The top-rated mobile home insurance agent in Coeur d'Alene, Idaho is Tim Skelton - State Farm Insurance Agent, rated 5.0 stars across 391 reviews. Other highly rated options include Redman & Company Insurance Inc., TJ Hake - State Farm Insurance Agent, Flathead Insurance Coeur d'Alene Insurance. This directory lists 18 mobile home insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Skelton - State Farm Insurance Agent | 2140 W Riverstone Dr Ste 202 | (208) 664-2155 |
| 2 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 3 | TJ Hake - State Farm Insurance Agent | 1900 Northwest Blvd UNIT 106 | (208) 714-0228 |
| 4 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 5 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 6 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 7 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 8 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 9 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 10 | Wendy Gillies - State Farm Insurance Agent | 2201 N Government Wy A | (208) 765-8001 |
Tim Skelton - State Farm Insurance Agent serves Coeur d'Alene, Idaho, specializing in mobile home insurance for local communities. This agency provides tailored policies to protect manufactured and mobile homes from regional risks, including seasonal weather events and property damage. Clients receive assistance with coverage options that address personal property, liability, and dwelling structure protection. The agency handles specific services such as mobile home replacement cost coverage and park-model home insurance.
Redman & Company Insurance Inc. serves clients in the Coeur d’Alene, Idaho, area with a range of mobile home insurance policies that cover structure, personal property, and liability. The agency helps customers select appropriate coverage limits and understand policy exclusions, and it facilitates the claims process when damage occurs. Service and maintenance plans are not offered, as the focus remains on securing adequate insurance protection. The types of properties it services include single-family manufactured homes, mobile home park residences, and seasonal or vacation trailers.
TJ Hake - State Farm Insurance Agent in Coeur d'Alene, Idaho, provides mobile home insurance services. These services can be offered as a one-time policy purchase to cover a single home purchase or as a recurring, annually renewable plan. Coverage typically protects the dwelling, personal property, and liability for mobile or manufactured homes. This work generally addresses the specific needs of mobile home owners in the region. Service runs on a one-time or as-needed basis depending on whether a new or renewed policy is requested.
Flathead Insurance Coeur d'Alene Insurance serves Coeur d'Alene and the surrounding communities of northern Idaho, handling mobile home insurance for local residents. It addresses the specific coverage needs of manufactured and mobile homes, which often require policies distinct from standard homeowners insurance. The agency helps clients protect their structure and belongings from common regional risks. To handle a typical job, it first reviews the client’s dwelling and site details, then presents policy options that match the home’s age and condition.
Clients seeking mobile home insurance can choose between a one-time policy for fixed coverage needs or an ongoing recurring plan that adjusts with annual renewals. From a base in Coeur d'Alene, ID, 1st Choice Insurance Brokers, LLC provides standard policies covering structure, personal property, and liability for manufactured homes. Risks specific to this region, such as wind and wildfire damage, are typically addressed within typical plan options. All services are arranged on an as-needed basis, with no set schedule for client contact.
When winter storms or spring runoff threaten homes across Kootenai County, Dirks Insurance Group, LLC in Coeur d'Alene, ID helps mobile home owners protect their property. This agency focuses on policies tailored to the unique needs of manufactured housing, addressing risks like wind damage and frozen pipes common to the region. Their process begins with a thorough review of the home’s condition and location to determine appropriate coverage. A personal inspection of the mobile home’s skirting, tie-downs, and roof follows that initial consultation.
Marsh McLennan Agency provides specialized mobile home insurance policies tailored to the unique construction and value considerations of manufactured housing. As a local Coeur d'Alene agent, it works to secure appropriate coverage for residents throughout the region. Its services include assessing property exposure and helping clients understand liability limitations specific to mobile homes. During the winter months, it often assists owners with policy adjustments related to potential freeze damage or snow load on roofs in the Idaho climate.
Panhandle Insurance in Coeur d'Alene, Idaho, provides mobile home insurance coverage to local homeowners. Its specialty add-ons can include additional protection for attached structures such as decks or carports. The company can also arrange policies for specific commercial sectors within the region, extending its services to small offices, warehouses, and food service operations that require tailored property insurance solutions.
Based in Coeur d'Alene, Idaho, Pacific Crest Insurance - Coeur d'Alene provides residential mobile home insurance coverage tailored to local housing needs. The agency also handles commercial insurance for manufactured home communities and rentals within the regional service area. Its professionals assist clients with policies that address typical park requirements and personal property protection. After an initial policy is set, the office provides ongoing support for claims and renewals, helping homeowners maintain continuous coverage between regular assessment visits.
Wendy Gillies - State Farm Insurance Agent is known for providing mobile home insurance in Coeur d'Alene, Idaho. The company offers tailored coverage for manufactured and mobile homes, protecting against common local risks like storms and liability concerns. Policies can include protection for the dwelling itself as well as attached structures and personal property. As a specialty add-on, the agency can help secure coverage for additional living expenses if a policyholder is temporarily displaced due to a covered loss.
What Does a a Mobile Home Insurance Agent in Coeur d'Alene Cost?
The typical cost for mobile home insurance in Idaho ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and size of the home your location in Kootenai County and your claims history. Older homes may cost more to insure due to higher replacement risks. This is general information and not insurance advice.
About mobile home insurance agents in Coeur d'Alene
Mobile home insurance agents in Coeur d Alene Idaho help you protect your manufactured home with coverage that meets Idaho state requirements. Idaho law does not mandate mobile home insurance but lenders often require it for financed homes. Local agents understand the risks of northern Idaho weather including snow loads and wind storms.
Frequently Asked Questions
Does Idaho require mobile home insurance?
Idaho does not have a state law requiring mobile home insurance. However if you have a loan on your mobile home your lender will likely require a policy that covers the structure and liability.
What does mobile home insurance cover in Coeur d Alene?
A standard mobile home policy in Coeur d Alene covers the dwelling structure personal property and liability. Many policies also include coverage for detached structures like sheds and additional living expenses if your home is damaged.
How can an agent help with Idaho specific risks?
An agent familiar with Coeur d Alene can recommend coverage for local risks such as winter freeze damage hailstorms and falling trees. They can also advise on Idaho specific replacement cost rules for manufactured homes.
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