The top-rated mobile home insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,324 reviews. Other highly rated options include Rodrigo Planter - State Farm Insurance Agent, Mercado Insurance Agency North Miami, Del Toro Insurance. This directory lists 12 mobile home insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Rodrigo Planter - State Farm Insurance Agent | 2018 NE 164th St | (305) 705-2559 |
| 3 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 4 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 5 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 6 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 7 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 8 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 9 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 10 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
Estrella Insurance serves North Miami Beach and the surrounding communities in South Florida. This agency handles mobile home insurance policies tailored to protect manufactured homes throughout the region. It addresses coverage needs such as dwelling protection, personal property, and liability for homeowners. To handle a typical job, the agency gathers specific home details and local weather risk information, then pairs each client with appropriate coverage options from its available providers.
Rodrigo Planter - State Farm Insurance Agent serves North Miami Beach and surrounding Miami-Dade County, offering mobile home insurance solutions tailored to local needs. Clients receive assistance with policies covering structure damage from storms and liability protection common in this coastal environment. Typical services include personalized quotes and claims guidance for manufactured or mobile homes. The agency also handles rental property insurance for mobile home park owners in the area.
Mercado Insurance Agency North Miami serves homeowners and property managers seeking specialized mobile home insurance coverage in North Miami Beach, Florida. The agency helps clients protect manufactured and mobile homes against regional weather risks and liability concerns through tailored policy options. It assists with securing appropriate coverage limits and necessary endorsements for these unique properties. Mercado Insurance Agency North Miami also extends its mobile home insurance services to surrounding communities, including the greater Miami metropolitan area and nearby Aventura.
Del Toro Insurance in North Miami Beach, Florida understands that mobile homeowners often choose between a one-time policy or recurring coverage to protect their property. Their insurance options typically encompass protection against wind, hail, fire, and liability, which are common concerns for manufactured homes in this coastal region. Standard policies may also cover personal belongings and additional living expenses if the home becomes uninhabitable. Service arrangements for quotes, policy reviews, and claims support are available on an as-needed basis, allowing clients to request assistance whenever their situations require attention.
Skylake Insurance provides a full range of mobile home insurance options tailored to the needs of North Miami Beach residents. Its services include comprehensive policy reviews to help clients select appropriate coverage levels for their manufactured or mobile homes. The agency can arrange for flexible payment plans and assist with policy adjustments as property values or personal circumstances change. It services single-family mobile homes, apartment complexes that include mobile home units, retail establishments operating from mobile structures, and restaurants housed in mobile home facilities.
Michelle Priestman Desjardins serves North Miami Beach, Florida, and the surrounding communities as a mobile home insurance agent. The agency handles coverage for manufactured and mobile homes, addressing the specific insurance needs of these structures in the local area. It works with clients to understand the unique risks associated with mobile home ownership. When handling a typical job, the agency begins by assessing the property’s value and location to recommend appropriate policy options tailored to the individual homeowner’s situation.
Univista Insurance provides specialized mobile home insurance solutions, tailoring policies to cover manufactured and modular dwellings. Serving the North Miami Beach, Florida area, the agency works to match clients with appropriate coverage options that address both the structure and its contents. Beyond this niche focus, it handles general insurance needs, offering guidance on various personal lines. The agency assists homeowners in preparing for hurricane season, helping to ensure that flood and windstorm protection is addressed before tropical weather arrives.
For a mobile home, the owner must choose between a one-time policy for replacement value or recurring coverage paid in regular installments that also includes liability protection. In North Miami Beach, FL, Assure-Us The Insurance Agency offers mobile home insurance that addresses both options, helping protect against local storm damage and general property risks. Policies are written to cover the structure separately from belongings, and service runs on an as-needed basis as claims or renewals arise.
Ma-Cuervo Insurance Group specializes in providing mobile home insurance coverage in North Miami Beach, Florida. Its agents help clients secure policies tailored to protect manufactured and mobile homes from common property risks. The company serves local homeowners by explaining coverage options and navigating insurance paperwork. It assists mobile home owners facing specific seasonal risks, including hurricane season and coastal storm threats common to the region.
As Florida storm season intensifies, North Miami Beach homeowners increasingly seek specific coverage tailored to manufactured or mobile homes. AllStar Direct Insurance & Financial Services offers mobile home insurance policies designed for local structural and hurricane protection requirements. The company assists clients in understanding flood exclusions, wind mitigation discounts, and policy limits unique to this housing type. Working within the area, the agent helps compare carrier options to match community regulations. Coverage evaluation typically begins with an inspection of the home’s age, tie-downs, and roof condition to determine initial eligibility and risk.
What Does a a Mobile Home Insurance Agent in North Miami Beach Cost?
Mobile home insurance in Florida typically costs between 800 and 2,500 dollars per year for a standard policy. Windstorm coverage adds 300 to 1,000 dollars annually depending on your homes location in North Miami Beach. Flood insurance through the NFIP averages 700 dollars per year. Costs vary by home value, age, and coverage limits. This is general information, not insurance advice.
About mobile home insurance agents in North Miami Beach
A mobile home insurance agent in North Miami Beach Florida can help you secure coverage that meets Florida state requirements. Florida law mandates windstorm coverage for mobile homes in high-risk areas like Miami-Dade County. An agent can also explain flood insurance options required by many lenders.
Frequently Asked Questions
What does mobile home insurance cover in North Miami Beach Florida?
Mobile home insurance in Florida typically covers the structure, personal belongings, and liability. Windstorm coverage is required by Florida law for policies in high-risk zones. Flood insurance is separate and often required by lenders.
How do I choose a mobile home insurance agent in North Miami Beach?
Look for an agent licensed in Florida who has experience with mobile home policies. Ask about their knowledge of Florida windstorm and flood insurance rules. Compare quotes from multiple agents to find suitable coverage.
Are there Florida laws that affect mobile home insurance rates?
Yes, Florida law requires insurers to offer windstorm coverage in high-risk areas. The Florida Insurance Code also sets rules for policy cancellations and non-renewals. Rates are influenced by your mobile home age, location, and claims history.
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