The top-rated mobile home insurance agent in New Albany, Indiana is Countryside Insurance Agency Inc, rated 4.9 stars across 269 reviews. Other highly rated options include Adam Baker - State Farm Insurance Agent, Garrett Taylor: Allstate Insurance, Health Insurance by Design. This directory lists 18 mobile home insurance agents serving New Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Countryside Insurance Agency Inc | 1411 State St | (812) 945-9123 |
| 2 | Adam Baker - State Farm Insurance Agent | 2855 Charlestown Rd Ste 200 | (812) 944-0770 |
| 3 | Garrett Taylor: Allstate Insurance | 2581 Charlestown Rd | (812) 949-1600 |
| 4 | Health Insurance by Design | 1200 Bell Ln D | (812) 948-1581 |
| 5 | Russ Thomas Insurance, Inc. | 2722 Charlestown Rd | (812) 945-5484 |
| 6 | Bill Cline: Allstate Insurance | 3211 Grant Line Rd #2 | (812) 913-5549 |
| 7 | John English - Indiana Farm Bureau Insurance | 379 Professional Ct | (812) 944-8439 |
| 8 | Kochert Insurance | 4206 Charlestown Rd # 120 | (812) 952-2514 |
| 9 | Fox Insurance & Investments | 3120 Blackiston Mill Rd suite d | (812) 944-1850 |
| 10 | Jeff Schuld Agency, LLC American Family Insurance | 2606 Charlestown Rd | (812) 949-7900 |
Countryside Insurance Agency Inc serves the New Albany, Indiana area as a local mobile home insurance agent. The company helps customers find policies that protect manufactured and mobile homes against common risks such as wind, hail, fire, and liability. Agents work to match coverage options to each homeowner’s unique property needs. As a specialized agency in this region, it also assists with securing liability coverage and personal property protection for mobile home owners in Floyd County.
Adam Baker - State Farm Insurance Agent provides mobile home insurance coverage for clients in New Albany, IN. The agency works with customers to tailor insurance plans that address their specific needs and local requirements. Typical service includes policy review and adjustment to ensure adequate protection over time. Agent Baker handles inspections and follows up with clients as needed throughout the policy term. The company services single-family homes, apartments, retail establishments, and restaurants.
Garrett Taylor: Allstate Insurance serves homeowners and property owners in the New Albany, IN area by offering coverage for mobile homes and manufactured housing. The agency helps clients protect their investments with standard policies that address risks like fire, wind, and liability common to this region. Customized insurance solutions are available to meet specific needs, including options for seasonal or permanent residences. This agency also provides its services to residents in nearby Jeffersonville and across the greater Louisville metro area.
When customers need a quote for a new mobile home in New Albany, IN, they seek a one-time service option, whereas obtaining an annual policy renewal or adjusting coverage for a current structure falls under recurring service. Health Insurance by Design assists with protecting mobile homes and their contents against common local risks. The agent can explain important coverage decisions, such as whether actual cash value or replacement cost better fits a customer's budget. Service for this mobile home insurance agent typically runs on an as-needed basis.
Serving New Albany, Indiana, and the surrounding communities, Russ Thomas Insurance, Inc. handles mobile home insurance needs for local owners. The agency provides policies tailored specifically for manufactured and mobile homes, addressing the unique coverage requirements of these dwellings. It focuses on matching clients with appropriate protection for their property and personal belongings. To handle a typical job, the agent begins by assessing the homeowner's situation to recommend a suitable policy and then walks them through the necessary paperwork for binding coverage.
Bill Cline Allstate Insurance in New Albany, IN, specializes in tailored mobile home insurance policies, addressing the unique coverage needs of manufactured and modular homes. The agency provides comprehensive protection for structures, personal property, and liability, adapting plans to local Indiana requirements. It also assists clients with selecting appropriate deductibles and endorsements for additional peace of mind. For seasonal concerns, the agency helps policyholders review and update their coverage ahead of severe weather events common in the Ohio River Valley, such as hailstorms or high winds.
In the Ohio River Valley, intense spring storms can damage mobile home roofs and skirting, leaving residents of New Albany needing quick coverage adjustments. John English - Indiana Farm Bureau Insurance works with local policyholders to protect manufactured homes against these regional weather and liability exposures. An agent discusses replacement cost options and specific policy exclusions for wind or hail. The initial step involves scheduling an on-site review of the home’s tie-downs and overall condition to verify insurability before binding any coverage.
Kochert Insurance in New Albany, IN, provides residential mobile home insurance to protect manufactured and modular homes in the local area. Commercial coverage is also offered for mobile home parks and related businesses throughout southern Indiana. The agency helps customers match policies to the unique risks of mobile home ownership, including wind and hail protection. Routine follow-up between regular visits ensures that coverage stays current with changes in the home or market conditions, allowing for ongoing service adjustments as needed.
Fox Insurance & Investments aids clients in New Albany and the surrounding area in securing coverage for their mobile homes, handling the risks unique to these structures. It then provides access to optional policies for add-ons like detached sheds or valuable personal property. The agency works with individuals and families needing homeowner protection for their primary residences. Its service extends to various commercial sectors that own mobile units, including offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in New Albany Cost?
The cost of mobile home insurance in Indiana typically ranges from 300 to 900 dollars per year for a standard policy. Factors such as the age and size of the home, its location in New Albany, and the coverage limits affect the premium. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in New Albany
Mobile home insurance agents in New Albany, Indiana help owners of manufactured and mobile homes find coverage tailored to their needs. Indiana law requires mobile home owners to carry liability insurance if the home is financed or located in a park. Local agents can explain policy options including replacement cost and windstorm coverage common in the Ohio River Valley area.
Frequently Asked Questions
What does mobile home insurance cover in New Albany Indiana?
A standard mobile home policy in Indiana covers the structure, personal property, and liability. It may also include additional living expenses if your home is damaged and you need temporary housing. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in Indiana?
Indiana does not require mobile home insurance by state law. However, if you have a loan or lease the home in a park, the lender or park owner will likely require liability and property coverage. It is a good idea to protect your investment even if not legally required.
How do I choose a mobile home insurance agent in New Albany?
Look for an agent who specializes in manufactured home policies and is licensed in Indiana. Ask about coverage for Indiana-specific risks like tornadoes and winter freeze damage. Compare quotes from multiple agents to find a policy that fits your budget and needs.
Mobile Home Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Greenfield · Greenwood · Hammond