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Directory of mobile home insurance agents in Troy, Illinois. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Troy, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 mobile home insurance agents in Troy, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Lyons Insurance Agency
420 US-40, Troy, IL 62294
(618) 667-9119
insurit.com
DeLuca Insurance Services
219 US-40, Troy, IL 62294
(618) 667-3434
delucains.com
Mobile home insurance agents in Troy Illinois help owners of manufactured and mobile homes find appropriate coverage. Illinois law requires mobile homes to be insured similarly to site-built homes, with liability protection and property damage coverage. Local agents understand the specific risks for homes in Madison County and can tailor policies to meet state regulations.
What Does a Mobile Home Insurance Agent in Troy Cost?
Typical mobile home insurance in Illinois costs between 300 and 800 dollars per year for a standard policy. Factors like home age, location in Troy, and coverage limits affect the price. Older mobile homes may have higher premiums due to depreciation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Illinois?
Standard policies cover the dwelling, personal property, and liability. Illinois requires at least liability coverage if you have a loan or park lease. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in Troy Illinois?
Illinois does not mandate mobile home insurance by state law. However, lenders and mobile home parks often require proof of coverage. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Troy?
Look for agents who specialize in manufactured homes and are licensed in Illinois. Ask about discounts for safety features or bundling policies. Compare quotes from multiple agents to find suitable coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.