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Showing 2 mobile home insurance agents in Damascus, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Austin Stein - State Farm Insurance Agent
26133 Ridge Rd, Damascus, MD 20872
(301) 685-6096
sfagentaustin.com
Jim Kearney - State Farm Insurance Agent
9899 Main St #201b, Damascus, MD 20872
(301) 428-0789
jimkearneyinsurance.com
What Does a Mobile Home Insurance Agent in Damascus Cost?
Mobile home insurance in Maryland typically costs between 300 and 800 dollars per year for a standard policy. Factors like the home age location and coverage limits affect the premium. Older homes or those in flood prone areas may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Damascus Maryland?
Mobile home insurance in Maryland typically covers the structure personal property liability and additional living expenses. Some policies also include coverage for detached structures like sheds or decks. Your agent can explain the standard HO-7 policy used for manufactured homes.
Is mobile home insurance required by law in Maryland?
Maryland does not require mobile home insurance by state law but your lender or park management may require it. If you own the land and home liability coverage is strongly recommended to protect against lawsuits. Always check your lease or loan agreement for specific requirements.
How do I find a mobile home insurance agent in Damascus?
You can search online for independent agents in Damascus or Montgomery County who specialize in manufactured home policies. Many local agencies offer free quotes and can compare multiple carriers. Ask about discounts for safety features or bundling with auto insurance.