The top-rated mobile home insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,318 reviews. Other highly rated options include Florida All Risk Insurance, Northeast Underwriters Insurance, Moore Resources Insurance Agency. This directory lists 23 mobile home insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 2 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 3 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 4 | Moore Resources Insurance Agency | 4563 Central Ave | (727) 323-0206 |
| 5 | Freedom Insurance Services | 5980 66th St N unit k | (727) 546-5600 |
| 6 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 7 | Luis Macias State Farm Insurance | 1909 34th St N | (727) 864-1506 |
| 8 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 9 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
| 10 | Comegys Insurance Agency | 1 Beach Dr SE Suite 230 | (727) 521-2100 |
HH Insurance Group, LLC serves St. Petersburg, Florida, and the surrounding Pinellas County area by offering dedicated mobile home insurance policies. The company works to protect manufactured and mobile homes against common regional hazards like windstorms and flooding. Clients can meet with the agency to review coverage options that guard both the structure and personal property inside. HH Insurance Group, LLC routinely handles policies for mobile homes located in both private parks and individually owned lots throughout the county.
Florida All Risk Insurance provides mobile home insurance solutions in St. Petersburg and the surrounding area. The agency helps clients protect their manufactured homes against common regional hazards, including wind and storm damage. It offers comprehensive replacement cost coverage and liability protection. Maintenance plans are available to help property owners manage routine upkeep and prevent potential issues. The company services single-family manufactured homes, mobile home park dwellings, and retail rental properties like restaurants and small shops.
Northeast Underwriters Insurance in St. Petersburg serves homeowners and property managers seeking specialized mobile home insurance policies. The agency helps clients secure essential coverage tailored to manufactured and mobile homes, protecting against common regional risks such as storms and flooding. By evaluating individual property needs, it assists in selecting appropriate liability and dwelling protection. The company also extends its services to neighboring communities throughout Pinellas County, including areas like Clearwater and Largo.
Moore Resources Insurance Agency serves St. Petersburg, Florida, as a local mobile home insurance agent. A key difference for clients is understanding the distinction between a one-time policy purchase, suitable for a seasonal property, and a recurring annual policy for a permanent residence. Their work focuses on providing necessary coverage for mobile and manufactured homes, including protection against storm damage and liability. Service runs on an as-needed basis, addressing specific insurance needs when clients require a new policy or adjustments to their existing plan.
Freedom Insurance Services serves the St. Petersburg area and surrounding communities of the Tampa Bay region. Its work handles the specialized coverage needs for mobile and manufactured home owners, including protection for the structure and personal property. To address the unique risks of Florida’s climate, such as high winds and humidity, it evaluates each policy for appropriate windstorm and replacement cost options. For a typical job, the agent conducts a thorough review of the home’s condition and location to tailor a policy that matches the homeowner’s specific requirements.
Insurance Resources specializes in securing coverage for mobile homes in St. Petersburg, FL, offering tailored policies that address the unique risks of manufactured housing. Its services include evaluating structural vulnerabilities, protecting personal property, and ensuring adequate liability coverage for homeowners. The company guides clients through the insurance process from initial assessment to binding policies that meet local requirements. During the Atlantic hurricane season, it helps residents find flood and windstorm coverage essential for securing their investment against severe seasonal weather.
Hurricanes and tropical storms can bring heavy winds and flooding to the St. Petersburg area, posing significant risks to manufactured and mobile homes. Luis Macias State Farm Insurance helps local homeowners find appropriate coverage to protect their property against these seasonal threats and everyday liabilities. The agency works with clients to understand insurance options that safeguard their investment and belongings. An initial assessment typically begins with a review of the home’s current condition, location, and value to determine suitable coverage limits and deductible choices.
Gulf Coast Insurance Services works with area home and property owners to secure coverage tailored to the realities of living in St. Petersburg. The agency’s mobile home focus adds specialty wind and flood endorsements crucial for Florida’s coastal weather, ensuring manufactured and modular dwellings receive appropriate protection. It can serve the insurance needs of commercial sectors including real estate offices, storage warehouses, and food service establishments.
Melissa Ems Insurance Agency provides residential mobile home insurance services for homeowners in the St. Petersburg area, ensuring protection for manufactured and mobile dwellings. The agency also offers commercial coverage options for mobile home parks or related business properties throughout the region. Their focus is on helping clients secure appropriate policies that address the specific risks of mobile home ownership in Florida’s climate. Agents can follow up on claims or policy updates, and clients often return for coverage adjustments between regular inspection visits.
Comegys Insurance Agency in St. Petersburg, Florida, is known for providing mobile home insurance policies that protect manufactured and modular homes in coastal areas. The company offers standard coverage options including dwelling protection, personal property, and liability defense. Understanding Florida’s unique exposure to severe weather, the agency can also help clients assess optional add-ons such as windstorm coverage or flood insurance for their specific lot and home position.
What Does a a Mobile Home Insurance Agent in St. Petersburg Cost?
Typical mobile home insurance premiums in Florida range from 800 to 3,500 dollars per year, depending on the home age, location, coverage limits, and windstorm risk. Older homes or those in coastal areas like St. Petersburg may cost more. This is general information, not insurance advice.
About mobile home insurance agents in St. Petersburg
Mobile home insurance agents in St. Petersburg, Florida help owners protect their homes against windstorm damage, flood risks, and liability claims. Florida law requires mobile home owners to carry certain coverages if they have a loan or live in a park. Agents can explain how to meet state requirements and find a policy that fits your budget.
Frequently Asked Questions
What does a mobile home insurance agent in St. Petersburg do?
An agent helps you compare policies from different insurers and choose coverage that meets Florida requirements. They can explain windstorm deductibles, flood insurance options, and liability limits. They also assist with claims and policy changes.
Is mobile home insurance required in Florida?
Florida law does not require mobile home insurance by statute, but lenders and mobile home parks typically require it. If you own your home outright, you may choose to forgo coverage, but it is risky due to hurricanes and flooding.
How does Florida windstorm coverage work for mobile homes?
Florida requires insurers to offer windstorm coverage, often with a separate deductible of 2% to 5% of the home value. Policies from the Florida Citizens Property Insurance Corporation may be available if private insurers do not offer wind coverage in high-risk areas.
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