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Find Mobile Home Insurance Agents Near You in Pace, FL

Directory of mobile home insurance agents in Pace, Florida. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Pace, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 mobile home insurance agents in Pace, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Insurance Agency
3763 US-90, Pace, FL 32571
(850) 994-9211 floridainsuranceagency.net
Bay Insurance Agency, Inc.
5426 US-90, Pace, FL 32571
(850) 889-4039 bayins.com

Mobile home insurance agents in Pace, Florida help owners protect their homes against wind, hail, and flood damage common in the Panhandle. Florida law requires mobile home insurers to offer windstorm coverage, but flood insurance is separate. An agent can explain policy options and help you meet your lender or park requirements.

What Does a Mobile Home Insurance Agent in Pace Cost?

Mobile home insurance in Florida typically costs between 800 and 2,500 dollars per year for a standard policy, depending on the home age, location, and coverage limits. Windstorm coverage can add 200 to 600 dollars annually. Flood insurance through NFIP averages 700 to 1,200 dollars per year. These are general estimates; your actual cost will depend on your specific home and risk factors. This information is general and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance in Pace typically cover?
Standard policies cover the home structure, personal property, and liability. In Florida, windstorm coverage is required by law to be offered, but you may need a separate flood policy for storm surge or heavy rain events.
Do I need flood insurance for a mobile home in Pace?
Flood insurance is not required by Florida law, but many lenders and mobile home parks do require it. Pace is near rivers and the coast, so agents often recommend a National Flood Insurance Program policy for full protection.
How do I choose a mobile home insurance agent in Pace?
Look for an agent licensed in Florida who has experience with manufactured homes. Ask about discounts for tie-downs, storm shutters, and newer roofs. Compare quotes from at least three agencies to find suitable coverage.