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Browse mobile home insurance agents serving Kapaʻa, Hawaii. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Kapaʻa, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 2 mobile home insurance agents in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848
agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335
darrellynlemke.com
A mobile home insurance agent in Kapaʻa can help you protect your manufactured home against Hawaii specific risks like hurricane damage and volcanic activity. Hawaii law requires mobile homes to be registered with the county and meet certain safety standards for insurance eligibility. Local agents understand the unique needs of Kauai homeowners and can guide you through policy options.
What Does a Mobile Home Insurance Agent in Kapaʻa Cost?
Typical mobile home insurance costs in Hawaii range from 800 to 2,500 dollars per year for a standard policy. Factors that affect cost include the home age, location, coverage limits, and deductible. Older homes or those in high risk flood zones may cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Hawaii?
Standard policies cover damage from wind, fire, and theft. In Hawaii, you may need separate flood insurance because most policies exclude flood damage. Some policies also cover volcanic ash and lava flow damage.
Do I need mobile home insurance in Kapaʻa?
Yes, if you have a loan on your mobile home, your lender will require insurance. Even if you own the home outright, insurance protects against costly repairs from storms or accidents common in Hawaii.
How do I choose a mobile home insurance agent in Kapaʻa?
Look for an agent licensed in Hawaii who has experience with manufactured homes. Ask about coverage for hurricane straps and tie-downs, which are important for safety in high winds. Compare quotes from multiple agents to find the right fit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.