The top-rated mobile home insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Barfield Insurance & Financial Services Inc., Joseph Bullington: Allstate Insurance. This directory lists 17 mobile home insurance agents serving Winter Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Semans - State Farm Insurance Agent | 639 1st St S | (863) 299-1274 |
| 2 | Team Barfield - Barfield Insurance | 141 5th St NW #302 | (863) 662-3134 |
| 3 | Barfield Insurance & Financial Services Inc. | 110 Spirit Lake Rd Unit 5 | (863) 293-5400 |
| 4 | Joseph Bullington: Allstate Insurance | 1900 Havendale Blvd NW ste c | (863) 299-6449 |
| 5 | Karen Bryan - State Farm Insurance Agent | 391 Ave A SW | (863) 268-2800 |
| 6 | Ryan Gunkel - GEICO Insurance Agent | 5935 Cypress Gardens Blvd Suite 200 | (863) 269-4700 |
| 7 | Zinsmeister - Your Home, Boat & Auto Insurance Agency | 1211 6th St SE | (863) 294-1034 |
| 8 | GreatFlorida Insurance: Brock Schnabel | 5658 Cypress Gardens Blvd | (863) 594-2600 |
| 9 | Dan Mann - State Farm Insurance Agent | 6380 Cypress Gardens Blvd | (863) 318-8881 |
| 10 | American Insurance Inc | 3610 Havendale Blvd | (863) 965-2886 |
Rob Semans - State Farm Insurance Agent serves Winter Haven, FL and the surrounding Polk County area as a mobile home insurance agent. This agency provides insurance policies designed specifically for manufactured and mobile homes. Clients can obtain coverage for the structure itself along with personal belongings stored inside. The agency also offers liability protection for accidents that may occur on the property. Additional services include securing protection against specific weather events common to central Florida. Rob Semans - State Farm Insurance Agent handles claims assistance and policy adjustments for mobile homeowners.
Team Barfield - Barfield Insurance offers mobile home insurance coverage in the Winter Haven area, assisting clients with policies that protect manufactured and modular homes. Service plans are structured to help homeowners select appropriate coverage for their specific needs. The company also aids in navigating policy options to ensure adequate protection against local weather risks. Its insurance solutions serve a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Barfield Insurance & Financial Services Inc. serves mobile homeowners, property managers, and individual buyers throughout the Winter Haven area. It specializes in securing coverage for manufactured and mobile homes, connecting clients with policies that address storms, liability, and structural risks common to Central Florida properties. The agency also assists with financial planning and risk management tailored to affordable housing needs. Its service area extends into the neighboring community of Lake Wales and surrounding Polk County locations.
Joseph Bullington: Allstate Insurance serves Winter Haven, Florida, and surrounding communities, handling mobile home insurance policies for area residents. The agency addresses the specific coverage needs of manufactured and mobile homes, including protection against local weather risks such as wind and hail. Joseph Bullington approaches a typical job by first reviewing the homeowner’s policy requirements and then presenting coverage options tailored to the property’s value and location.
Mobile home insurance can be arranged as a one-time purchase for a specific policy term or renewed on a scheduled annual basis, offering coverage for the structure, personal belongings, and liability. Karen Bryan - State Farm Insurance Agent, located in Winter Haven, FL, assists with these decisions for local homeowners. Their understanding of regional weather patterns and common mobile home risks helps tailor protection. Service runs on an as-needed basis for new policies or adjustments.
Ryan Gunkel - GEICO Insurance Agent in Winter Haven, FL specializes in mobile home insurance policies tailored to manufactured and trailer homes. The agency helps area residents secure coverage for their dwelling, personal property, and liability. It also assists with bundling options for additional protection. As storms and hurricane season approach, homeowners in central Florida rely on the agent to review their policies for adequate windstorm coverage.
Florida's hurricane season and sudden summer storms make protecting a manufactured home a priority for Winter Haven residents. Zinsmeister - Your Home, Boat & Auto Insurance Agency offers mobile home insurance coverage to help local homeowners guard against wind, hail, and flooding damage. The agency works to match policies with the specific needs of mobile home owners in the Winter Haven area. A typical first step involves a review of the home's current setup, followed by a scheduled property inspection to assess its condition and identify any required coverage details.
GreatFlorida Insurance: Brock Schnabel in Winter Haven, Florida focuses on securing mobile homes against common risks such as wind, fire, and liability. Coverage can be tailored through specialty endorsements for specific appliances or detached structures like carports and sheds. Drawing on general knowledge of the local area, the agency helps clients navigate policy requirements that often accompany park or community leases. Its services extend beyond residences to include commercial sectors such as offices, warehouses, and food service operations.
Dan Mann - State Farm Insurance Agent provides residential mobile home coverage in Winter Haven, Florida. Commercial mobile home policies are also available for local businesses. The agency serves the Winter Haven area and the surrounding Polk County region. Customers receive help selecting insurance that meets their needs for manufactured and mobile homes. After a policy is issued or a claim is filed, the office follows up to ensure satisfaction. Return clients are welcomed for regular policy reviews and coverage adjustments between scheduled visits.
American Insurance Inc is a mobile home insurance agent company in Winter Haven, Florida, known for helping local residents protect their manufactured and mobile homes against common regional risks. The agency offers personalized coverage options, addressing the unique structural characteristics and insurance requirements of mobile homes in this area. Standard policies typically include protection for the dwelling structure, personal belongings, and liability coverage. For added security, the company can also provide specialized protection for attached structures such as carports or decks during a policy review.
What Does a a Mobile Home Insurance Agent in Winter Haven Cost?
The cost of mobile home insurance in Florida typically ranges from 800 to 2,500 dollars per year for a standard policy, depending on the age and condition of the home, its location, and the coverage limits. Winter Haven properties may have higher premiums due to wind and flood exposure. Older mobile homes or those in flood zones can cost more. This is general information and not insurance advice.
About mobile home insurance agents in Winter Haven
Mobile home insurance agents in Winter Haven Florida help you find coverage that meets state requirements and protects your investment. Florida law requires mobile home owners to carry specific insurance policies, and a local agent can explain the differences between actual cash value and replacement cost coverage. Working with an agent familiar with Winter Haven can also help you navigate windstorm and flood risks common to the area.
Frequently Asked Questions
What does a mobile home insurance agent in Winter Haven do?
A mobile home insurance agent helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain Florida-specific requirements such as windstorm coverage and liability protection. The agent also assists with filing claims and updating your policy as your situation changes.
Do I need special insurance for a mobile home in Florida?
Yes, Florida law treats mobile homes differently from site-built homes. You typically need a policy that covers the structure, personal property, and liability. Many lenders also require coverage for wind and hail damage, and flood insurance is often recommended due to Winter Haven's location near lakes and wetlands.
How do I choose a mobile home insurance agent in Winter Haven?
Look for an agent who is licensed in Florida and has experience with manufactured homes. Ask about their knowledge of local risks like sinkholes and hurricanes. You can verify an agent's license through the Florida Department of Financial Services website.
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