The top-rated mobile home insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Beth Shutko - State Farm Insurance Agent, Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 20 mobile home insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Beth Shutko - State Farm Insurance Agent | 40680 Garfield Rd STE 2A | (586) 792-1591 |
| 3 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 4 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 5 | Steve Barkley - State Farm Insurance Agent | 37211 Harper Ave Ste 5A | (586) 948-9009 |
| 6 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 7 | AAA Insurance - McDowell Insurance Group | 24416 Crocker Blvd | (586) 846-2230 |
| 8 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
| 9 | Inspire Insurance Agency Inc | 20666 Hall Rd | (586) 421-5961 |
| 10 | L.A. Insurance | 37041 Gratiot Ave | (586) 954-4690 |
First Independent Insurance Agency serves the Clinton Township, Michigan area as a local mobile home insurance agent. It helps mobile homeowners find coverage that meets common needs in this region. Policies typically address risks like severe weather and theft. The agency guides clients through understanding policy structures and ensuring adequate protection for their manufactured homes. Its mobile home insurance work includes assistance with both standard policies and specialized endorsements for older units.
Beth Shutko - State Farm Insurance Agent in Clinton Township, MI, offers comprehensive mobile home insurance coverage, including protection for the structure, personal belongings, and liability. Ongoing service includes assistance with policy reviews, claims processing, and updating coverage to reflect changes in property value or personal circumstances. The agency also provides guidance on bundling policies for potential savings. It services single-family homes, apartments, retail locations, and restaurants within the local area.
Royal Oath Insurance Group serves homeowners and property managers in Clinton Township, Michigan, who need specialized coverage for manufactured and mobile homes. The agency helps clients secure policies that address risks unique to these structures, including wind, hail, and liability protection. Customers rely on the agent to explain policy options and tailor coverage to their specific property and budget needs. The agency also serves clients in the surrounding communities within Macomb County and the greater Detroit metro area.
AAA Insurance - Schnaidt Agency serves Clinton Township and the surrounding communities of Macomb County, handling mobile home insurance policies for both single-wide and double-wide structures. It provides coverage that protects against common risks such as fire, wind, and liability. For each typical job, the agency begins by assessing the customer’s specific coverage needs and property type before presenting policy options that balance protection with the homeowner’s budget. It then explains the terms thoroughly to ensure the client understands their coverage before finalizing the policy.
Steve Barkley - State Farm Insurance Agent in Clinton Township, MI, specializes in providing mobile home insurance policies tailored to manufactured and modular dwellings. Alongside this specialty, the agency offers a full range of standard homeowner insurance services. It helps customers understand coverage limits for personal property and liability on leased or owned land. During the Michigan winter, it assists with claims related to frozen pipes and ice dam damage that commonly affect mobile homes.
For those seeking a single policy or an ongoing coverage relationship, MI Insurance Agency in Clinton Township offers mobile home insurance for year-round and seasonal residences. Policies typically cover the structure, personal belongings, and liability protection against common risks. Service runs on a one-time, scheduled, or as-needed basis, depending on the client's preference for policy review or claim support.
When Michigan winter storms threaten roofs and plumbing, Clinton Township homeowners seek reliable protection for manufactured and mobile homes. AAA Insurance - McDowell Insurance Group offers coverage tailored to the unique structural and liability needs of these dwellings. Their agents evaluate expected wind and hail risks common to Macomb County before presenting policy options. An initial inspection of the home's age, tiedown system, and overall condition typically launches the quoting process.
Brian Lane Agency/Farm Bureau Insurance in Clinton Township, MI, arranges mobile home insurance policies. Its work includes providing standard coverage for structures and personal property, and it specializes in adding options such as liability protection and coverage for attached structures. The agency can serve residential mobile home parks, private single-wide communities, and seasonal vacation lots, as well as commercial sectors including offices, warehouses, and food service operations.
Inspire Insurance Agency Inc serves residential mobile home owners in Clinton Township, MI, with tailored coverage solutions. Commercial mobile home insurance is also available for clients needing broader protection. The agency extends its services throughout the surrounding Michigan area, ensuring local property owners can obtain necessary policies. Customers receive clear guidance on policy options during their initial consultation. Follow-up assistance is provided to review coverage adjustments between regular service visits, keeping protection aligned with changing needs.
L.A. Insurance serves the Clinton Township, Michigan area and surrounding communities with mobile home insurance agent services. The company handles policies specifically designed for manufactured and mobile homes, addressing their unique structural and liability needs. It assists clients in understanding coverage options that protect against common regional risks, from winter weather damage to vehicle collisions. For a typical job, the agent begins by reviewing the home's age, value, and location to tailor appropriate coverage limits and deductibles.
What Does a a Mobile Home Insurance Agent in Clinton Township Cost?
Typical mobile home insurance costs in Michigan range from 300 to 900 dollars per year for a basic policy. Full coverage with replacement cost and liability may cost 600 to 1,500 dollars annually. Factors like age of the home location in Clinton Township and your claims history affect the price. This is general information and not insurance advice.
About mobile home insurance agents in Clinton Township
Mobile home insurance agents in Clinton Township help protect your manufactured home with policies that meet Michigan requirements. Michigan law does not require mobile home insurance but lenders often demand it. Agents in Macomb County can explain how local wind and hail risks affect your premium.
Frequently Asked Questions
What does a mobile home insurance agent in Clinton Township do?
An agent helps you find a policy that covers your mobile home structure personal property and liability. They know Michigan specific rules like the difference between a mobile home and a modular home. They also help you compare quotes from multiple carriers.
Is mobile home insurance required in Michigan?
Michigan state law does not require mobile home insurance. However if you have a loan or lease the lender or park owner will require coverage. Agents can explain the minimum coverage needed to satisfy those requirements.
How do I choose a mobile home insurance agent in Clinton Township?
Look for an agent who specializes in manufactured home policies and has experience with Michigan regulations. Ask about their knowledge of local weather risks and how they handle claims. You can verify their license through the Michigan Department of Insurance and Financial Services.
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