The top-rated mobile home insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,051 reviews. Other highly rated options include Will Rentschler - State Farm Insurance Agent, Advance Insurance of Northwest Florida, Florida Insurance Agency. This directory lists 41 mobile home insurance agents serving Pensacola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Shaffer - State Farm Insurance Agent | 117 N Palafox St | (850) 433-4343 |
| 2 | Will Rentschler - State Farm Insurance Agent | 1301 E Cervantes St | (850) 433-4678 |
| 3 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy | (850) 469-0880 |
| 4 | Florida Insurance Agency | 17 W Government St Suite A | (850) 972-8070 |
| 5 | Dustin Bonifay - State Farm Insurance Agent | 6705 Pine Forest Rd Ste 100 | (850) 937-3131 |
| 6 | Classic Insurance Group | 1545 E Olive Rd | (850) 332-5717 |
| 7 | Globe Life Liberty National Division: The Mitchell & Mitchell Agencies | 1449 W 9 Mile Rd Suite 11 & 12 | (251) 660-4437 |
| 8 | Acceptance Insurance | 5022 W Fairfield Dr # C | (850) 204-3849 |
| 9 | Sam Carpenter - State Farm Insurance Agent | 1510 Airport Blvd Suite 1 | (850) 208-6626 |
| 10 | The O'Neil Agency LLC (Formerly David Seckinger & Associates) | 1117 N 9th Ave | (850) 469-8082 |
John Shaffer - State Farm Insurance Agent serves Pensacola, Florida and the surrounding Escambia County area, specializing in mobile home insurance coverage. The agency works with clients to protect manufactured and mobile homes from common regional risks such as wind, hail, and flooding. Policies are designed to fit the structural and liability needs of both single-wide and double-wide units. This includes coverage for personal property attached to the home, as well as optional protection for detached structures like carports and sheds.
Will Rentschler - State Farm Insurance Agent in Pensacola, FL, provides mobile home insurance policies tailored for manufactured and modular homes in the surrounding area. It offers standard coverage options, including protection against wind, hail, and fire damage common to the Gulf Coast region. Service plans and policy adjustments are available to help clients maintain adequate and updated protection over time. The agency services single-family homes, apartments, retail spaces, and restaurants.
Advance Insurance of Northwest Florida serves the Pensacola area and its surrounding communities, specializing in mobile home insurance coverage. The agency works with clients to protect manufactured and mobile homes from common regional risks such as storms, high winds, and property damage. Its standard process involves evaluating a homeowner’s specific situation and policy needs, then presenting suitable coverage options clearly. The agent typically handles a job by first reviewing the property details, then comparing available protections, and finally explaining the chosen policy directly to the client.
Homeowners and property managers in the Pensacola area turn to Florida Insurance Agency for mobile home insurance coverage. The company works with clients to find policies that address the unique risks of manufactured and mobile homes, including wind and storm protection common to the region. Services include helping customers understand policy options and compare coverage limits. The agency also insures properties and serves customers in nearby Gulf Breeze.
Dustin Bonifay - State Farm Insurance Agent in Pensacola, FL, provides specialty coverage solutions for mobile homes, including protection against wind and hail damage typical of the Gulf Coast region. The agency also handles general insurance needs such as auto, life, and homeowners policies for local residents. With the area’s hurricane season each year, it helps mobile home owners secure appropriate windstorm and flood coverage before storms approach.
For mobile home insurance, homeowners may choose between a one-time policy for a single need or an ongoing arrangement that renews periodically to maintain continuous protection. Classic Insurance Group in Pensacola, FL, helps clients compare coverage options for mobile homes, including property damage and liability, as local conditions often require specialized plans. Service is available on an as-needed basis to address specific requests, such as policy reviews or changes in coverage.
As hurricane season brings heavy winds and flooding to the Pensacola area, local homeowners seek reliable coverage for their manufactured homes. Globe Life Liberty National Division: The Mitchell & Mitchell Agencies responds by offering mobile home insurance policies tailored to protect against common regional weather risks. Their agents help residents secure coverage for both the structure and personal belongings against storm damage. To verify proper setup and identify potential hazards before finalizing a policy, a comprehensive inspection of the home and its surrounding property is scheduled.
Acceptance Insurance is a provider of mobile home insurance services in Pensacola, Florida, offering coverage for manufactured and mobile homes throughout the local area. Their policies address typical regional risks, including wind and storm damage, while also providing standard protection for structure and personal property. Claims assistance and liability coverage are core aspects of their regular service. For an additional layer of security, they offer specialized flood insurance to complement a standard mobile home policy.
What Does a a Mobile Home Insurance Agent in Pensacola Cost?
The cost of mobile home insurance in Florida typically ranges from 800 to 2,500 dollars per year for a standard policy. Factors include the age and size of the home, its location in Pensacola, and the level of coverage. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Pensacola
Mobile home insurance agents in Pensacola Florida help owners of manufactured and mobile homes find coverage that meets state requirements. Florida law requires mobile home owners to have property insurance if they have a loan, and agents can explain windstorm and flood coverage options specific to the Gulf Coast. Working with a local agent ensures you understand the unique risks of living in a hurricane-prone area.
Frequently Asked Questions
What does a mobile home insurance agent in Pensacola do?
A mobile home insurance agent helps you compare policies from different insurers to find coverage for your manufactured home. They explain Florida-specific requirements such as windstorm deductibles and flood insurance needs. Agents also assist with filing claims and updating your policy after renovations or changes.
Is mobile home insurance required by law in Florida?
Florida law does not require mobile home insurance by statute, but lenders typically require it if you have a mortgage or loan on the home. Even without a loan, insurance is strongly recommended to protect against hurricane damage, fire, and liability. Local agents can help you meet lender requirements and find affordable coverage.
How do Florida windstorm laws affect mobile home insurance?
Florida has a Windstorm Insurance Association that provides coverage for homes in high-risk areas like Pensacola. Mobile home insurance agents can help you determine if you need a separate windstorm policy or if it is included in your standard policy. Deductibles for wind damage are often a percentage of the home value, not a flat dollar amount.
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