The top-rated mobile home insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, JESSICA STEVENSON: Allstate Insurance. This directory lists 19 mobile home insurance agents serving Council Bluffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Duncan - State Farm Insurance Agent | 1705 McPherson Ave Ste 400 | (712) 352-3500 |
| 2 | Tracy Hough - State Farm Insurance Agent | 928 Valley View Dr Ste 4 | (712) 325-1916 |
| 3 | Smith Davis Insurance | 532 1st Ave # 101 | (712) 322-1600 |
| 4 | JESSICA STEVENSON: Allstate Insurance | 1534 Avenue J | (712) 890-3072 |
| 5 | Derek Kinder - State Farm Insurance Agent | 600 E Pierce St | (712) 328-3243 |
| 6 | Damien Shull - State Farm Insurance Agent | 1417 1/2 W Broadway | (712) 323-2880 |
| 7 | Plunkett Agency INC. American Family Insurance | 127 S 35th St | (712) 322-6633 |
| 8 | NavSav Insurance - Council Bluffs | 100 E Broadway #100 | (712) 328-0305 |
| 9 | Armour Insurance | 123 S 4th St | (712) 323-4959 |
| 10 | Campbell Insurance Agency Inc. | 103 North Ave #9 | (712) 328-3975 |
Greg Duncan - State Farm Insurance Agent serves the Council Bluffs, Iowa area as a mobile home insurance agent. The agency helps local residents protect their manufactured and mobile homes with tailored coverage policies. Standard services include dwelling protection for the structure itself and liability coverage for accidents on the property. The office also handles personal property coverage for belongings inside the home and loss-of-use benefits if the residence becomes uninhabitable. Specific services offered include comprehensive protection against weather damage and coverage for detached structures like sheds.
Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA, provides mobile home insurance coverage tailored to protect manufactured and modular dwellings. Service options include customizable policies for full-time residences, seasonal use, and rental mobile homes, along with assistance in reviewing coverage limits and deductibles. Maintenance-focused services help clients understand their plans and make adjustments as needs change. The agency services single-family mobile homes, multi-unit manufactured home parks, rental properties, and mobile homes used in retail frontages or restaurant operations.
Smith Davis Insurance serves homeowners and property managers in Council Bluffs, Iowa, by providing mobile home insurance policies. Coverage options protect manufactured and mobile homes against common regional risks, including severe storms and property damage. The agency works with clients to select appropriate liability and dwelling protection for their specific needs. It strives to deliver clear explanations of policy terms and conditions. Smith Davis Insurance also covers nearby communities in the Omaha metro area, including communities in neighboring Sarpy County, Nebraska.
Jessica Stevenson of Allstate Insurance serves mobile home insurance clients in Council Bluffs and surrounding Iowa communities. It handles policies covering personal structures and belongings specifically for manufactured and mobile homes in the region. The agency works with customers to determine appropriate coverages for local weather and site conditions. For each job, it begins by reviewing the specific needs of the property and owner before presenting available policy options tailored to that situation.
Derek Kinder - State Farm Insurance Agent in Council Bluffs, IA distinguishes between one-time mobile home insurance policies, which cover a single dwelling without ongoing service, and recurring policies that provide continuous protection through annual renewals. Coverage options address risks like fire, wind, and liability for manufactured or mobile homes. Service for policy inquiries and adjustments runs on an as-needed basis, allowing clients to call when specific questions or claims arise.
Damien Shull - State Farm Insurance Agent specializes in providing mobile home insurance coverage, offering tailored policies that protect against property damage and personal liability. The agency also assists local residents with a range of other insurance products, including auto and life policies. In the Council Bluffs area, seasonal weather such as hailstorms or heavy snowfall during winter often threatens mobile homes, and the agency helps clients ensure their policies address these specific regional risks.
As winter storms and heavy winds sweep across western Iowa, mobile home owners in Council Bluffs look for coverage against potential hail and freeze damage. Plunkett Agency INC. American Family Insurance helps navigate these risks by offering tailored policies that address manufactured homes’ unique construction and vulnerability. They work with local residents to match coverage limits with current replacement costs and local code requirements. Every mobile home policy begins with a detailed inspection of the unit’s age, skirting, roof condition, and tie-downs to determine eligibility and proper coverage.
NavSav Insurance in Council Bluffs assists clients with mobile home insurance, covering standard perils such as fire, theft, and weather damage for manufactured and modular homes. It also offers specialty add-ons including personal property replacement cost coverage and protection against detached structures. This agency can serve the insurance needs of commercial sectors such as local offices, warehouses, and food service operations in the Council Bluffs area.
Armour Insurance offers residential mobile home insurance solutions to clients in Council Bluffs, Iowa, along with policies for commercial manufactured housing needs across the surrounding region. The agency assists local homeowners in protecting their property against common risks while enabling mobile home park operators and rental property owners to secure appropriate liability and physical damage coverages. Returning customers are always welcomed for policy reviews or adjustments between their regular renewal cycles to address any changes in coverage needs.
Campbell Insurance Agency Inc. in Council Bluffs, Iowa, is known for providing focused mobile home insurance solutions for local residents. The company serves policyholders throughout the Council Bluffs area, helping them find appropriate coverage for manufactured and mobile homes. An agent works with clients to understand their specific protection needs regarding the structure and personal property. The firm can assist with policies that address common risks faced by mobile home owners in this region. Specialty add-ons, such as coverage for personal belongings during a move, are also available.
What Does a a Mobile Home Insurance Agent in Council Bluffs Cost?
Typical mobile home insurance costs in Iowa range from 300 to 800 dollars per year for a standard policy. Factors include the age and value of the home location in Council Bluffs and the coverage limits you choose. Policies for older mobile homes may cost more due to higher risk. This is general information and not insurance advice.
About mobile home insurance agents in Council Bluffs
A mobile home insurance agent in Council Bluffs Iowa can help you find coverage that meets Iowa legal requirements. Iowa law requires proof of financial responsibility for mobile homes which often means liability insurance. Local agents understand the risks specific to the Council Bluffs area including severe weather and flooding near the Missouri River.
Frequently Asked Questions
What does mobile home insurance cover in Council Bluffs Iowa?
Standard policies cover damage from fire wind hail and theft. Liability coverage is required by Iowa law for mobile homes on leased land. Flood insurance is not included and may be needed for homes near the Missouri River.
Do I need insurance for a mobile home in Iowa?
Yes Iowa law requires proof of financial responsibility for mobile homes. This typically means liability insurance. If you have a loan your lender will also require comprehensive and collision coverage.
How do I choose a mobile home insurance agent in Council Bluffs?
Look for an agent who specializes in manufactured home policies. Ask about replacement cost valuation and coverage for detached structures. Verify they are licensed to sell insurance in Iowa through the Iowa Insurance Division.
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