The top-rated mobile home insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Kendrick Nishiguchi at Comparion Insurance Agency, Susan Santos - State Farm Insurance Agent. This directory lists 13 mobile home insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 4 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 5 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 6 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 7 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
| 8 | Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 487-0628 |
| 9 | Kai Chen at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6165 |
| 10 | Michael Albatrosov at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6109 |
Larry Welsch - State Farm Insurance Agent serves Waipahu, Hawaii, providing mobile home insurance options for local residents. This agency works to help homeowners in the area protect their manufactured or mobile homes and personal property from regional risks like storms and moisture damage. Policies are customized to cover the structure, liability, and often the contents within the home. A representative assists with selecting appropriate coverage and answering claims or policy questions. For mobile home insurance, the agency handles both standard policies and additional endorsements for storm-related damage typical in Waipahu.
As a mobile home insurance agent in Waipahu, HI, Guy Matsumoto with State Farm Insurance Agency provides policy options covering structure protection and personal property. Service or maintenance plans assist with routine upkeep needs to help maintain coverage eligibility. The agency assists local clients in securing adequate hazard and liability protection for their manufactured and mobile dwellings. Its services extend to residential single-family homes, apartments, retail, and restaurants across the area.
Kendrick Nishiguchi at Comparion Insurance Agency serves Waipahu, HI, and the surrounding communities on Oahu, offering coverage for mobile and manufactured homes. It helps clients protect their property against common island risks like storm damage, high winds, and flooding. The agency works to secure policies that include dwelling, personal property, and liability protection to fit each homeowner’s unique situation. It approaches every job by first assessing the client’s specific risk factors and coverage needs before tailoring a policy accordingly.
Mobile home insurance can be obtained through a one-time policy for a single purchase or through a recurring plan that renews annually, providing ongoing protection. Susan Santos - State Farm Insurance Agent in Waipahu, HI, offers coverage that typically safeguards the structure, personal belongings, and liability in case of accidents on the property. The company assists homeowners in understanding these options and selecting appropriate deductibles and limits. As with most mobile home insurance services in the area, operations run on an as-needed or scheduled appointment basis for policy reviews and claims support.
After a heavy Waipahu rainstorm leaves a property vulnerable, insurance protection becomes an immediate concern for local homeowners. Dawn Mira-Whitson: Allstate Insurance offers mobile home coverage tailored to the unique risks of this island climate, responding to each client’s situation with clear policy explanations. The agency helps residents understand flood exclusions and windstorm deductibles, ensuring their investment is properly safeguarded. New clients begin this process by scheduling a detailed inspection of their mobile home’s current condition and existing insurance coverage with the agency.
Ricky Bonilla: Allstate Insurance offers specialized mobile home insurance services in Waipahu, HI, including protection for structure and belongings. It also provides general insurance counsel and policy adjustments. Working with Allstate’s national network, this agency addresses the unique risks of mobile homes, such as high winds and tropical storms common to the islands. The agency helps clients prepare for hurricane season, securing coverage against wind damage and flooding before the late summer alert periods.
Roy D Burnett Jr - State Farm Insurance Agent in Waipahu, HI, provides mobile home insurance policies that cover the structure and personal belongings of policyholders. Additional liability protection is available on these plans to help safeguard against accidents on the insured property. As part of a national carrier, the agency offers coverage for smaller commercial needs as well. It can serve local offices, warehouses, and food service establishments with appropriate insurance solutions.
Comparion Insurance Agency serves homeowners and mobile home owners in Waipahu, HI, offering tailored policies to protect manufactured and mobile dwellings from island-specific risks such as windstorms and flooding. Agents assist clients in selecting appropriate coverage levels and deductibles to meet individual needs and local requirements. They also guide customers through policy details and claims processes to ensure clear understanding. The company additionally serves property owners in the neighboring community of Ewa Beach and throughout the Leeward Oahu metro area.
Kai Chen at Comparion Insurance Agency arranges residential coverage for manufactured and mobile homes in Waipahu, HI. Commercial policies for mobile home parks or rental communities are also available nearby. Policies protect against storm damage, liability, and loss of personal property typical in island living. After an initial placement, the agent can review coverage during renewal season and adjust for any changes in the home or surrounding area between regular inspections.
Michael Albatrosov at Comparion Insurance Agency serves the Waipahu, HI area as a mobile home insurance agent. The company is known for helping mobile homeowners secure appropriate coverage tailored to local weather and lifestyle needs. Its service range includes evaluating diverse insurance options for manufactured and mobile dwellings. The agency works with clients to address protection for the structure and personal property. A specialty service it can add on is liability coverage customized for park model homes.
What Does a a Mobile Home Insurance Agent in Waipahu Cost?
Typical mobile home insurance in Hawaii ranges from 800 to 2,500 dollars per year for a standard policy. Factors like home age, location in a flood zone, and coverage limits affect the premium. Windstorm and hurricane endorsements can add 200 to 600 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in Waipahu
Mobile home insurance agents in Waipahu help owners protect their manufactured homes against risks like hurricane damage and theft. Hawaii law requires mobile home owners to carry liability coverage if the home is in a park or community. Agents can explain how local building codes and flood zones affect your policy needs.
Frequently Asked Questions
What does mobile home insurance cover in Waipahu?
Standard policies cover the home structure, personal property, and liability. In Hawaii, windstorm and hurricane coverage are often separate endorsements due to high risk. Flood insurance is also recommended but not included in standard policies.
Is mobile home insurance required by law in Hawaii?
Hawaii does not mandate mobile home insurance by state law. However, if you finance your home or lease land in a mobile home park, the lender or park may require liability and property coverage. Check your lease or loan agreement for specific requirements.
How can an agent help with claims after a hurricane?
An agent can explain your policy limits and deductibles before a storm. After a hurricane, they assist with filing claims and documenting damage. Hawaii law gives you one year from the date of loss to file a lawsuit if a claim is denied.