Florida law requires insurers to offer windstorm coverage which increases premiums in coastal areas. The state also sets rules for how insurers can cancel or nonrenew policies. These factors make rates higher than in many other states.
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