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Find Mobile Home Insurance Agents in Punta Gorda, FL

Directory of mobile home insurance agents in Punta Gorda, Florida. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 mobile home insurance agents in Punta Gorda, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chapman Insurance Group
517 S Tamiami Trl, Punta Gorda, FL 33950
(941) 347-4707 cigflorida.com
Whitco Insurance: Alexia Martin Agency
25191 E Olympia Ave Suite 2, Punta Gorda, FL 33950
(941) 257-0692 whitcoinsurancepg.com
Harbor Star Insurance, LLC
25418 Marion Ave Suite 2, Punta Gorda, FL 33950
(941) 655-8345 harborstarins.com

Mobile home insurance agents in Punta Gorda Florida help owners find coverage for windstorm damage and flood risks common to the area. Florida law requires mobile home insurers to offer sinkhole loss coverage. Agents can explain how Citizens Property Insurance works for high risk properties.

What Does a Mobile Home Insurance Agent in Punta Gorda Cost?

Typical mobile home insurance costs in Florida range from 800 to 2500 dollars per year depending on age of home location and coverage limits. Older mobile homes or those in flood zones may cost more. Windstorm deductibles are usually 2 to 5 percent of the dwelling value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mobile home insurance agent in Punta Gorda do?
An agent helps you compare policies from different insurers. They explain Florida specific coverages like windstorm and flood. They also assist with claims and policy changes.
Is windstorm insurance required for mobile homes in Punta Gorda?
Windstorm coverage is not legally required by Florida state law. However mortgage lenders often require it. Many policies include windstorm as a separate deductible.
How does Florida law affect mobile home insurance policies?
Florida law mandates a 30 day notice before a policy is nonrenewed. Insurers must offer sinkhole loss coverage. The state also regulates Citizens Property Insurance for those who cannot find private coverage.